Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067

[Continue Reading…]

Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067 Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Crocs Unisex Adults’ Crocband Flip Flop Candy Pink Birkenstock Arizona, Unisex-Adults Sandals Black Mephisto P5121684 Sandals Man Navy , Nunn Bush Men’s Rio Grande Slide Sandal Tan , Jerusalem Sandals Men’s Jared Sandal Black Crocs Unisex Adult Classic Mules Blue (New Mint) Lukpol Mens Comfortable Natural Buffalo Leather Orthopedic Sandals Shoes Model-839 Chocolate , Lukpol Mens Genuine Buffalo Leather Orthopedic Sandals Shoes Model-1062 Chocolate Birkenstock Ramses, Unisex-Adults Sandals Brown (Dark Brown) , Skechers USA Men s Pelem Emiro Flip Flop Chocolate , Armani Exchange Men’s Printed Graphic Flip-Flop All Over Logo Blue , Quiksilver Monkey Abyss, Men s Flip Flop Black (Black/Black/Brown) Lotto R096 Sandal Men Grey , Crocs Unisex Adults Classic Slide Sandals Blue (Tropical Teal) Propét Men’s Villager Fisherman Sandal Brown Flip flops, men s slippers, casual men, cool mop, antiskid pins, slippers, beach shoes, big size slippers Red camouflage Animal Mens Fader FLIP Flop Dark Navy Keen Men’s Newport EVO Hiking Sandals, Brown Blue (Yankee Blue/Dress Blues Yankee Blue/Dress Blues) YY-Rui Men s Casual Leather Shoes Sandal Beach Slipper Sandals Brown Mens Leather Sandals Closed Fashion Sweat-Absorbent Breathable Cool Beach Shoes Summer Outdoors Walking and Hiking Black Steve Madden Men’s Santee Sandal Black mens leather upper velcro straps sandal, with cross strap front and padded insole Lt Brown Classic Design Sandals, Handmade Shoes, Leather Strap Sandals, Unisex Sandals, Slingback Sandals - Serenity Men Casual Breathable Business Fashion Soft Leather Shoes A , Birkenstock Ramses, Unisex-Adults Sandals Brown (Dark Brown) , SK Studio Men’s Peep-Toe Black Crocs Modi Sport, Unisex Adult s Slide Sandals white - red - navy Geox Men’s Uomo Strada D Open Toe Sandals Grey (Stone/Lt Grey) , Crocs Unisex Adult Classic Mules Pink (Pearl Pink)
Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067 - poyigut.site Hibote Men Winter Sneakers Warm Lined Winter Shoes Boots Cotton Anti-Slip Ankle Shoes High Rise Skateboarding... - , LYZGF Men Seasons Business Casual Fashion Wedding Laces Leather Shoes - , Saucony Men’s Jazz O Running Shoes, Blue Bianca E Verde Lowa Zephyr Mid GTX Military Boots Coyote Unlisted by Kenneth Cole Men’s Press Loafer - Asics Mens Gel-Kayano® 24 (2E) Shoes Silver/Black/Mid Grey Skechers Mens Marauder Mershon Marauder Mershon Navy/Black Insun Men s Leather Slip On Breathable Loafers - Vans Unisex Adults’ Era Classic Canvas Low-Top Trainers Black (Black) Puma Men’s Evotouch 3 LTH Ag Football Boots, Multicoloured - , Gordon & Bros Men’s Lucquin 5655 L Chukka Boots - , Senbore Men s Running Lightweight Athletic Trainers Lace-Up Gym Casual Sport Shoes White-6 , Steve Madden Men s Ludic Leather Bootie Casual - , @Sandals Men S New Summer Casual Flip Flops, Fashionable And Dual-Use Beach Shoes. - Under Armour Men’s Ua M Marathon Key III T Beach and Pool Shoes, Black - , Nike Men’s SB Portmore II Solar Skateboarding Shoes - , Jomos Man Life 2, Men’s Slippers - , Seeland Allround 18" Dark green - Cole Haan Men’s Hyannis Penny Ii Loafer, 1 - Clarks Men’s Un Abode Lace Derbys, Grey, 7 UK - , Pier One Men’s Lace-Up Flats - Salomon Men’s Speedcross 4 GTX Trail Running Shoes Multicolour (Hawaiian Surf/Black/Scarlet Ibis 000) , Remus Men s Miguel Leather Split Toe Derby Shoes in Burgundy , Red Tape Mens Overton Brown Formal Shoe Men s VITELO Leather Suede Slipper Shoes with Embroidery Crest Design MT 30 Brown Suede , Journey West Men s Vintage Velvet Loafers with Embroidery Loafers Men Smoking Slippers Men Black/Red/Blue Vine Blue , Zenith Rising Leather Lemaitre Safety Boot S3 SRC 100% non-metallic black , Orbit Hygiene Unisex Safety Shoes SRC03 Steel Toe Cap Lace-Up Work Food Lab Medical S2 White Dr. Martens Original 1460 Patent, Women s Boots Black (Black Patent Lamper 011) safety-site UK 5 EN Tested SRA Rated A3 Steel Toe Suede Leather Unisex Work Safety Trainer Boots - Black/Yellow Black / Yellow Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Vocni Men s Sandals Open Shoes Toe Toe Casual Leather Comfort Shoes Sandals Brown ac39067 - poyigut.site

More Posts for Baby Boomer Info