Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572 -
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572 - Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572 - What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572 - The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572

[Continue Reading…]

Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572 Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572 - Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572 - The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572 - Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572 - First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
GENUINE SEAFARER Leather Men s Lace Up Sailing Deck Shoes Size: 9 UK - , Salming Miles Mens Running Shoes - Green - , DeWalt Maxi Safety Boot Size 13 - , Pavers Lace up Trainer 309 269 - AIMONT Men s Safety Shoes black black - , Cofra 13190-000.W47 Size 47 S3 ESD SRC Lofn Safety Shoes - Black - Dickies Landmaster Pro Safety Wellies Wellington Boots Black/Grey 6-12 - Aku Gore-Tex Superalp GTX 593 Hiking Shoes Leder/Mesh - Globe Men s Sabre Trainers, Black - , Sandal Men s Outdoor Sports Magic Stick Beach Shoe Breathable Black Sandals (24.5-27.0) CM (Color : Black, Size... - Calvin Klein Men s Boots - , Mephisto Men s Brice 178 Chestnut Fashion Sandals - Jack & Jones Men’s Jfwgaston Pu Combo Anthracite Low-Top Sneakers - , xiaojian& Men s Sandals Leather beach shoes, black 1712, 43 - , Clarks Bosun Coast - Navy Nubuck Mens Sandals - , Single Shoe Tip Fine With High-Heel Shoes Small Bee Light Mouth, Black,36 - , HN Shoes Mens Shoes Dress Lace up Crocodile Pattern Wedding Formal Business Casual Leather Black Blue Pointed... - , Bugatti Men’s 321466811000 Mules, Brown - Mens Slipper,Clode® Fashion Mens Antiskid Bathroom Slipper Flip Flops Sandals Summer Beach Slipper Shoes for Indoor... - , The Girl Fine With Single Shoes Fashion Belt Buckle Tip Grid Cat Track Shoes, Its 37 - Red Tape Mens Backford Tan Casual Shoe - Josef Seibel 12607-919-360 Logan 22 Men s Mules & Clogs - PJ Mask Boys’ S19861h/Az Flip Flops - , Fly London Men’s Bose836fly Low-Top Sneakers - Melvin & Hamilton Men’s Martin 4 Derbys - Nike Benassi JDI - Weejuns Larkin Palm Springs Navy Leather - Globe Motley, Men’s Low-Top Sneakers - Dr. Martens icon 7b10 Boot -
Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572 - ECCO Men’s Cool Walk Low Rise Hiking Shoes - NoRisk New Denver 6025.32 Safety Dealer Style Work Boot - Puma Men s Running Socks - Grey/Black/White, Size 35 300 - White Merrell Men s Jungle Moc Slip-On Shoe,Midnight,10 W US - , Skechers Go Walk 3 - Attain, Men’s Sneakers Navy Teva Men’s M Winsted Open Toe Sandals Black GLSHI Men Outdoor Casual Shoes Fashion Handmade Leather Breathable Walking Shoes Slip On British Driving Shoes - Ask The Missus Bonjourno Penny Loafers - Lacoste Men Sneakers Vauban SNM SPM red-navy 7-30SPM0489RS7 - , Mens New Balance Extra Wide Fitting Running Trainner 4E (Width) - , ALUK- Summer - Baotou Beach Sandals Breathable Hollow Men s Sandals ( Color : Dark blue , Size : 39 ) - , Sandals Men s Outdoor Casual Shoes Leather Green Sandals Collision Breathable Shoes (24.0-27.0) CM (Color : Brown... - , Yaojiaju Leather Oxford Shoes Men,Formal Business PU Leather Shoes Classic Lace-up Loafers Square Texture Strong... - , Mens Toe Post Slip On Flip Flop Sandals, Brown Size UK 8 - Quiksilver Monkey Abyss M SNDL XSSS, Men’s Flip Flop Sandals - TOMS Sunset Slip On Shoes - Free soldier Outdoor Men’s Breathable Lightweight Camping Hiking Sports Shoes Qucik Dry Water Shoes - Mens Designer Inspired Casual Pu Leather Loafers Moccasins Slip-On Shoes [White, UK 9 / EU 43] - NSXZ The new fashion casual men s shoes trend boots Martin high boots to help men - Vans Sneaker Men ISO 2 + Sneakers - Prada Men s 2DD102 Leather Loafers - Roots Original RO60306 Apache Men s Safety Shoes – Size 47 – black - Men s Leather Shoes Business Casual Shoes Daily Set Feet Lazy Shoe Shoes Middle-Aged People - Man Classic Formal Leather Shoes Party Lace Shoes Man Black Brown Round Head Leather Shoes Brown , Grunland CI0387 Slippers Man Blu , Sanuk Men’s John Doe 2 Flip-Flop, Medium Dark Brown , Sebago Docksides, Men s Boat Shoes Brown Cognac Leather , Sebago Docksides, Men s Boat Shoes Grey (Smoke / Waxy Leather) , XUE Men s Shoes Sandals Shoes Summer Breathable Loafers & Slip-ONS Shoe Driving Shoes Casual Beach Shoes Black, Brown, Yellow A COOLCEPT Men Comfort Low Flats Lace Up Casual Shoes Khaki Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572 - Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572 - Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Salvatore Ferragamo Ferragamo Loafers Men Men - UK (MASON0617502) UK - bcd8572 -

More Posts for Baby Boomer Info