Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a

[Continue Reading…]

Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Mens New Black Lace Up Casual Light Weight Shoes Size UK 6 7 8 9 10 11 12 - , AKU Unisex Adults’ Bellamont Suede GTX Multisport Outdoor Shoes - , Vans Men’s Dawson Low-Top Sneakers - , Mens Designer Leather Lined Shoes BLACK / BROWN Size 6 - 12 (9, BROWN) - AIHUWAI Sandals Men Sandals Flip-Flops Men S Summer Leisure Non-Slip Rubber Flip Flops Sandals And Slippers Wear... - , Geniune GCG Ladies Faux Sheepskin Slippers Mules Non Slip Hard Sole Womens Black 5 - Lacoste Mens White Carnaby EVO 317 2 Trainers - GAOLIXIA Men s Shoes PU Summer Comfort Sandals Walking Shoes for Casual Black Yellow White Brown - New Balance Men’s Vazee Breathe Running Shoes - , TOMS Mens Canvas Classic Espadrille Pumps in Green - , TOTO H9766-2.8 inches Taller - Height Increasing Elevator Shoes (Black Leather Lightweight Slip-on) - , Vans Authentic (Dolphins) Black Shoe VA38EMMOZ - , Fly London Men’s Bato835fly Low-Top Sneakers - fankou Slippers male summer personalized men s beach shoes outdoor non-slip sandals cool drag and male, 42, a... - , Safety clog 0713, black Black Size: 6.5 - , XPOSED Designer Style Mens Faux Leather Cream Slip on Loafer Snakeskin Effect Vintage Summer Shoes - , U.S. Polo - VAIAN4207S7_G3 - Boys Spring Business Shoes Men s Shoes Men s Shoes Derby Lace-Up Classic For Best Gift Outdoor Walking - Mizuno Men’s Wave Ultima 8 Running Shoes - , Mens Fernando Casual Sandals - Puma Safety Shoes 47-642520-39, Women Safety Shoes & Boots - THOMAS VALMAIN Moccasins Man 9 UK/ 43 EU Brown Leather - , Bugatti Men’s 311256011000 Derbys, Cognac - , NBWE Men s high-end Sets Foot Loafers Business Casual Dress Shoes Handmade high-end Derby Shoes - nihiug Brown Leather Shoes for Men Slip On Wedding Lace-up Leather Shoes Business Dress Shoes Tips with Breathable... - , Ted Baker Men’s Dannez Trainers - , CORTEFIEL 2906724, Men’s Low-Top Sneakers - Meindl Meran GTX Wide Fitting Walking Boot - Garofalo Gianbattista Men s Loafer Flats grey grey - ,
Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a - poyigut.site Reef Men’s Contour Cushion Le Flip Flops, Black/Brown, 8 UK - adidas Performance Mens Adipure Thong Supercloud Shower & Bath Shoes - Size 8 Dickies Mens Fury Super Safety Fury Hiker Bt Formal Black Leather Steel Toe Safety Work Boots - , Hush Puppies Men’s Nova Loafers - , NEOKER Walking Hiking Boots Mens Trekking Sports Outdoor Shoes Lightweight Black Blue Size 5.5-9.5 Black Sioux Men s 34211 -H172-18 Loafer Flats grey grey - , Vans Sk8-hi Unisex Adults Hi-Top Sneakers - XIE ZI Men s Shoes Summer Tide Shoes Breathable White Shoes Sports Shoes Men s Shoes Korean Students Wild Shoes... - Skechers Girls Skech Air Ultra-Glitterbeam Low-Top Sneakers - Storm - Montana - Brown - Portuguese Leather boots - , CFP 8327 Mens Slip-on Studden Casual Loafers Driving Flannel Sneakers Red UK Size 7 - , adidas Zx Flux, Unisex Adults’ Trainers White (Footwear White/Footwear White/Clear Grey) mens shoes, Men s Thong Flip Flops Shoes Casual Genuine Leather Beach Slippers Non-slip Soft Flat Sandals Black... - , yalanshop Silver tip of the high-heel shoes fine with 亮 banquet accompanied mother wedding bride wedding shoes... - , FELOVE Water Shoes,Beach Surf Diving Swim Running Snorkeling Barefoot Skin Shoes, Home Slipper Yoga Socks For... - , Stormafit Jackdaw Huntsman Premium Traditional Boot - , Callaway Men’s Chev Comfort Golf Shoes Black (black / Silver) INMONARCH Mens Silver Brocade Indian Wedding Shoes Paisley MJ0179 , XUE Men s Business Leather Shoes Spring Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A Carolbar1987 Men s British Stylish Free Lettering Lace Up Casual Shoes Black-lettering Remus Men s Stefano Leather Derby Brogue Shoes in Navy - , Coloranimal Stylish Animal Leopard Printed Casual DailyShoes for Women Slip on Canvas Flats Leopard Pattern-3 DeWalt Hammer, Men s Safety Boots, Brown, 8 UK Brown , Crafeel Leather Flip Flops Summer Slippers Sandals for Women Men Yellow Sinner Unisex Adults’ Jaffna Flip Flops Grey (Grey) Timberland Men’s Bradsteet 3 Eye Sensorflex Boat Shoes, Blue Navy (Black Iris Nubuck) , FLARUT Winter Boots Snow Boots Warm Faux-Fur Lined Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Blue-b Timberland Men’s GT Scramble Chukka Grey (Tornado) Diadora Unisex Adults’ D-Blitz Low S1p Work Shoes Grey (Grigio Castello) , Mens Leather Safety Boots Mens Safety Boots S3 Steel Toe Cap Work Shoes Ankle Leather Black Hammer 7752 Black , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Sendra Biker Mens Clogs 10114 Clogs - 4977 Brown - 8d0185a - poyigut.site

More Posts for Baby Boomer Info