Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8

[Continue Reading…]

Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8 Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
adidas NMD XR1 PK OG - BY1909 - - , yalanshop The high-heel shoes girl fine with the tip of a single shoe light and versatile black satin shoes occupational... - , HUSK SWARE Men s Running Shoes Lightweight Sports Trainers Gym Walking Trainers Fitness for Men/Women - , Nike Men s Aptare SE Running Shoe - LYZGF Men Youth Business Leisure Fashion Lace Leather Shoes - Gioseppo Boys’ 43983 Slip on Trainers - FOCO Louisville Cardinals : Double Logo Flip Flop - , New Men Slip-On Oxford Summer Breathable Daily Casual Shoes Comfortable Flat Bottom Soft Leather Driving Shoes... - , Hogan Men s HXM3210K860IFW0XCG Black Leather Sneakers - , Indigo Schuhe Girls’ 422 302 Closed Toe Ballet Flats - , Alexandra STC-FW148BK-10 Men s Oxford Shoes, Plain, Leather, Size: 10, Black - Base London Men’s Turner Derbys, Brown - , JAS Fashion Mens Hi Tops Sneakers Lace Up Boots Party Trainers Casual Fashion Shoes Size UK - , Men s Leather Smart Oxford Bullock Shoes Lace up Formal Wedding Business for Men Black Brown Office Work Party... - , Nero Giardini Men s Lace-up Flats Black Black - , zmlsc Men s Casual Retro Leather Shoes Business Leather Shoes Spring Autumn Black Gray Brown Lace Shoes - Reebok Boys’ Royal Cljog 2 2v Running Shoes, Blue, 9.5 Child UK - Element Winter Boot Men Topaz C3 Mid Boots - , Keen Utility Men s Louisville 6" Steel Toe Work Boot - , Shoo Pom Baby Girls’ Bouba Yaka First Walking Shoes - widewing Heel Support Pad Cup Gel Silicone Shock Cushion Orthotic Insole Plantar Car - , ROAMERS XXX Extra Wide Touch Fastening Tramline Casual Leather Quarter Lining & Sock Mens - , Geox U Federico W Men Lace-Up Derby - , Redfoot Decker Brown - Mephisto Men (Foot Foundation) Valden 11951 men s sandal in dark brown leather 557 13 UK DARK BROWN - New Balance Men’s Mrl420 Running Shoes - , Cofra 33050-003.W44 Size 44" Euclide O2 SRC FO Safety Shoes - Black - , Champion Men’s Low Cut Stark Competition Running Shoes - , Fratelli Rossetti 45400, Men’s Mocassins - ,
Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8 - poyigut.site Dilize Men s Leather Pointed Toe Embossed Formal Ankle Boots - Dr. Marten s Work 0012, Men s Safety Shoes - Clarks Originals Tor Track (Off White Nubuck) - Vans Camden, Men’s Skateboarding Shoes Natural White/White , Men’s Leather Formal Brogues Classic Dress Shoes(Black,Red,Bronze) Casual Lace-ups Oxford Shoes For Men Business... - Diadora Men’s Crawl Thongs - LEDLFIE Men s Real Leather Shoes Business Breathable Lace-up Shoes - , Barrier Island Mens/Gents Grey Adventure Sandals with Adjustable Straps - Grey/Yellow/Black - UK Sizes 6-12 - , adidas Men’s Zx 750 Running Shoes, Grey - , Columbia Men s Hiking and Walking Shoes, Waterproof, Canyon Point MID - , Nike Men’s Classic Cortez Leather Running Shoes, White, 10 UK White (White/Black) , Levi s Men’s Dixon Allover Flip Flops - , JOE N JOYCE Men London Nappa Leather Slippers - Pantofola d Oro Boys’ Vasto Ragazzi Low Trainers - , Cheaney Freeman Burnished Double Buckle Boot in Mocha Calf Leather - , Mens Italian Style Faux Suede Slip On Tassel Loafers Moccasin Shoes UK Size 6-11 - , Softee Men s 78133 Legging Tights - Blue Marino, Large - Havaianas Unisex Adults’ Brazil Logo Sandals - , Jomos Trailer, Men s Derby Black (Schwarz 42-000) Sole Runner Unisex Adults’ Namaka 2 Derbys Black , Mens Suede Chelsea Boots Italian Style Smart Casual Desert Dealer Ankle Shoes Navy , Crocs Modi Sport, Unisex Adult s Slide Sandals Black (Black/Graphite) Steve Madden Men’s Garland Loafer Red Suede MHSXN Man Retro Formal Leather Shoes Commerce Lace Shoes Man Black Brown Round Head Leather Shoes Brown Men s Winter Fashion Comfortable Casual Shoes Handsome Flat Shoes Black Wild Shoes Black , ESAILQ Men s Shoes Fashion Casual Mesh Comfortable Breathable Flat Sneakers Black , Heavy Duty Rubber Wide Fit Wellies Wellington Boots Green , Dr. Martens Unisex Adults’ Bonny Classic Boots Black (Black Extra Tough Nylon and Black Rubbery 001) , Vans Unisex Adults’ Sk8-Hi MTE Trainers Brown (Mte/ Dark Earth/Seal Brown) , Salomon Deemax 3 Ts Wp, Men’s Snow Boot Black/Black/Aluminium , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Vans - Style 112 Pro -Fall 2017- Gunmetal/black Gunmetal/black B011E2F51Q - 546ecc8 - poyigut.site

More Posts for Baby Boomer Info