Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f

[Continue Reading…]

Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Art Men’s Soma Boots - Cheiw 47085, Girls’ Sandals - , La Sportiva Bushido Trail Running Shoes - SS18 - , Skechers Men Navy Rough Cut Trainers - Gola Men’s Coaster Linen Low-Top Sneakers - Cetti C1092, Men s Shoes with Removable Insole, Blue Suede - nike SB stefan janoski MID PRM mens hi top trainers 642061 sneakers shoes - , Timberland Earthkeepers Mens Original Casco Bay Oxford Lightweight Footwear - , Bovake Barefoot Shoes, Lovers Couple Shoe Unisex Hollow Out Casual Couple Beach Sandal Flip Flops Shoes One Foot... - adidas Girls’ Altarun K Training Shoes - , adidas Unisex Adults’ Duramo Slide Beach and Pool Shoes - , Diadora Kuruka 2, Men’s Competition Running Shoes, Black (Nero/Argento), 10 UK (44.5 EU) - Nike Men’s Tiempo Legend VI FG Football Boots, Gris - Dunlop Mini Children s Boots, Without Steel Toe - K131514/K131510 - , Rieker Mens 30410 Desert Boots - , Blend He Grey Orange White Mens New Trainers Shoes - , Jordan Women s Espadrille Flats - , 5.11 Men s Skyweight RapidDry Boots Dark Coyote size 11 UK / 12 US - Cofra Safest S5 CI SRC Safety Boots – Size 9 – Blue - , Funtasma Men s Jazz Glitter Slip-On Loafer - , Josef Seibel Willow 24, Men’s Warm-Lined Short-Shaft Boots and Bootees - , Pikolinos ROYAL Ladies Leather Ankle Boots Brandy - , Nike Men’s Hoodland Suede Trainers - , Cofra 31260-000.W44 Size 44 S3 SRC Lausanne Safety Shoes - Black - Adidas Neo Lite Racer Hi Lace Up Shoe, Black/black/green, 6.5 M Us - , Men s Retro Bullock Genuine Leather Carved Pointing The Pack Wingtip Oxford - Nike Md Runner 2, Men’s Running - , Ipanema Men s Classic Brazil Ii Flip Flop - Diesel Men s Ankle Boots Boa Vista Chron Mid - ,
Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f - poyigut.site Giasco 31T32144 Stoccolma S1P Low Shoe, Size 44, Black/White - , Birkenstock Arizona BF SFB Desert Soil Taupe - , Pikolinos Men’s Palermo M3h_i17 Trainers Brown (Cuero Cuero) Palladium Men’s Pallabrousse Baggy Homme Hi-Top Trainers, Grey Grey Loafers Car Shoe Men - (KUD641BRUCIATOSTAMPACOCCO) UK - , Dr. Martens 1461 3 Eyelet, Unisex-Adults Lace-Up Flats - , Safety Jogger Unisex-Adult X2000 Safety Shoes - Kavat Unisex Kids’ Södertälje Xc Trainers, White, 11.5 Child UK - , Superdry College Low Pro Sneakers - Clogs Mens Womens Girls Boys Garden Nurse Beach Kitchen Shoes Lightweight cloggis cloggies Pink , adidas Men’s 8k Trainers Blue (Collegiate Navy/Bright Blue/Core Black) , Vans Men’s Slide-on Open Toe Sandals - V12 Mens Storm S3 Safety Boots - , Ricosta Kalja, Girls’ Heels Sandals - , O Neill Mens SP6184005 Nacho Libre - , VALLEVERDE Men s Lace-Up Flats - , Sandrocks Mens Pool Slide Sandal Flip Flop With Easy Fastening - Ask The Missus Graduate Cleat Sole Shoes - Ted Baker Mens Hann 2 Derby Brogue Shoes Brown (Tan) Sole Soul Shoes Black Black Sioux Mens MARCEL Lace-Ups Brown (Trüffel/Mocca) Flip flops, men s slippers, casual men, cool mop, antiskid pins, slippers, beach shoes, big size slippers Camouflage blue , Dilize Men s Cow Leather Slip-on Oxford Business Shoes Black , Jallatte Hickory SAS S3 HRO SRC Multi-Purpose Work Trainers Shoes Boots Brown Brown - BROWN , NiNE CiF Men s Beach Pool Flip Flops Summer Rubber Thong Sandals Blue , Dickies Men s Fury S1-P Safety Boots FA23380A Oiled Black 4 UK, 37 EU Regular Oiled Black Sebago Clovehitch Ii, Men’s Boat, Brown (Dk Brown Leather), 11.5 UK (46.5 EU) Blu (Navy Nubuck) Durango Mens Music City Twin Gore Legendary Brown Firetrap Rhino Mens Boots Brown/Brown , Insun Men s Genuine Leather Lace Up Chukka Boots Coffee Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Prada Men Classic s Classic Leather Shoes Lace B019P8E8JQ up Laced Formal Shoes Black - f39125f - poyigut.site

More Posts for Baby Boomer Info