SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256

[Continue Reading…]

SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256 SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Keen Utility Men s Louisville 6" Steel Toe Work Boot - , Shoo Pom Baby Girls’ Bouba Yaka First Walking Shoes - , widewing Heel Support Pad Cup Gel Silicone Shock Cushion Orthotic Insole Plantar Car - ROAMERS XXX Extra Wide Touch Fastening Tramline Casual Leather Quarter Lining & Sock Mens - , Geox U Federico W Men Lace-Up Derby - , Redfoot Decker Brown - , Mephisto Men (Foot Foundation) Valden 11951 men s sandal in dark brown leather 557 13 UK DARK BROWN - , New Balance Men’s Mrl420 Running Shoes - , Cofra 33050-003.W44 Size 44" Euclide O2 SRC FO Safety Shoes - Black - Champion Men’s Low Cut Stark Competition Running Shoes - , Fratelli Rossetti 45400, Men’s Mocassins - Red Tape Louth Men s Brown Leather Brogue Shoes UK 7-12 RRP ?45 Free UK P&P! - , Altra Escalante Blue Mens - HWF Men s Leather Shoes Formal Wear Business British Style Hand-Stitching Black Formal Shoes - , Camper Peu K100197-002 Sneakers Men - Gola Speedplay, Men s Running Shoes - Dual Density Steel Toe Cap Safety Shoe - , Hoka Ora Recovery Flip Uomo - , yalanshop The girl shoes fish mouth side zip fine with waterproof Taiwan high with the tide - LEDLFIE Men s Leather Shoes Men s Business Formal Wear Black Fashion Lace-up Shoes - , SL 36 Red – En Iso 20345 S1 – W10 – Size 36 - , Onfly New Men Casual Derby Business Dress Shoes 2018 New Four Seasons Shoes Simple Leather Shoes eu size - , Supra Vaider, Unisex Adults Hi-Top Sneakers - LOTUS Quigley Sandals Brown - Merrell Chameleon II Waterproof Mid Leather J09379 Mens Hiking Boots Shoes BLACK (43) - , Cofra JV002-000.W42 Size 42 S1 P SRC New Alien Safety Shoes - White - , Etnies Scout, Men’s Low-Top Sneakers - Guess Men’s Isaac Flip-Flop, Black, 11 M US - Amblers Safety FS514 Black 12 - ,
SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256 - poyigut.site HQUEC Mens Casual Flip Flops Fabric Thongs Comfortable Beach Sandals Summer Slippers - , Puma Men’s Carson 2 Sneaker, Blue Forest Night-puma White Adidas Men s Matchcourt Skate Shoe White/White/White , Grisport Men’s Arran Low Rise Hiking Boots - Mens Leather Sandals Closed Fashion Sweat-Absorbent Breathable Cool Beach Shoes Summer Outdoors Walking and Hiking Brown , Ninety9steps Men s Fashion Leather Derby Brogue Lace-Up Formal Classic Shoes Office Wear Formal and Party Wear - Converse CT All Star Hi Black Canvas Mens Trainers Size 9 UK - , Mens Casual Shoes / Tan Brown Super Light Weight Scimitar - , UMmaid Water Aqua Shoes Quick Drying Beach Swim Shoes for Pool Dive Surf Yoga - DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Rose Nike Men’s Air Max Zero Essential Trainers, Black Black (Black/Black Black) New Balance MD800v5 Running Spikes - SS17 - , 5 Pairs Men Warm Winter Thick Wool Mixture ANGORA Cashmere Casual Dress Socks UK - Portwest Fc01 ESD S1 Safety Shoe UK Size 3 - , yalanshop Stylish Metal With Fine And High-Heeled Light Nozzle Tip Damask Graphics Thin Single Shoes Wedding Shoes... - DHFUD Men Adult Simple Casual Running Sports Lazy Driving Leather Shoes - , Scan FWSERV10 UK 10/Euro 44 Serval Leather Ankle Boot - Black - Nora Unisex-Adult Till Snow Boot - , Auda Aigoual S1P SRC Safety Hiking Boots Shoes High Beige - , DC Boys’ Trase Sp Trainers - Hush Puppies Men’s Volley Victory Derbys Black (Black) Hush Puppies Men’s Volley Victory Derbys Brown , DC Shoes Men s Net Shoe Lace Up Grey/Grey/White , Roamer Mens Softie Leather 5 Eyelet Brogue Oxford Tie Shoes Black , Edward Green Men s MALVERNBURGUNDYANTIQUE Burgundy Leather Lace-up Shoes - , Tod s Black Leather Derby Shoes Nero Uomo YY-Rui Men s Leather Sandals Closed-Toe Outdoor Sandals Brown Minitoo Men s New Tassel Suede Driving Loafers Penny Boat Shoes Wine Red , Clarks Unstructured Un.bend Casual Oxford Brown , Sheba 699 S3 CE High Shoe, Black, Size 43 - Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

SIKAINI Walking Mesh Running Sneakers Shoes Trainers Breathable Sneakers Sport Shoes Shoes Lightweight Sneakers Walking Shoes for Man - 5c4a256 - poyigut.site

More Posts for Baby Boomer Info