Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9

[Continue Reading…]

Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9 Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Caterpillar CAT Footwear Holton, Men s Safety Boots Black (Black) , Mens Work Boots, Mens Safety Boots, GR77 Steel Toe Cap Boot by Groundwork Honey , Men s Chukka Boots Winter Snow Fur Lined Lace Up Ankle Short Outdoor Working Desert Boots by Santimon Coffee , SOLE CRAFTED Syms Boots Black Black , Magnum Unisex-Adult Panther 8.0 Boot Black (Black 69) Rockport Men’s Essential Detail Ii Chukka Boots Brown (Brown) , Vista Mens 11-09529 Tuono Nero - Tuono Nero/Grigio Snow Boots Schwarz (Schwarz) , Dunlop Blizzard Warm Black Fleece Linned Padded Collar Wellington Boots Blue Red Tape Men’s Henbury Chukka Boots Brown (Tan) , Dr. Martens 2976 Original, Unisex-Adults Boots Black (Black) , Men s Chukka Boots Winter Snow Fur Lined Lace Up Ankle Short Outdoor Working Desert Boots by Santimon Black Frye Mens Officer Lace up Brown , SK Studio Men s Winter Waterproof Leather Boots Navy camel active Men’s Palm 11 Desert Boots Black , Cotswold Ladies Sahara Boot Navy Suede Lace up Desert Boot Blue , Free soldier Outdoor Men Storm Ultralight Tactical Boots Breathable Durable Lightweight Shoe Sand Color , Mens Dealer Boot Black , Mens Logo Leather Laced Dakota Safety Boots Workwear Black Frye Prison Boot, Men’s Boots Dark Brown Soft Vintage Leather - 84154 Mens Italian Suede Slip On Ankle Boots Smart Casual Desert Chelsea Dealer Camel , Sorel Winter Carnival Grey (Pewter, Black 035) , Converse Unisex Chuck Taylor Classic Hi Sneaker Pink (Rose) 50`s Classic Retro Short Biker Boots in Leather in Brown and Black Free Postage Brown , Deakins Mens Leather Boots Nicholas Marshall Black Designer Smart Formal 6-12 Ikon A.K Mens Classic MOD Desert Lace up Suede Ankle Boots Chocolate , Panama Jack Bota Panama, Men s Boots Brown , Sendra Boots 10604 Boots Lace Up Boots Brown Evo Negro Ted Baker Men Torsdi 4 Chukka Boots Black , Santimon Mens Chelsea Boots Dress Leather Brogue Wingtip Low Top Platform Slip on Black
Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9 - poyigut.site Mustang Men’s 4095-601-32 Hi-Top Trainers, Brown (Dark Brown) - , Gucci Men s Leather GG Imprinted Loafer Shoes Dark Brown - , Asics Gel Usagi Mens Running Trainer Shoe White - , Puma Men s Running Socks - Grey/Black/White, Size 35 black/white/grey ((2x3 Pack) , Converse Chuck Taylor All Star, Unisex-Adult s Sneakers Silver (Old Silver) , Da Vinci - Tan Dec√≤ Leather Men Oxford Wing Brogue - Diadora Kuruka 2, Men’s Competition Running Shoes, Black (Nero/Argento), 10 UK (44.5 EU) - , Skechers Girls’ 10891l Trainers - , adidas Zapatilla N-5923 Gris Puro T-10 Grey , AMBFS84BK-PARENT - , El Ganso Unisex Adults’ M Match Suede Ribbon Fitness Shoes - , Clogs Standart clogs black - DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Pink Cofra FW230-000.W42 Size 42 S3 SRC "New Sea" Safety Shoes - Black - yalanshop Silver tip of the high-heel shoes fine with 亮 banquet accompanied mother wedding bride wedding shoes... - Vogar Men s Summer Footwear Flat Leather Slip On Loafers Shoes VG5056 - Vogar Men s Summer Footwear Flat Leather Slip On Loafers Shoes VG5056 - Men s Genuine Cowhide Leather Outdoor Summer Beach Sandals, Sandals for Men - Bloch Child s Arise Ballet Shoes Pink (Pink) HUSK SWARE Men Quick Drying Aqua Water Shoes for Outdoor Trainers - , TBS Goniox, Men’s Boat Shoes - , Northland Professional Khumbu HC Boots, Men’s Low Trekking and Walking Shoes - GTYMFH Spring Lazy Shoes Men s Peas Shoes Soft Soles Breathable Casual Men s Shoes - , Lapens Men s Casual Loafers Genuine Leather Breathable Fashion Slip On Driving Shoes Black , Tommy Hilfiger Men’s G2285ranada 2D_1 Low Espadrilles Blue Rieker 13422, Men’s Derbys Black , Blivener Men s Breathable Business Oxfords Pointed-toe Casual Dress Shoes Brown , Flip flops men s casual slippers and antiskid beach shoes Black Reef Men s Rover Flip Flops Black/Blue Vans Unisex Adults’ Sk8-Hi MTE Trainers Black (Mte/ Black/Night) , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Dachstein Winter Boot Boot Men Shoes Dach -Steiner Shoes Winter Black 84104f9 - poyigut.site

More Posts for Baby Boomer Info