rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96

[Continue Reading…]

rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96 rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Madden mens M-devlyn Grey , Skechers for Work Men s Delleker Work Boot Brown/Orange , Santimon Mens Dress Boots Leather Brogue Chukka Toe Lace up Ankle Shoes Black Dr. Martens Unisex Adults’ Newton Classic Boots Black (Black Temperley 001) , OverDose Men Fur Lined Winter Autumn Warm Martin Ankle Boots Dark Blue Rush by Gordon Rush Men s Rowan Chukka Boot Chocolate Suede , XTI Men s 046351 Boots Grey grey Grey , Under Armour Men s Acquisition Military and Tactical Boot Coyote Brown/Coyote Brown/Coyote Brown Clarks Men’s Lawes Top Ankle Boots Black (Black Wlined Lea) Savage Island Black Full Leather Combat Mid Height Boots Side Zip Cadet Army Patrol Security Military , Blakeseys 1960 Unisex Monkey Boots Black , Vans Old Skool Mte -Fall 2017- Grape (Mte) Grape Leaf/Marshmal Muck Boots Unisex Adults’ Derwent Ii Wellington Boots Black Timberland Men’s Euro Sprint Fabric Chukka Boots, Black Blue (Navy 19) Kenneth Cole Unlisted Men s Blind-Sided Chukka Boot Cognac , rismart Men s Ankle High Round Toe Stylish Brogues Leather Chukka Boots Black , Timberland Men’s Amherst Chukka Green (Grape Leaf Nubuck A58) Men s Chukka Boots Winter Snow Fur Lined Lace Up Ankle Short Outdoor Working Desert Boots by Santimon Blue , Jamron Men s Street-Style Fashion Platform Synthetic Leather Ankle Boots Fur Lined Available Brown , Frye Mens Weston Roper Copper , Geox Men’s U Uvet a Chelsea Boots Brown (Dk Coffee) , FRETZ men Men s Boots Black , Caldene Unisex Adults Westfield Wellingtons Chocolate Unisex Dunlop Blizzard Fleece Lined Insulated To -15c Wellington Boots Size 3-13 Black Dunlop 380PP Rubber Boots for Men Black BESTARD Men s Boots brown brown brown Size: 9 UK - Rockport Men’s Essential Detail Ii Chukka Boots Brown (Brown) , Timberland Men’s Stormbucks Chukka Dark Brown camel active Men’s Hunter GTX 13 Ankle Boots Brown (Mocca/Black 12)
rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96 - poyigut.site Converse Unisex Jack Purcell Oxford Trainers - Tod s Men s XXM0RO0T280RE0S800 Brown Suede Loafers - GTYMFH Spring and Autumn Men s Shoes Business Leather Shoes Men s Peas - , GladRags® Men s Slider Mule Flip Flop Summer Casual Slip on Beach Wear Size 7 8 9 10 11 12 - , Skechers Men’s Og 95-Morrowson Trainers Black (Black) Salomon Men s Speedcross 4 Trail Running Shoe, Synthetic/Textile Grey (Dark Cloud/Black/Grey) , ColourfulIllusionPrintedUnisexFlipFlops,Small - Sanita Men s Safety Shoes - black - - , Northwest Territory Mens Leather Toe Cap Safety Boots - Timberland Men’s Splitrock Chukka, Wheat - , Himalaya Shoe/Man/Teenage Boys Closure: Laces/Upper Material: Leather/Beige Color/Outsole Material: Rubber/Numbers... - Bunker Booty, Men’s Ankle Boots - , Mens Grafters Original Monkey Boot Mod Retro Wine size 11 UK - Nike Mens Sports Socks 3 Pack, White - ECCO Men’s Cool Walk Gore-Tex Hiking Shoe - Rockport Moctoe, Men s Oxford - , Wrangler Men’s Historic Ankle Boots - , Kickers Men’s Kanning Chukka Boots - , FLADEN Fishing Authentic Wear Quality Fully Waterproof Pair of NEOPRENE and PVC Wellington Boots - Classical Style... - Mens Leather Sandals Closed Fashion Sweat-Absorbent Breathable Cool Beach Shoes Summer Outdoors Walking and Hiking - Hudson Juan Suede, Men’s Loafer - Salabobo QYY-LT1698 Mens Fashion Leather Casual Comfy Warm High Top Snow Ankle Boots - Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes - ECCO Howell, Men s Derbys Black (Black1001) Work Safety Shoes Cow Leather Smash-Proof penetration-Resistant 020 Black Hammer Mens Leather Safety Trainer Shoe Metal Free S3 Rated Ultra Lightweight Composite Toe Cap and Kevlar Midsole Metal Free Work Shoes Ankle Hiker 2252 Black Metal-free Summer flip flops, male size, toe pinch, breathable, simple massage, male stripes, outdoor slippers, slippers Black Cafenoir Men s Boots T.moro , Blundstone Unisex Adults’ Classic Lace up Nubuck Ankle Boots Black (Black) , Cotswold Ladies Sahara Boot Navy Suede Lace up Desert Boot Taupe , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

rismart s Men s Ankle High Popular Round Toe 19947 Popular Leather Chukka Boots Tan 0fc2b96 - poyigut.site

More Posts for Baby Boomer Info