Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2

[Continue Reading…]

Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2 Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Ruanyi Men s Punk Style Shoes Smooth PU Leather Prom Loafer Slip-on Breathable Lined Oxfords with Rivets Black - , Skechers Men’s 65347 Trainers - , Rock Rebel by EMP Thunder Road Boots Black - Mens Black Brown GG Designer Casual Slip On Summer Loafers Driving Fashion Shoes UK Size - Fabric Ankle Strap Sandal Slipper Beach Shoes Open-Toe Designed Soft Antiskid Adjustable Vintage Man/Women (35... - , By Neki Mens Leather Fisherman Holiday Summer Sandals All Sizes 6 7 8 9 10 11 - Unze Mens Taylor Leather Boots Smart Formal Brogue Combat Lace Ankle Boots Shoes UK Size 6-12 - , Asics Gel-Ikaia 5 Running Shoes - Men s Casual Flat Shoe Lacquer leather Slip Ons Loafers - Emerica Men’s The HSU Low Vulc Skateboarding Shoes, Black, 8.5 UK - , Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes - CHAMARIPA Elevator Shoes Mens Smooth Leather Business Dress Height Increasing Shoes - 2.76 inches Taller-K6532 - , Paredes SP5031 BL40 Safety shoes Mica Iv S2, Size: 6.5, White - , Anguang Mens Outdoor Driving Shoes Casual Loafers Slip on Moccasins - , DULEE Unisex Clogs Hollow Out Sandals Slippers Beach Shoes,Green 46 - Men s Leather Lace up Boots Summer Size UK 9 - Orca Bay Harris Waterproof Leather Country Boots - , Pikolinos Men s Pikolinos 05R-6673 moon grau Sydney Lace-Up Flats Gray GREY - ZCH Men s Martin boots leather lace the tube boots plus cashmere dress shoes motorcycle boots Men s boots - FIND Men’s Loafer in Leather with Buckle Clasp - Grisport Men s Worker S3 Safety Shoes - Matte fine with high heels stylish sandals summer spell, broken down by the zipper, Yellow 38 - NBWE Men s Summer Spiked Toe Dress Derby Shoes Artificial Ostrich Pattern Dress Fashion Blue Black - Puma Safety Mens Omni Sky Low Lace up Safety Shoe (7 UK) (Blue) - , New Rock - Boots & Shoes Men’s Biker Boots - , Red Tape Branston Black, Brown, Tan Mens Leather Lace Brogue Shoes - , Under Armour Men’s Ua Charged Escape Competition Running Shoes - , XFentech Trendy Soft Sole Men s Latin Dance Shoes Modern Ballroom Dance Shoes 36-44 - Rieker 10610, Men’s Derbys - ,
Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2 - poyigut.site Shenn Men s Driving Car Slip-On Comfort Cowhide Loafer Flats - , Vogar Mens Flat Leather Loafers Summer Slip On Shoes Comfort Light Sole VG4947 - , Men s Slip on Canvas Loafer Walking Shoes Breathable Athletic Sports Shoes - Dolomite Men s Lace-Up Shoe Cinquantaquattro Low Fg Gtx Grey / Brown-Uk10, 5 (45) Grey , Himalayan Men’s Wide Grip Safety Shoes - FIND Addison Wallabee, Men’s Mocassins - Leather Shoes, Classic Men s Leather Shoes Breathable Perforation Genuine Cowhide Leather Upper Slip-on Flat Soft... - Salming Race X Mens Indoor Court Shoes - , adidas Men s Originals EQT Support Rf Trainers in Black White- Woven Mesh - , adidas Tubular Doom Pk, Men’s Sneakers - Nike Boys Trainers - , Lizard Skins Shoe Cover DRY-FIANT - Bugatti Men’s 311205313200 Biker Boots, Black (Black 1000) - , Sterntaler Baby-Ballerina, Baby Girls’ Walking Baby Shoes - , Black Hammer Mens Leather Safety Waterproof Boots S3 Steel Toe Cap Work Shoes Ankle Leather 7777 - Lumberjack Men’s Robinson Ankle Boots - Lloyd Men’s Delong Derbys Brown (Tobacco) Ted Baker Men s Orlees Trainers Black (Black) , Mephisto Men s Match Walking Shoe Black ailishabroy Men s Wider Fitting Formal Brogues Shoes Black and Brown Leather Oxfords Black , New Mens Italian Style Formal Dress Shoes Slip On Cuban Heel Smart UK Size 6-11 Black DC Men’s Spray Flip Flops, Black, 4 Verde My Perfect Pair Men s Perforated Casual Strap Loafer Slip on Driving Shoes Avail. UK Size 6-11 Black , s.Oliver Mens Shoes 5-5-13609-28 Fashionable Men s Leisure Shoes, Sneakers, Trainers, Textile Shoes, Summer Shoes with Lacing Sand Reef Men’s Switchfoot Tan/Black Flip Flops Multicolor (Tan/Black Tbl) , Under Armour Men s Valsetz RTS-Mid Hiking Boot, Black, M US Graphite/Aluminum/Black SK Studio Men s Formal Classic Lace Up Leather Lined Short Ankle Dress Chukka Boots Coffee Roamer Mens Leather Suede Classic Retro Desert Lace Up Ankle Boots Shoes Size Brown , Dickies Antrim, Men s Saftey Boots, Black, 11 UK (45 EU) Black , Lewer Scarpa antinfortunistica Leather Low Black Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Pikolinos Men’s Santiago B07BBVWCMX M7b_i17 Men’s Oxfords Pikolinos - eb6edb2 - poyigut.site

More Posts for Baby Boomer Info