XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d

[Continue Reading…]

XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Lapens Men s Casual Loafers Genuine Leather Breathable Fashion Slip On Driving Shoes White Sanuk Men s Pick Pocket Slip On Tan MyShoeStore Mens Formal Shoes Faux Leather Smart Dress Wedding Black Tan Office Business Work Evening Party Casual Italian Slip On Moccasins Twin Gusset Lightweight Boots Loafers Size 6-12 Black / Lace Up Fulinken Men s Gold Buckle Genuine Leather Loafers Slip On Slippers Shoes Coffee-silver buckle Kick Footwear Men s High Quality Leather Desert Boots Smart Casual Brogue Ankle Shoes Black Gant Men’s Master Loafers Blau (Multi Blue) , JOJONUNU Men Casual Loafers Shoes Blue VALLEVERDE Men’s Scarpa Fango Loafers Brown (Fango Fango 18ee) , Route 21 Mens Apron Vamp Formal Shoes Black , Rockport Men’s Bayley Penny Driving Style Loafer, 10.5 W Camel Leather Converse Unisex Chuck Taylor As Specialty Hi Lace-Up Beige (Beige) , Vibdiv Men s Lightweight Casual Loafers Multisport Trainers Grey-T Holees Roamer Shoes Navy/White , XUE Men s Shoes Leather Summer Spring Fall Hollow-Out Breathable Formal Shoes Loafers & Slip-ONS Driving Shoes Comfort for Casual Dad Shoes Black, Brown A Skechers Men’s 65415 Moccasins Black (Black) Converse Unisex-Adult Chuck Taylor All Star Core Ox Trainers Khaki Stud Exclusive , Ruanyi Men s Classic Shoes, PU Leather Loafers Slip-on Soft Sole Business Breathable Lined Oxfords Black , Fluchos Men s Loafer Flats Red Qianliuk Men Casual Shoes Summer Breathable Hemp Men Shoes Soft Casual Flat Fashion Mens Loafers Shoes White Kensington Classics Mens Casual Loafer Shoes Black , Icegrey Mens Leather Boat Shoes Slip On Loafers Light Brown NBWE WENLSummer Men s Sports Leather Sandals Slippers Closed Toe Beach Shoes Wrapped Toe Hollow Classic Design Brown Heelzohigh Mens Brown Slip-On Work Wedding Smart Casual Loafers Formal Shoes Sizes 5-10 , Minitoo Boy s Men s Round Toe Stitched Comfortable Office Loafers Dark Blue , Coloranimal Stylish Animal Leopard Printed Casual DailyShoes for Women Slip on Canvas Flats Leopard Pattern-1 , Miyoopark Men s Knot Fashion Slip-on Suede Driving Loafers Boat Shoes Brown Nike Stefan Janoski Max, Unisex Adults Low-Top Sneakers Black Black 013 , Lapens Men s Casual Loafers Genuine Leather Breathable Fashion Slip On Driving Shoes Blue , Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes Red Brown 1
XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d - poyigut.site The Man Driving The Car Skid Shoes Casual Shoes High Quality Classic Casual Shoes - , Imac Mens Mudguard Panel Tie Leather Shoes - , MONAcwe Flip-Flops Sandals Flip Flops Slippers Men s Summer Fashion Wear Outdoor Thick Men and Women Trend Cool... - , Mustang 4119-601 Mens brown Synthetic Booties, 9 UK - , Cofra 17530-000.W40 Size 40 S3 HI CI HRO SRC Gottardo Safety Shoes - Black - , OneMix Mens Trainers Casual Sports Running Shoes Lightweight Breathable Sneakers Black Josef Seibel Nolan 28, Men’s Low-Top Sneakers Blau (Ocean-multi) Reef Men s Fanning Flip-Flop Real Tree Extra POD Oakland Desert boot - , Nike Jordan 1 Flight 4 PREM - Trainers Men, Black, 43 - , NBWE Solid Color Men s Leather Casual Shoes Men s Board Shoes Brown - , Lukpol Mens Comfy Orthopedic Natural Buffalo Leather Sandals Shoes Model-838 - Meindl Men’s Kapstadt GTX M Nordic Walking Shoes - , Salomon X-Scream GTX Trail Running Shoes - , Enval Soft 1207555 Loafers Men - Saucony Men’s Kineta Relay Fitness Shoes, Blue, One Size - G-STAR RAW Men’s Rovulc Hb Mid Low-Top Sneakers - , Men s Summer Leather Outdoor Sandals Baotou Beach Shoes Hiking Shoes - snfgoij Men s Sandals Adjustable Outdoor Sports Comfortable Beach Shoes Summer Open Toe Leather Non-Slip - , CFP 8809 Mens Ankle Boot Fur Slippers Stylish Casual Robust High-top Warm Working PU Brown UK Size 8 - Timberland Ek Richmont Ftm_Ek Richmont Gtx Moc Toe Chukka, Men s Chukka Boots - Ventiuno Men s Boots - Doggo Unisex Adults’ Bruno High Rise Hiking Boots, Black/Grey - , ZXCB Men s Summer Sandals Beach Shoes Outdoor Closed-Toe Sandals Comfort Casual Breathable Sandals - , Buffalo Men Men’s ES 30897 Suede Chapa Garda Loafers - , Men s VITELO Classic Monk Leather Shoes M 47 Black JAS Mens Casual Smart Oxford Shoes Brown WYSBAOSHU Mens Flip Flops Casual Indoor & Outdoor Flip-Flops Beach Slippers Grey European and American men s beach shoes, non slip, Baotou trend slippers Blue La Valenciana Men s Safety Shoes White , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

XUE Men s Business B07BHMGK3X Leather Casual Shoes Spring A Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Comfortable Shoes Formal Business Work A 03c985d - poyigut.site

More Posts for Baby Boomer Info