Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758

[Continue Reading…]

Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758 Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Dr. Martens Talib, Unisex Adults’ Chukka Boots - , G&P cobbler - Craftsman Moccasin Smooth, Color : Black , Size : 45 - , Velvetred Men s 4934-1 Boots - nihiug Brown Leather Shoes Boys Derby Evening Party Lace-up Business Dress Shoes Extra Large Men s Shoes - , Haodasi Men Hollow Out Holes Sandals Breathable Beach Board Shoes Slippers - Rossellini Men s Slip On Suede Leather Lined Western Heel Loafers Decorative Stitch Shoes - BITTER & SWEET Men s Boots - Clarks Darble Walk, Men’s Derbys - SIR Safety Unisex-Adult Fobia High Safety Boots 26089 - Dutch Army Combat Boots - , Rockport Men s City Smart Waterproof Oxford - Sole Ebson Shoes Black UK - , Shoes for Crews Unisex Adults’ Froggz Classic 2 Work Clogs, Black (Black), 10 UK (44 EU) - , Mustang Unisex Kids’ 5046-401-2 Slip on Trainers - Clarks Mens Cloudstepper Slider Sandals Balta Ray - Olive Textile - UK Size 11G - EU Size 46 - US Size 12M - Salabobo QYY-9953H New Mens Casual Leather Slip On Leisure Breathable Holes Driving Shoes Orange UK Size7.5 - , Prada Men s 4T2788 Leather Trainers/Sneaker - Sioux Mens Sioux Parsifal 35422 mocca Loafer Flats - Mens Winter Snow Boots Waterproof River Tall Boots Warm Fleece Lined Padded Collar Wellington - , ailishabroy Men s Summer Breathable Shoes Genuine Leather Slip On Sandals For Man - Reebok 50170, Boys’ Trail Runnins Sneakers - , Hogan H358 Derby Grey Desert Boots Grigio Uomo - , Salomon Men’s Quest 4d 3 GTX High Rise Hiking Boots - Country Sicherheits-Stiefel S5 EN 345 schwarz | 40 - , MSM4 Business Men s Leather Martins Classic Mature Character Black Leather Shoes - workwear boot sock fz5000b - , Cole Haan Men’s Jefferson Grand Cap Ox Ii Oxford - Men s Leather Boots Martin Shoes Ankle Brown Zipper Winter Autumn Breathable Waterproof Leisure Fashion Large... - JCB Men s 4x4 T Chukka Boots -
Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758 - poyigut.site XTI Men s Lace-Up Flats Beige Taupe - Red Herring Men Khaki Suede Rennes Derby Shoes - , Hummel Slimmer Stadil Canvas, Unisex Adults Hi-Top Sneakers Grey (Castlerock/Red/Blue 0528) , Haix Airpower X11 Low Robust, Easy to Use and Comfortable – S3-Loafer with Kevlar - Perforation-Proof Protection... - Nike Lupinek Flyknit Low Mens Running Trainers Dark Grey Black 001 , Melton Lammswollschühchen Mit Klettverschluss, Unisex Babies’ Slippers - Quiksilver Men’s Java Wordmark Beach and Pool Shoes Black (Black/White/White Xkww) Grunland CB0173 ROBI Ciabatta Uomo S. BLU-Grigio 41 - Havaianas Men s Origine II Espadrilles, Blue - , Nike Men’s Air Max Zero Essential Trainers, Black Black (Black/Black Black) Xelay Mens New Casual Leather Loafer Flats Slip On Driving Moccasins Boat Shoes - , Nike Unisex Kids’ Air Jordan 10 Retro Gg Gymnastics Shoes, Black (Black/Black/Fuchsia Blast 017), 4 UK - Men s Summer Walking Sandals Men s Shoes Leather Spring Summer Comfort Sandals Walking Shoes Rivet for Casual... - , Blackrock Unisex-Adult Sahara Safety Boot S1-P SRC Honey - Joma Unisex Adults’ 6728 Spikes Track and Field Shoes CORALLO-NERO , Ted Baker Mens Hann 2 Derby Brogue Shoes Black (Black) , Paris Hill Men s Lace Up Dress Shoes Formal Pointed Toe Oxford Black Hush Puppies Men’s Volley Victory Derbys Brown (Dark Tan) , Stylish wedding shoes 亮_亮 stylish wedding shoes fine with temperament princess shoes tip Goddess Black Silver , Nike Unisex Air Force 1 07 Trainers Black (Black/Black 001) , Scarpa Men s Instinct VS Climbing Shoe Black Asics Men’s Gel-Fastball 3 Handball Shoes Blue (Insignia Blue/White/Prime Red) Ted Baker Mens Hann 2 Derby Brogue Shoes Brown (Tan) Ted Baker Mens Hann 2 Derby Brogue Shoes Black (Black) VOI Jeans Mens Grey Galaxy Shoes [VTG00131] - HQ Men s Safety Boots Warm Cotton Shoes PU Army Boots Special Forces Outdoor Boots ( Size : EU43/UK9/CN44 ) - , Haix 610007 Black Eagle Safety 53 Low Black Size 9 Black HQUEC Mens Casual Flip Flops Fabric Thongs Comfortable Beach Sandals Summer Slippers Wood Color LARNMERN Steel Toe Safety Shoes, LM-105, Men Work Trainers, Anti Smashing Puncture Proof Industrial and Construction Shoes Grey , Amblers Unisex Steel FS113 Safety Boot S1-P / Mens Womens Boots Brown Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Eizur Barefoot Water Skin Shoes B071S1WZVC Unisex 11641 Quick Quick Drying Aqua Socks Beach Shoes for Beach Swim Surf Diving Yoga Exercise... - 18b4758 - poyigut.site

More Posts for Baby Boomer Info