Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019

[Continue Reading…]

Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019 Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
adidas Varial Low, Men’s Low-Top Sneakers - The high-heel shoes girl fine with the tip of a single shoe light and versatile black satin shoes occupational... - , Converse Unisex-Adult Chuck Taylor All Star Hi-Top Trainers - , Global Mens Slipper Brown - Buckler B1990SM Brown Safety Dealer Boots - Rossellini Mens Gentleman Slip On Heavy Stitched Black Loafer Shoes Leather Lined Party Footwear - , Vans Sk8-hi Unisex Adults Hi-Top Sneakers - , Vigor 5434838 En-345 S5 Safety Boots - Magnanni Men s Valerio Chukka Boot - , Ted Baker Men’s Dannez Trainers - , Converse Unisex Kids’ Chuck Taylor CTAS Hi Textile Fitness Shoes, Blue (Navy/Mineral Yellow/White 426), 3.5 UK - , IGI&Co Men’s Mocassins - , ara Men s Clogs - FIND Men s Brogue Shoes Wingtip Details and Gum Rubber Sole - , Zerimar Men s Leather Shoes | Casual Men s Shoes | Elegant Shoes for Men | Leather Shoes for Men - Birkenstock Arizona Mens Slip On Synthetic Sandals Black - 46 - waterproof medway safety work boot shoes branded footwear hiker steel toecap and midsole scruff cap thinsulate... - Laced shoes Church s Men - (NEWBRIDGEBLACK) UK - DADAWEN Men s Classic Leather Lace Up Formal Dress Shoes - Skechers Gowalk 3 Unfold Men s Shoes in Grey Size 9 - , Grunland Men’s LAPO Sling Back Sandals, Ebano - , Red Tape Langden Black Smart Casual Formal Ankle Chelsea Boots UK 7-11 - , Wrangler WM172110 Sneakers Man - , Skechers Relaxed Fit Corven Espino Mens Loafers - Madison - Ladies Waterproof Boots with Flip Down Ice Treads (6) - adidas Men’s Aerobounce Trainers, Berry - , Native Unisex Apollo Moc Fashion Sneaker, Jiffy Blk/Jiffy Blk, 11 - Guess FMLAL1 FAB12 Sneakers Man - Docksteps Men s Moccasins/Loafer Suede Leather (11 UK/45 EU, Grey) - ,
Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019 - poyigut.site Leather Shoes, Winter Vlevet Retro Men s Boots Comfortable Zipper Casual Leather Snow Shoes - Reflex Flat Lace Up Trainer - , Jack Wolfskin Men’s Monterey Ride Low M Multisport Outdoor Shoes - Clarks Mens Grey Cloud Steppers Slip-On Shoes Bugatti Men’s K10166 Low-Top Sneakers Blue (H`blau 414) DVS Men s The Griff Skateboarding Shoe - , Jeffery West Men’s J936 Chelsea Boots - ZOCAVIA Trainers for Men Ultra Lightweight Running Shoes Gym Walking Sports Sneakers Black-white Sandals Beach Shoes Fashion Casual Outdoor Men s Shoes - , Solid Gear SG7500245 Safety shoes Bravo GTX, Size 10.5, black - , Under Armour Men s UA M Ignite V SL Beach and Pool Shoes, GPH/Blk/MSV, M US Black/Red , Elten 2766251-52 Size 52 ESD S3 "Lex" Safety Shoe - Multi-Colour - , adidas Men’s 8k Trainers Blue (Collegiate Royal/Matte Silver/Scarlet) , Asatex 31000 36 Safety Shoe, S3 of leather, Size 3.5, Black/Green - Coleath Water Shoes for Men Women Beach Swimming Non Slip Barefoot Shoes Quick Drying Skin Shoes Yellow Nike Men’s Tiempox Rio IV TF Football Boots - Prada Men s 2DD102 Leather Loafers - Sandals MAZHONG Men s Beach Shoes Summer Outdoor Tide Hong Kong Students Youth Casual Personality Outdoor Sports... - , hoggs of fife rambler walking boot - Frank Wright Mens Leek Casual Shoes Lace Up Tonal Stitching - , Hush Puppies Men’s Volley Victory Derbys Brown (Dark Tan) Soulsfeng Trainers Men s Women s Sport Shoes Lace up Running Shoes Cushioning Breathable Fabric Mesh Black and Red Flat Shoes Black , Crocs Men’s Swiftwater Wave Flat Blue (Sea / Blue / White / Strap) FSTOEE Water Shoes for Men’s Mesh Casual Walking Shoes Slip-On Loafers Black , teXXor 6116-42 Safety shoes Roubaix S1P, Size 8, Grey/Yellow - , CCZZ Men Women Summer Breathable Clogs Shoes Slip on Beach Sandals Mesh Aqua Shoes Casual Slippers Water Shoes Amphibious for Unisex Grey-yellow , camel active Men’s Hunter GTX 13 Ankle Boots Black (Black 04) , Timberland Men’s Adventure 2.0 Cupsole Canvas Chukka Boots, Black Grey (Steeple Grey Canvas F49) Timberland Men’s 6 inch Premium Waterproof Boots Brown (Dark Chocolate Nubuck) , TOMS Classics for Men 1001 A07, Classic Espadrille for Men Deep Ocean Coated Linen Rope , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Tretorn Men s Bailey4 Bailey4 Rain Boot s Boot - fd40019 - poyigut.site

More Posts for Baby Boomer Info