Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5 -
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5 - Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5 - What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5 - The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5

[Continue Reading…]

Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5 Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5 - Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5 - The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5 - Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5 - First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Emerica Men’s The Reynolds Low Vulc Skate Shoe, Dark Grey Black, D(M) US - , VIVOBAREFOOT Slyde, Mens Casual Leather Slip on, with Barefoot Sole - , New Rock NEWROCK Nr M.MR019 S1 Black Boots - Mens - , yalanshop Summer sandals female leather high-heel tip rough with the Baotou rivet party for ladies, beige 38 - adidas Men’s X 15.3 Soft Ground Football Boots - Befaith Wetsuits Premium Snorkeling 3mm Surfing Hat Cap Water Dive Neoprene Hood - , Puma Men s Faas 600 Running Shoes - Nike and elmntl BKPK Backpack, Unisex Children, Y Elmntl Bkpk, Black/Blue (star Blue)/Green (bright Cactus), Small - , Under Armour Men’s Ua Dash Rn 2 Running Shoes, Black - , Bobux Baby Girls’ Mokassin Weiß Wildleder Loafers - Men s Spring And Summer Soft Bottom Casual Shoes Peas Shoes Driving Shoes - , Wynsors Shore Mens Casual Beach Sandals Brown - Brown - UK Sizes 6-12 - Santimon Men s Retro Sneaker Distressing Nubuck Leather Two-eye Boat Shoes - Crocs Electro III Unisex Kids Clogs - Brooks Men’s Glycerin 14 Running Shoes - , Clarks BECKFIELDLIMIT 261192657 Mens Lace-Up Shoe - Something For Me Loafer - 6063 - , Mizuno Wave Mujin Trail Running Shoes - AW14 - , adidas Zx Flux Adv, Men’s Shoes - Globe Men s Sabre Trainers, Black - , Men Pump Loafer Slip On Business Casual Leather Shoes England Style Colormatch Camo Lazy Shoes Oxford Hair Stylist... - , Slotted slippers retro big terrace and a flat base and Stylish Flat slippers female beach low with stylish, Black... - , Rose & Chocolat Baby Boys’ Uniz Brown Slippers - , Stacy Adams Men’s Seneca Fisherman Sandal - CHAMARIPA Elevator Sneakers Casual Lightweight Sports Shoes With Hidden Lifting Heel For Man -2.76 inches Taller-H71C62V012D - , XJoel Windproof Winter Outdoor Cycling Gloves Touchscreen Gloves for SmartPhone - , ailishabroy Men s Wider Fitting Formal Brogues Shoes Black and Brown Leather Oxfords - , Skechers Mens Gents Leather Textile Fashion Slip on Urban Track Wynn Shoes New - , fankou The half-dragged men s sandals summer breathable Baotou hole hole shoes beach shoes beach shoes, playing... - ,
Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5 - Reebok Mens Black Leather Work Boots Beamer Hiker WP Met Guard - BATA 8549178, Men’s Mocassins - Alexis Leroy Casual Stripe Men Espadrilles - , NEOKER Walking Hiking Boots Mens Trekking Sports Outdoor Shoes Lightweight Black Blue Size 5.5-9.5 Black , Nike Mens Flanker Crew Neck Sweatshirt - , Kappa Unisex Adults’ Stay Trainers - , Casanova Larita, Men’s Brogues - , Men s Peep Toe flip flop PU Leather Non-slip Summer Beach Slippers - , Sesame Street Monster T-Shirt Male Royal - S - , Sunny&Baby Men s Genuine Leather Beach Sandal Belt Buckle Closed Slippers Non-slip Soft Sole Shoes Adjustable... - , Vans Unisex Adults’ Classic Slip-on Canvas Trainers White White Tricker s Men s MCBI298005O Blue Leather Lace-Up Shoes - , POD Phoenix Chelsea boot Cognac - ZOCAVIA Men Trainers and Women Trainers Gym Shoes Lightweight Running Sports Shoes Green ZPFDY Men European and American Style Business Breathable Casual Fashion Comfort Wedding Lacing Leather Shoes - Nike Men’s Bombax Ic Footbal Shoes - Rider Men’s Dunas Vi Ad Flip Flops - , Pro Touch Men’s Schuh Rebel M Multisport Indoor Shoes, Black/White/Blue - Fluchos Men s Boots - , Perfo Sandal S1P compo - safety shoes Soul Rebel Footwear - , Amblers Steel FS209 Black Safety Size 8 - , DULEE Unisex Clogs Hollow Out Sandals Slippers Beach Shoes,Blue 46 - Men s Shoes 2018 Spring New Tide Shoes Men s Sneakers Street Fashion Outdoor Sports Shoes XXPP - Saucony Men’s Ride 8 Running Shoes - ailishabroy Men s Casual Shoes Black Leather Low-Top Lace Up Oxfords Black Skechers USA Men s Braver Randon Slip-On Loafer Dark Brown Leather , Mens Office Brogues Shoes Wedding Casual Formal Smart Dress Shoes New Size Black Slip on , Minitoo Boy s Men s Solid Classic Slip-ONS Casual Penny Loafers Dark Blue Flip flops, men s summer sandals, beach sandals, toe slippers gules Mens lace up suede leather classic desert ankle flat boots shoes size Khaki Taupe Brown (with side ridge) , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5 - Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5 - Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Aldo Men’s B07CSMHRCP 16723 Zeviel Derbys Zeviel - ca8d9a5 -

More Posts for Baby Boomer Info