Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417

[Continue Reading…]

Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417 Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Muck Boots Women s Arctic Adventure Print, Women s Rain Boots Black (Black/Hot Pink) , Clarks Men s Desert Chukka Boot, Brown, 7 M US Black Leather , Nunn Bush mens Harley St Moc Toe Boot Tan , Mens Honey Coloured Lace Up Ankle Boots with Padded Collar , Stacy Adams Men s Madison Boot Brown Clarks Desert Boot, Men’s Derby Lace-up Black (Black) Dirt Boot® Neoprene Waterproof Equestrian Slip On Stable Muck Yard Boots Black Roamer Mens Leather Suede Classic Retro Desert Lace Up Ankle Boots Shoes Size Stone Mens Work Boots, Mens Safety Boots, GR77 Steel Toe Cap Boot by Groundwork Brown Plain , Red Tape Gobi Tan Leather Men s Desert Boots Tan , Chippewa Men s Boots Navy Blundstone 63 - Chisel Toe, Unisex Adults Chelsea Boots Black Dunlop Wide-Calf Half-Height Wellies. Green/Black Sole , Orca Bay Brecon Chelsea Boot Havana , Base London Copper Mens Leather Chelsea Ankle Boots - Brown Size UK 10 - , Dachstein Winter Boot Men Dach -Steiner Shoes Oasis , Lambretta Carnaby Mens Classic Suede MOD SKA Lace up Desert Boots Mustard Nike Men’s Air Max 90 Essential Sneakers Grey (Obsidian/Dark Stucco-black-anthracite) , Skechers Men’s Resment Alento Ankle Boots, CDB Wheat Demonia SLAY-205 Neon H. Pink Vegan Leather Dachstein Winter Boot Men Dach -Steiner Shoes Black Ares Men s Boots Noir - #000000 , Skechers Men’s Resment Alento Ankle Boots, CDB Dark Brown , Mens Tan Brown Black Ankle Boots Leather Slip On Cowboy Western Riding Buckle Tan , Timberland Men’s Bradstreet Leather Chukka Boot Brown (Wheat Nubuck) Aquatalia Men’s Tyson Textured Full Grain Ankle Boot Black Kickers Men s Kick Hi Ankle Boots Brown Mens Dealer Boot Dark Brown , LOWA RENEGADE GTX MID WID 310968/9449 Unisex-adult Hiking Boot - Dark Grey/Navy ,
Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417 - poyigut.site PGM Men s Golf Shoes---Microfiber Leather Breathable,Waterproof - Tommy Jeans Men’s Textile Slip on Low-Top Sneakers, White - , GIFENNSE Men s Shoes Genuine Leather Loafers Red/black - Fashion Summer Shoes Cow Leather Men Sandals Mens Casual Shoes Non-Slip Rubber Soles Beach Shoes - Clogs Standart clogs black - , Puma Unisex Adults’ Tsugi Apex Evoknit Low-Top Sneakers, White Black (Puma Black-pearl-puma White) , Gola Men’s Bullet Suede Trainers Brown (Tobacco/Black) , Men Sandals Genuine Leather Fashion Summer Shoes Men Slippers Breathable Sandals Causal Shoes Leather Green yalanshop Ms. spring cat tipped v-semi-slippers, slippers, Black,38 - , Diadora Unisex Adults B. Elite Low-Top Sneakers Black (Nero) Fly London Men’s Shya955fly Low-Top Sneakers - Coleath Water Shoes for Men Women Beach Swimming Non Slip Barefoot Shoes Quick Drying Skin Shoes Yellow Clay Walker Suede Lace Up Boot - , 5.11 a.t.a.c. side zip boot - , Camel Mens Trainers Trail Running Shoes Lightweight Breathable Athletic Walking Gym Shoes - , adidas Boys’ X 17.3 Fg J Football Shoes blue, green , Converse Unisex Chuck Taylor As Specialty Hi Lace-Up - TED Baker Mens Senape Derby Shoes Dark Blue DC Shoes Men s Net Shoe Lace Up White/Gum Diesel Men’s SKB S-Kby-Sneakers Y01534 Trainers, White Multicolor Ocean Fitflop Men’s Iqushion Ergonomic Flip-Flops Open Toe Sandals Black (Black 001) , Loyalty & Faith Mens Faux Suede Tassel Loafer Slip On Boat Deck Moccasin Shoes Black XUE Men s Shoes Leather Spring Summer Hollow-Out Loafers & Slip-ONS Driving Shoes Breathable Comfort Casual Formal Business Work D CAMEL CROWN Fashion Leather Shoes Flat Low Cut Work Men s Safety Boots W/Lace up Shoes Yellow Sheba 591 CE Low, Blue Shoe S1P Size 46 - , U-POWER Work Shoe antifortunistica Saba UK Style & Job Hunter Mens Original Adjustable Logo Sliders White Red Fashion Sandals Size 12 - Auspicious beginning Men s Non-slip Tong Summer Beach Flip-flop Thong Sandals Red GRRONG Men s Leather Shoes Leisure Business Black Brown Brown , Baak Safety Shoes Hugo 8724 Industrial BGR191 S1P Brogue Black, 37 EU, black - , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Pikolinos Santiago M7b, M7b, Men’s Lace-up Navy Navy Lace-up AW17 1054417 - poyigut.site

More Posts for Baby Boomer Info