Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65

[Continue Reading…]

Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65 Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Puma Evopower 3.3 Artificial Ground, Men s Football Training Shoes Yellow (Safety Yellow/Black/Atomic Blue 01) , adidas Messi 15.4 Turf, Unisex Kids Football Boots Black - Schwarz (Core Black/Solar Green/Solar Red) , adidas Men’s Ace 17.2 Fg Footbal Shoes Black (Core Black/Utility Black ) adidas Men’s Messi 16.3 Fg Futsal Shoes Red (Red/Core Black/Ftwr White) adidas Unisex Kids’ Nemeziz Messi Tango 17.3 in Footbal Shoes Grey (Grey/Ftwwht/Cblack Grey/Ftwwht/Cblack) adidas Boys’ X 17.3 Fg J Football Shoes Multicolor (Solar Yellow/Legend Ink /Legend Ink ) adidas Men’s X 17.2 Fg Footbal Shoes Multicolor (Core Black/Solar Red/Solar Orange) , Mizuno Men’s Morelia Neo Cl Mix Football Boots Blue (Diva Blue/Safety Yellow) , adidas Boys’ X 17.3 Fg J Football Shoes Multicolor (Aergrnuniinkhiregr) adidas Men’s Nemeziz Messi 74 in Footbal Shoes Multicolor (Ftwr White/Legend Ink /Energy Blue ) Mizuno Men’s Morelia Neo Cl Mix Football Boots Blue (Diva Blue/Safety Yellow) adidas Men’s Ace 17.2 Fg Footbal Shoes Multicolor (Solar Orange/Core Black/Solar Red) adidas Messi 15.4 Turf, Unisex Kids Football Boots Black/Red Puma Men’s One 17.2 Fg Football Boots, Black Blue (Atomic Blue- White-safety Yellow 03) adidas Sam Super Suede, Men’s Sneakers Navysuede/White adidas Men’s X 17.2 Fg Footbal Shoes Black (Cblack/Cblack/Supcya Cblack/Cblack/Supcya) , adidas F5 Fg, Men’s Football Boots Black (Core Black/Silver Met./Silver Met.) adidas X15.1 Sg Leather, Men’s Football Boots Yellow adidas Men’s Messi 16.3 Fg Futsal Shoes Red (Red/Core Black/Ftwr White) adidas Men’s X 17.2 Fg Footbal Shoes Black (Cblack/Cblack/Supcya Cblack/Cblack/Supcya) , Mizuno Men’s Morelia Neo Cl Mix Football Boots Black (Black/White) Puma King Allround Turf, Men s Football Competition Shoes Black (Black/White/Team Gold 01) , adidas Men’s Ace 17.2 Fg Footbal Shoes Multicolor (Ftwr White/Solar Yellow/Core Black) adidas Men’s Ace 17.2 Fg Footbal Shoes Multicolor (Ftwr White/Solar Yellow/Core Black) Puma Evospeed 4.4 Soft Ground, Men s Football Training Shoes Yellow (Safety Yellow/Atomic Blue/White 02) adidas Sam Super Suede, Men’s Sneakers Marine/white , Nike Men’s The Premier Ii Fg Footbal Shoes Black (Black/White Black 001) , adidas Boys’ X 17.3 Fg J Football Shoes Black (Core Black/Utility Black ) adidas X15.1 Sg Leather, Men’s Football Boots Yellow ,
Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65 - poyigut.site Gomnear Hiking Boots Trekking Shoes Men s Low Top Winter Warm Fully Fur Lining Sneaker - Elten 92109-37 Breezer Grey Work ESD O1 Low shoe - , Haflinger Unisex Adults’ Everest Classic Open Back Slippers - Skechers Men s Go Run Forza Multisport Outdoor Shoes, Grey (Ccrd), 8.5 UK 43 EU - Retro Casual Tooling Men Leather Shoes Fashion Men s Shoes - Lacoste Men’s Jouer Slip-on 217 1 Low, a - Lacoste Men’s Carnaby Evo LCR Low-Top Sneakers Black (024-black) , Sergio Tacchini Men s Trainers Shark , Teva Men’s M Terra Fi 4 Hiking Sandals Firetread Midnight , Rip Curl Sandals Men The Game by Gabriel Medina Sandals - , Cofra 21471-000.w45 Strong P Fo A E WRU HRO SRC Safety Shoes Black Size 45 - Sebago Men’s Spinnaker Boat Shoes - Sandals Beach Summer Men Flip Flops Comfortable Orthotic - Size 10 Coolers Mens Ad3429 Brown Warm Slip On Boot Style Slippers Bnib - , WorkTough 10014A Safety Chukka Boot - Black Size-14 UK/49 EU - , Puma Evopower 4.2 Fg, Men’s Footbal Shoes - Dunlop Pricemaster Non-Safety Wellington Boots White Size 9 - INMONARCH Mens Green Wedding Shoes Star Print MJ017030 - , adidas Men’s Terrex Agravic Speed Trail Running Shoes, Black/White/Orange, 7.5 UK Grey (Rawste/Cblack/Sslime Rawste/Cblack/Sslime) , New Mens Faux Leather Italian Designer Monk Strap Smart Casual Slip On Loafer Shoes UK Size Black , Anatomic Tucano Suede Brogue Tobacco - , camel active 138.21 Mens Lace UPS Navy , Crocs Men s Swiftwater Mesh Moc M Slip-On Loafer Khaki/Espresso , Skechers Men Equalizer-Double Play Low-Top Loafers Black (Black) , Hush Puppies Womens/Ladies Gabbie Casual Woven Suede Slip-On Shoe ORCHID , MONAcwe Flip-flops Sandals Slippers Summer Large size Flip-flops Male Breathable Slippers Male Anti-skid Bathroom Daily Casual Slippers Men s Sandals Bathe Black Flip flops summer antiskid beach shoes for men gules , Viihahn Men s Sandals Flip Flops Extra Large Size Arch Support Slippers Brown Scruffs Switchback Sb-P Men Safety Boots, Yellow (Tan), 10 UK (44 EU) Yellow (Tan) , panoply composite toe cap boot 3 - work wear ppe - boot - , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Nike B071WKF75S Men’s Mercurial Superfly Superfly VI Academy Mercurial MG Football Boots - 05f4e65 - poyigut.site

More Posts for Baby Boomer Info