Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc

[Continue Reading…]

Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Minitoo Men s New Tassel Suede Driving Loafers Penny Boat Shoes Brown Pikolinos Men’s Linares M2g_v17 Loafers Brown (Cuero) ECCO Men’s Reciprico Moccasins Brown (Cognac 1053) MXNET Men Loafers Shoes, Genuine Cowhide Leather Upper Driving Car Soft Flats Slip-on Loafers for Men Black , Hush Puppies Men’s Kyler Glide Loafers Black (Black) , London Brogues Lincoln Buckle Mens Leather Sole Monk Shoes Black Leather Roper Mens Performance Slip On-m Chestnut Miyoopark Men s Simple Ruber Sole Suede Driving Shoes Causal Dress Loafers Black Men s VITELO Classic Monk Leather Shoes M 47 Brown Timberland Heritage, Men s Boat Shoes Brown - Dark Brown Minitoo Boy s Men s Stitched Fashon Penny Loafers Black INMONARCH Mens Navy Blue Indian Wedding Shoes MJ0089 , Clarks Tilden Free, Men’s Loafers Black (Black Leather) , Liuxiaoqing Summer Men s Leather Shoes Casual Shoes Loafers (24.0-27.0cm) Black , Minitoo Boy s Men s Soft Sole Synthetic Comfortable Slip-on Loafers Khaki , Vans Women’s Low-Top Slippers Red , Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes Yellow Brown 1 , New Mens Faux Leather Tan Black Bike Toe Formal Horsebit Smart Loafer Heel Shoes Size 6 11 Black Lapens Men s Casual Loafers Genuine Leather Breathable Fashion Slip On Driving Shoes Yellow Brown 1 , XUE 2018 New Men s Shoes Sandals Microfiber Summer Breathable Loafers & Slip-ONS Driving Shoes Casual Beach Shoes Brown, Yellow A New Mens Faux Suede Casual Loafers Moccasins Slip on Driving Shoes Navy Blue PU INMONARCH Mens Ivory Wedding Shoes Stylish Look MJ014841 , Coloranimal Stylish Animal Leopard Printed Casual DailyShoes for Women Slip on Canvas Flats Leopard Pattern-3 Fluchos Men s Loafer Flats Black AicciAizzi Men Shoes Summer 1#yellow Rossellini Men s Slip On Suede Leather Lined Western Heel Loafers Decorative Stitch Shoes White Patent , XUE Men s Shoes Sandals Microfiber Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Beach Shoes White Blue, White Brown, White Yellow C Minitoo Boy s Men s Soft Slip On Comfortable Moccasins Casual Loafers Fur Lined/Black MHSXN Men Classic Formal Leather Shoes Party Lace Shoes Men Black Brown Pointed Leather Shoes Black
Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc - poyigut.site Mens Summer Beach Flip Flop Pool Shoes Slipper Sandals for Male - , Winter Boot Men K1X State Sport Shoes - , Hummel Slimmer Stadil Canvas, Unisex Adults Hi-Top Sneakers White (White/Blue/Red 9228) Hummel Unisex Adults’ Stockholm Summer Low Trainers Grey (Alloy) Safety Jogger 200257-41 shoes,Lava-217 S3, Size 7.5, black/grey - Low-Top Mens Casual Shoes Fashion Waterproof Walking Shoes Business Low-Top Leather Shoes - Havaianas Men’s Surf Pro Flip Flops - MENS CANVAS COMFORT PADDED SLIP ON BOAT DECK SHOES SIZE 7 - 12 WHITE - , Couples Slippers Men s Beach Sandles Womens Flip-flops Unisex Anti-Slip Vacation Holiday Traveling Seaside - , Melvin & Hamilton Eddy 2 Men s Derby Lace-Ups Brown - , FRAU Men s Loafer Flats blue denim - , Vans Men’s Ua Sk8-Hi Hi-Top Sneakers Beige ((Mono Canvas) khaki/true white) Piup Men s Women s Unisex Sneaker Quick Drying Mesh Upper Water Shoes. Navy , Timberland Men’s 6 in Premium Classic Boots - , FRETZ men Men’s Tosco Derbys - , Puma Men’s One 17.2 Fg Football Boots, Black Blue (Atomic Blue- White-safety Yellow 03) Mens Lightweight Non Slip Garden Kitchen Hospitcal Beach Yard Pool Shower Summer Clogs Black Green Blue UK7-10 - , Jack & Jones Men’s Jfwtack Denim Mix Light Blue Low-Top Sneakers - Bugatti Men’s 311185011000 Derby - , Cheaney Alfred Capped Oxford in Black Calf Leather Black , Nike Men’s Downshifter 8 Running Shoes - Yiiquan Men’s Lace Up Waterproof Tall Tube Non-slip Safety Shoes Large Size Black#3 Crocs Unisex Adult Classic Mules Brown (Khaki) , Size38-47 HUANGLING 2017 Summer New Arrival Men Cow Leather Sandals Casual Shoes High Quality Comfortable Shoes For Men HL2028 Green , Dilize Men s Black 2-Strap Vecro&Buckle Closure Summer Sandals SenLu Men s Casual Leather Driving Shoes Soft Car Flats Comfortable Slip On Loafers Gray , Xianshu Retro Brogue Ankle Boots Casual Laces Up Shoes Brown Cotton , Byste Flat Bath Slippers Summer Sandals Beach Shower Shoes Anti Slip Indoor & Outdoor Home Massage Wear Rubber Gladiator Men Englon Antiskid Flip Flops Navy Nike Men’s Air Max 90 Essential Sneakers Black , Kenneth Cole Unlisted Men s Blind-Sided Chukka Boot Cognac Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Minnetonka/ Women (Red s B07BBKFFMV Kilty suede moc Moccasins Red (Red/ Red) 2af9adc - poyigut.site

More Posts for Baby Boomer Info