GO WEST Men Boots s 19762 Boots WEST - 351a0cf - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
GO WEST Men Boots s 19762 Boots WEST - 351a0cf - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
GO WEST Men Boots s 19762 Boots WEST - 351a0cf - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

GO WEST Men Boots s 19762 Boots WEST - 351a0cf - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

GO WEST Men Boots s 19762 Boots WEST - 351a0cf

[Continue Reading…]

GO WEST Men Boots s 19762 Boots WEST - 351a0cf GO WEST Men Boots s 19762 Boots WEST - 351a0cf - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
GO WEST Men Boots s 19762 Boots WEST - 351a0cf - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

GO WEST Men Boots s 19762 Boots WEST - 351a0cf - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

GO WEST Men Boots s 19762 Boots WEST - 351a0cf - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Bugatti Men’s 321336503200 Classic Boots, Brown (Cognac) - Adidas Gonz Pro - Black / Mint, 9.5 D Us - Sneaker Style Huarache black or white Woman Man from 36 to 45 Pierre-cedric - Boxfresh Stern, Men s Low-Top Sneakers - Supra Bandit, Unisex Adults’ Hi-Top Sneakers - Gant Men’s Bari Ankle Boots - , MENS SAFETY WORK STEEL TOE CAP DEALER SLIP ON SHOES CHELSEA GOOD YEAR WELTED BOOTS ANKLE SIZES - , Paul Parkman Men s Captoe Oxfords Blue & Parliament (Id#024-PARL) - , Nike Boys’ Pico 4 (PSV) Sneakers - , GLSHI Men s Shoes Leather Spring Summer Light Soles Comfort Sandals Walking Shoes Buckle for Casual Office & Career... - Ben Sherman Men s Gaston Zip Chukka Boot - Bugatti Men’s D08021 Low-Top Sneakers - Camper Beetle 36530 Mens Ankle Boots - , Sendra Cowboy boots 6990 in brown with Roy Dunn´s boot polish and Boot Jack - , DESAI Mens Brogues Formal Shoes Lace up Oxfords in Black/Brown - , London Brogues Hamilton Mens Chelsea Boots - Sanita Unisex Adults’ San-Safe Colorado Safety Boots, Black (Black 2) - Amblers Mens Dorking Lace Up Leather Fabric Lined Casual Boot Brown - adidas Men s Basketball Trail Blazers Replica Player Jersey, Men, Basketball Trail Blazers Replica Spielertrikot - WEG Men s Loafer Flats Testa D Moro - Clarks Dargo Rise, Men s Boots - , Mens Check Lined Velour Dunlop Slippers - , OEMPD Mens Fashion Shoes Lace Up Formal Business Shoes Leather Dress Shoes - , Lemaitre 196048 Safety Shoe Skate S3, Size 12.5, Green/Grey - Puma Pitlane Sf 1 5, Men’s Trainers - eS Sal White/Gum Shoe - , Bunker Men’s Booty Short Boots - , Xposed Mens Real Suede & Patent Leather Black Retro MOD Loafers Smart Casual Monk Strap Dress Shoes - Grinders Mustang Brown Mens Cowboy Ankle Boots -
GO WEST Men Boots s 19762 Boots WEST - 351a0cf - poyigut.site DC Mens Manteca TX SE Manteca TX SE - Vans Chima Pro (Suede) Black/White Shoe VA38CF0XT Checkerboard Navy Boss Orange Men’s Cultroot_zipb_ltwsgr 10201428 01 Classic Boots - , MIMIYAYA Men Women Air Running Shoes Sports Trainers Athletic Jogging Walking Fitness Gym Sneakers Fashionable Lightweight Red , Fendi Men s Espadrilles * - , Think! Men’s Kong_282651 Brogues - , Sandals, Men s Anti-Slip Flip Flops Summer Male Casual Slippers Fashion Beach Sandals - , Black Goodyear Welted Derby Shoe by Charles Tyrwhitt - , Clarks Beary Loafer Slipper Mens - Jallatte Jalvalkan SAS Bauschuhe Work Shoes S3 SRC High Brown - Asics Men’s Gel-Kayano 24 Running Shoes Grey (Dark Grey/Black/Fiery Red 9590) Orca Bay Augusta Mens Deck Shoes - , Bobux Baby Girls’ Mokassin Rot Wildleder Loafers - , adidas Unisex Adults’ Sellwood Gymnastics Shoes, Cblack/Ftwwht/Ftwwht, 6.5 UK - Globe Mojo Legacy, Men s Skateboard Shoes - , Slowers Men’s Apoc842 Espadrilles, Blue, 8 UK - Giasco AC011A40 Gulf S3 Calf Boot, Size 40, Brown - , Alpine Oberon, Unisex Adults’ Fitness - Hush Puppies Men’s Volley Victory Derbys Black (Black) Enamel Daisy Flexible Flip Flops - Nike Men’s Jordan Executive Basketball Shoes - , Santimon Mens Casual Leather Loafers Moccasins Slip on Driving Shoes Gold Buckle - Rockstorm Mens/Gents Battle Lace up Casual Shoes - Black - UK Sizes 6-12 Mephisto Men’s Janeiro Natural 7200 Black Boat Shoes Black(Brown) , Men Smart Casual Shoes, Croc Skin Slip On Metal Toe Pointed Leather Lined Loafer Continental , Vans Unisex Adults’ Classic Slip-on Canvas Trainers Black Shoe White Sole , Summer flip flops, men slip, rubber feet, outdoor casual beach, cool slippers Rose red , Vlado mens Atlas 2 Boots Black , Lloyd Men’s Patriot Desert Boots Schwarz (Schwarz) Blakeseys 1960 Unisex Monkey Boots Black Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

GO WEST Men Boots s 19762 Boots WEST - 351a0cf - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

GO WEST Men Boots s 19762 Boots WEST - 351a0cf - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

GO WEST Men Boots s 19762 Boots WEST - 351a0cf - poyigut.site

More Posts for Baby Boomer Info