New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b

[Continue Reading…]

New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Boys Mens Slip-On Suede Casual Sneaker Shoes. Black or Taupe. Sizes Boys 3- Adult 14 Taupe Converse All Star High Customized and Printed - handmade shoes - Italian Brand - Vintage Australian , OneMix Mens Trainers Casual Sports Running Shoes Lightweight Breathable Sneakers Blue Nike Lupinek Flyknit Low Mens Running Trainers Cargo Khaki/Mica Green , Mens ‘High Quality’ Designer Shoes Lightweight Casual Fashion Trainers Gym Size Khaki Green , Vans Unisex SK8-Hi Suede Trainer Port Eggnog True White Exclusive Joya Mens Cancun Nubuck Trainers Dark Navy , Rockport Men’s Thurston Gore Slip on Trainers Blue (New Dress Blue) , Mephisto Men’s Vincenzo Trainers Grey (Dark Grey Velsport 3652) adidas Tubular Defiant Trainers Red Grey , BOSS Sporty Low Mercedes Benz Collection Trainers Black Black Airwalk Brock Skate Shoes Mens Black/Red Casual Trainers Sneakers , Levis 222805 51 Sneaker regular white , Le Coq Sportif Men’s Dynacomf 2 Tones Trainers, Dress Blue Blue (Dress Blue Bleu) , Converse Unisex-Child Star Player Core Canv Ox Trainers Navy/White , Pantofola d Oro Men’s Monza Uomo Low Trainers Brown (Tortoise Shell 028) Vans Authentic, Unisex Adults’ Low-Top Sneakers Blue (Twill Gnghm) , TOMS Men’s Linen Rope Sole Alpargata ESP Espadrilles Shade , Crosshatch Mens Turbulent Knit Trainers White Black- Lace Fastening - Cushioned - New Balance MRL420S4 Low Sneakers Man Grey/White , Vans Authentic, Unisex Adults Low-Top Sneaker Green (Shadow Lime/True White) adidas Women’s Superstar 80S Metallic Pack Low-Top Sneakers Black White Bb3718 , OneMix Mens Trainers Casual Sports Running Shoes Lightweight Breathable Sneakers Black , Palladium Men’s Pallaville Hi CVS Low-Top Sneakers Beige (Sahara/Ecru) , Hummel Slimmer Stadil Canvas, Unisex Adults Hi-Top Sneakers Grey (Castlerock/White 2651) , Bloch 570 Leather Amalgam Sneaker Size 4.5 UK in Pink - CHAQLIN Colour Animal Printed Canvas Shoes Mens Casual Lace Up Sneakers Leopard , DC Shoes Studio 2 - Shoes for Men ADYS300406 Black/White Glagla Unisex - Adult Classic Low Black - Black ,
New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b - poyigut.site DrunknMunky Boys’ Boston Classic Hi-Top Trainers - , ZAPP Men s Fashion Sandals - , Bugatti Men’s 321479815900 Flip Flops - , Men Shoes Leather Western Metal Toe Cowboy Loafers & Slip-On Pointed Business Formal Dress Wedding Colorful Size... - LYZGF Men s Youth Casual Baotou Sandals Fashion Leather Large Size Slippers - adidas Adipower Vector Mid Cricket Shoes - SS17 - , Safety Jogger 830300-42 loafers,Turbo S3, Size 8, black - Alexandra Blackrock STC-FW532BK-5 Storm chaser Trainer, Double Density PU, Size: 5, Black - Zhuhaixmy Men s Hiking Boots High Top Trekking Shoes Non Slip Outdoor Warm Waterproof Walking Climbing Sneakers - , Danner Men’s Mountain Light II Hiking Boot - , Kalra Creations Men s Traditional Leather Indian Designer Slipper Shoes - Mens Trespass Mens Indy Webbing Sandals Black/White - Josef Seibel 43243-768 Paul 43 Men s Mules & Clogs - Delta Plus Footwear Shoe Serraje Velour Polyurethane Grey/Blue Size 46 (1par) - Henri Lloyd Mens Arkansa Boat Shoes - , AUVSTAR Men s Comfortable Slippers, Simple Leather Summer Sandals, Outdoor Beach Sandals, Summer High-end Men s... - Asolo Mens A12008 Hiking Boots - , Duke D555 Men s Big & Tall PU Leather Casual Lace-up Shoe Sizes Upto UK15 - , Mizuno Men’s Wave Rider 20 Running Shoes - Etnies Marana Vulc MT, Men’s Skateboarding - , Cole Haan Mens Zerogrand Wingtip Lace up Oxford Shoes - , TED Baker Mens Senape Derby Shoes - , diabetic shoes leather velcro Black Lace Minitoo Boy s Men s Round Toe Padded Comfortable Loafers Dark Brown Rossellini Mens Gold Chain Shiny Patent & Suede Leather Black White Smart Slip on Loafer Shoes black patent , XUE 2018 New Men s Shoes Sandals Microfiber Spring Summer Microfiber Breathable Loafers & Slip-ONS Shoe Driving Shoes Casual Loafer Beach Shoes Black B , Juleya Unisex Water Shoes Women s Men s Barefoot Shoes Quick Dry Slip-On Yoga Neoprene Shoes Beach Swimming Surf Boating Diving Walking Pool Aqua Shoes Sock 36-46 Blue #1 , Qianliuk Men Casual Shoes Breathable Light Flats Shoes Leather Loafers Slip On Mens Flats Driving Shoes Light Blue , Summer flip flops, male size, toe pinch, breathable, simple massage, male stripes, outdoor slippers, slippers White Cover Plus Fashion Genuine Black Leather Mens Formal Dress Designer High Top Ankle Boots Shoes Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

New Leather Balance Men’s Trainers 996 (Navy) Leather Trainers Blue (Navy) a60060b - poyigut.site

More Posts for Baby Boomer Info