Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8 -
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8 - Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8 - What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8 - The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8

[Continue Reading…]

Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8 Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8 - Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8 - The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8 - Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8 - First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Timberland 6 in Premium Wp Boot A1O7Q, Unisex Adults Ankle Boots, Grey (Forged Iron), 6 UK (39.5 EU) - Jazba StraightDrive 300 Men s Cricket Shoes - , Havaianas Unisex Adult HAV Brasil Logo Marine Blue Sandal - SAFETOE Light Weight Safety Trainers for Men- L7328 Leather Safety Trainers Work Shoes Boots for Men and Women... - , BOLD Men s 3516wk60 Clogs - , Asics Men’s Fuzex Rush Competition Running Shoes - , Minitoo Boy s Men s Lifestyle Outdoor Rubber Sole Fashion Sneakers - Cycleur de luxe Ray, Men’s Low-Top - , Hugo Men’s Timeout_Slip_rb Mules, Black - , TED Baker Mens Senape Derby Shoes - Fexkean Mens Sport Shoes Trainers Running Walking Athletic Shoes Lightweight Gym Shoes - Rax Men s Cushioning Outdoor Antiskid Hiking Shoe Reflective at Night,Perfect For Night Hiking - , adidas Men’s Nemeziz 7 SG Footbal Shoes - , Office Ambassador Chukka Boots - , CFP 8339 Mens Pumps Lace Up Leisure Cozy Charming Comfy For All Occasions High Top Leather Boots Black UK Size 6 - Bugatti Men’s 321336503200 Classic Boots, Brown (Cognac) - , Adidas Gonz Pro - Black / Mint, 9.5 D Us - , Sneaker Style Huarache black or white Woman Man from 36 to 45 Pierre-cedric - , Boxfresh Stern, Men s Low-Top Sneakers - , Supra Bandit, Unisex Adults’ Hi-Top Sneakers - Gant Men’s Bari Ankle Boots - , MENS SAFETY WORK STEEL TOE CAP DEALER SLIP ON SHOES CHELSEA GOOD YEAR WELTED BOOTS ANKLE SIZES - , Paul Parkman Men s Captoe Oxfords Blue & Parliament (Id#024-PARL) - Nike Boys’ Pico 4 (PSV) Sneakers - , GLSHI Men s Shoes Leather Spring Summer Light Soles Comfort Sandals Walking Shoes Buckle for Casual Office & Career... - , Ben Sherman Men s Gaston Zip Chukka Boot - , Bugatti Men’s D08021 Low-Top Sneakers - , Camper Beetle 36530 Mens Ankle Boots - , Sendra Cowboy boots 6990 in brown with Roy Dunn´s boot polish and Boot Jack -
Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8 - Paredes SP5031 BL40 Safety shoes Mica Iv S2, Size: 6.5, White - Ted Baker Casbo Shoes Tan - , MHSXN Man Retro Formal Leather Shoes Business Lace Shoes Mens Black Red Pointed Leather Shoes - Yao Leather Beach Slippers,Beach Fisherman Slippers Adjustable Belt Non-Slip Soft Flat Closed Toe Sandals Shoes... - , Reebok Men’s Gl 6000 Hm Tech Low-Top Sneakers Noir OluKai Mens Kohana Kai Sandal - , H714 Roamers Mudguard Lace Up, Color: Black, Size: 12 - , Timberland Men’s Oxford - Almwerk Men s Costume Shoes, Genuine Leather - , Palladium US Pampa High H Black EU44 - , MOBILS by MEPHISTO Men s Loafer Flats - , HWF Men s Leather Shoes British Style Pointed Business Bright Shoes Formal Wear Wedding Shoes Black Formal Shoes - Combat Flip-flop sandals coyote - Coyote, 44 - Sebago Mens Litesides Two Eye FGL Tumbled Navy Leather Boat Shoes Size 8 - British Knights SURTO Men s Low-Top Sneaker Black Roamer Mens Softie Leather 5 Eyelet Brogue Oxford Tie Shoes Tan , Clarks Beeston Stride, Mens Lace-up Flats Black (Black Leather) Hudson Men’s Simpson Brogues Brown (Brown) Men s Lace up Corduroy Oxford Casual Shoes Flats Shoes Blue AKU Men s Hunting Boots Brown rismart Men s Closed-Toe Hook&Loop Outdoor Hiking Leather Shoes Sandals Navy Blue Havaianas Unisex Top Flip Flops White , Birkenstock Ramses, Unisex-Adults Sandals Black , Men s VITELO Smart Leather Slip-On Shoes M 55 Black , IMAC Black Lace Shoe Leather Italian Made Black , Volcom Men’s Rocker 2 Graphic Print Flip Flop Sandal Dark Wave , Rip Curl Bondi Sandals Pink/Grey , Quiksilver Men’s Molokai Nitro Flip Flops Multicolour (Black/Black/Orange) Rapidly Men s Flip-Flops Non-Slip Creative Men s Sandals Outdoor Slippers Beach Men s Flip Flops Khaki Lenfesh Men Summer Sandals Male Slipper Flip Flops Shoes Brown Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8 - Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8 - Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Ariat Mens Barnyard Twin Gore H2O Twin Gore Boots H2O - 8b9c5b8 -

More Posts for Baby Boomer Info