CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64

[Continue Reading…]

CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64 CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Alexandra Blackrock STC-FW523BK-5 Composite Boot, Plain, Leather, Size: 5, Black - Zippy Baby Boys’ Zbbs06_410_6 Open Back Slippers - ailishabroy Genuine Leather Mens Sandals Hiking Walking Summer Beach Velcro Shoes - Melton Krabbelschuh - I Love Dad, Unisex Babies’ Slippers - Sunny&Baby Men s Casual Shoes Genuine Leather Beach Flip Flops Soft Flat Sandals For Gentlemen Non-Ship - , CFP 8088 Mens All Season Loafers Casual Leisure Affectionate Comfy Smart Driving Leather Sneakers Blue UK Size... - Amblers 702 Granite Mens Safety Trainers - , Steptronic Mens Gloucester Leather Chukka Boots - CHENGXIAOXUAN Boys Flip-Flops Male Wear Skid Slippers Casual Beach Shoes New Outdoor Flip Flops Webbing Rubber... - , Smile YKK Unisex Camouflage Wide Brim Outdoor Sport Sun Fishing Net Hat Dome Mesh Cap - , Men Slipper red, (rot-kombi) 4857-1 - Cofra JV047-000.W40 Size 40 S1 P SRC New Matrix Safety Shoes - Black - Fischer Pantolette Schwarz, Men’s Mules - , Salamander Men’s Vasco-Aw Biker Boots - adidas Men s Stan Smith-UK 8 - Handmade Ninja Soft Leather Tabi - , Fly London Men’s Shya955fly Low-Top Sneakers - , Pataugas Jayer/N, Men’s Hi-Top Slippers - Puma Carson Runner Camo Mesh, Unisex Adults Trainers - Kenneth Cole Reaction Men’s Casino Chukka Boot - Merrell Men’s Rant Trainers - , LYZGF Men Summer Casual Fashion Beach Sandals XL Leather Shoes - Cofra safety shoes Stoppie S3 SRC new jogging 19120-001, trainers, black - , POLACCHINO STIVALETTO UOMO CAFE NOIR LTD621 CAMOSCIO ANTRACITE - 42, ANTRACITE - adidas Predator Malice SG Mens Rugby Boots - Dr. Martens 1461 3 Eyelet, Mens Lace-up - , BOBBIES - Moccasins - Men - L Artiste Amparo Blue Turquoise Laces Suede Slip-Ons for men - Haflinger Andrea, Unisex Adults’ Mules - , Under Armour Boys’ Ua BPS Mojo Al Competition Running Shoes -
CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64 - poyigut.site Calvin Klein Men’s Napoleon Nylon Low-Top Sneakers, Black - Redback Boots Dark Brown Leather Chelsea Boot - Cole Haan Men s Madison Grand Venetian Slip-On Loafer - , Hummel Unisex Adults’ Slimmer Stadil Waxed Canvas Lo Low-Top Sneakers Grey (Dove) Craftland Men s Safety Shoes Black Black - , Beta Tools 073160548 7316N UK 13 [EU 48] Suede Shoe Waterproof + Microfibre Insert Fibreglass Toe Cap Composite... - Cofra JE012-000.W40 Size 40 S1 P SRC Lowball Safety Shoes - Grey/Blue - Marited Men s Clogs & Mules White white - , Berwick 4234 Classic Shoes Men - Ejendals 4768-45 Size 45" Jalas 4768 Fire Safety Boots - Black/Yellow - , Diadora Unisex Adults B. Elite Low-Top Sneakers Black (Nero) MUYII Men s Oxfords Leather Shoes For Men Plain Toe Shoes Casual Sport Mens Non-Slip Comfortable Shoes - adidas Men’s Court Fury 2016 Basketball Shoes - Clarks Men’s Clarkdale Bara Classic Boots - , Pikolinos Men s Boots - , Starlite Hyper Easy Slip On Leather Jazz Shoe Tan , adidas Unisex Kids’ AltaSport Cf Trainers Black (Cblack/Ftwwht) , ECCO Men s Cairo Derby Shoes Coffee Minitoo Boy s Men s Retro Slip-on Stitched Casual Loafers Green , Skechers Men’s 51509 Moccasins Black (Black) , Dolce E Gabbana Men s A10102AC46080999 Black Leather Lace-Up Shoes - , GRRONG Men s Sandals The First Layer Of Skin Leisure Leisure Non-slip Breathable Brown DC Men’s Trase Slip-on T M Shoe WHT Low-Top Slippers Burnt Henna/White , Converse Unisex-Adult Chuck Taylor All Star Core Ox Trainers White Mono , Nike Men’s Air Huarache Sneakers, Green, 7.5 Green (Khaki/Khaki/Medium Olive/White 200) Timberland Pro Mens Splitrock Water Resistant Safety Boots Wheat , CAT Lifestyle Polar Fleece Black FITORY Men s Flip-Flops Arch Support Thongs Comfort Slippers for Beach Size 6-12 Brown Crocs Unisex Adult Crocband Clogs Black , deltaplus honey safety boots 7 - workwear ppe - boots - , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

CFP 8151 Mens Four Seasons 19971 Multi-Bussiness B07CCMXK8G Shoes Casual Cozy Size Charming Comfy Smart Slip On Leather Black UK Size 9 - c3b8e64 - poyigut.site

More Posts for Baby Boomer Info