Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca

[Continue Reading…]

Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Jamron Unisex Women Men Vintage Ankle Martin Boots Chukka Boots Durable Combat Boots Motorcycle Boots Brown Shoe the Bear Men’s Apache L Cowboy Boots Schwarz (110 Black) , La Valenciana Men s Boots Red Dr. Martens Brooklee B, Unisex-Child Lace-Up Boots Black Patent Lamper Kamik Men’s Griffon Chelsea Boots, Grey Grau (Charcoal-charbon) Under Armour Men s Valsetz RTS-Mid Hiking Boot, Black, M US Black/Steel , Muck Boots Men s Arctic Excursion Ankle Snow Boot Black (Black) Dunlop Blizzard Warm Black Fleece Linned Padded Collar Wellington Boots Blue Muck Boots Unisex Adults’ Chore High Work Wellingtons Green (Moss 333) , Jamron Unisex Women Men Vintage Ankle Martin Boots Chukka Boots Durable Combat Boots Motorcycle Boots Black , La Valenciana Men s Boots Brown Under Armour Men s Valsetz RTS-Mid Hiking Boot, Black, M US Beige Mens Ghillie Tie Desert Boots Dark Taupe Suede Leather Dark Taupe , Mountain Warehouse Splash Mens Wellies - Easy Clean Walking Shoes, Waterproof Rain Shoes, Soft Fabric Lining, Cushioned Footbed Wellington Boots - Best For Wet Weather Khaki , Dr. Martens 1460 Original Unisex Adult Ankle Boots Purple Muck Boots Women s Arctic Adventure Print, Women s Rain Boots Black/Black , Josef Seibel Men s 43629 Anvers 75 Chukka Boots Grey Geox Men’s U Uvet a Chelsea Boots Brown (Dk Coffee) Scimitar GREG Mens Soft Leather Ankle Boots Black Black , Click workwear mens nubuck leather lightweight chukka safety work boot Black Dr. Martens 2976 Original, Unisex-Adults Boots Black (Black) , Skechers for Work Men s Delleker Work Boot Black/Red , Dr. Martens Men’s 1460 Classic Boots Blue (Dark Taupe 302) , Biker Boot Adventure Denver Black, black gents boot, grey stitching , Men s Chukka Boots Winter Snow Fur Lined Lace Up Ankle Short Outdoor Working Desert Boots by Santimon Black Timberland Earthkeepers Rugged 6" Waterproof, Men s Short Boots Brown (Medium Brown) , Under Armour Men s Acquisition Military and Tactical Boot Black/black , Dr. Martens 1461 Unisex Lace-up Shoes Red (Cherry Red Smooth) , Kost Men s Boots Camel Marine ,
Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca - poyigut.site Lee Cooper Workwear LCSHOE095 UK8/EU42 S3 Safety Shoe - Black/Grey - , Cofra FW350-000.W39 Size 39 S3 SRC "Garonne" Safety Shoes - Black - GREENWICK POLO CLUB Men s Boots Yellow Yellow - Amblers Steel FS32 Waterproof Boot / Mens Boots / Boots Safety (10 UK) (Black) - , Mens Classic Sunrise LC Easy Style Laced Canvas Shoes Navy , Dolomite Men s Lace-Up Shoe Cinquantaquattro Low Fg Gtx Grey / Brown-Uk10, 5 (45) Verde , Red Wing Merchant Oxford Mens Shoes - , Dr. Martens Mens & Womens Skelton Mid-Cut Heat Resistant Service Boots - , Beaded Summer Beach Jelly Sandals Flip Flops 4 5 6 7 8 Blue - , Spiderman Boys’ Kids Low Sneakers Slip on Trainers - , adidas Terrex Conrax Boa Ch Cp, Men’s Fitness - , Gordon & Bros S160751 Mens Business shoes - , New Balance 450501 60, Men’s Trainers Blue (Royal Blue Red) Sperry Top-Sider Men s Striper LTT Leather Boating Shoe - Ruanyi PU Leather Thong Flip Flops Shoes,Casual Beach Slippers Outdoor & Indoor Non-Slip Soft Flat Sandals for... - Unisex FS112 S1-P Steel Safety Boot in Black (8) - , adidas Sam Super Suede, Men’s Sneakers Marine/white , Nero Giardini A705222u, Men’s Low Trainers - Bobux Baby Girls’ Krokodile Gelb Loafers - , Cotswold Mens Shipston Black Waterproof Leather Lace Up Casual Shoe 11 - , Lacoste Men’s Fairlead 118 1 Cam Trainers - , Geox Men’s U Danio a Derby Beige (Taupec6029) , Aldo Men’s Zeviel Derbys Beige (Oyster Gray 2/35) Converse Unisex Adults’ Chuck Taylor All Star Women s Canvas Trainers Navy , Dilize Men s Mesh Detail Outdoor Sports Leather Sandals Deep Brown adidas Adilette, Men s Beach & Pool Shoes Mid Grey/Mid Grey/Light Solid Grey , Rockport Men s Gyk Slip On Shoes Black Mens Red Tape Real Leather Lace UP Casual Formal Smart Work Brogue Shoes Bordo NiNE CiF Men s Beach Pool Flip Flops Summer Rubber Thong Sandals Black 2 , Dr. Martens Men’s Cabrillo Chukka Boots Grey (Mid Grey Hi Suede Wp) , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Dunham Men s Dunham Lawrence Lawrence Men Boot Black a3064ca - poyigut.site

More Posts for Baby Boomer Info