Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c

[Continue Reading…]

Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
TOMS Women s Classics Henna/Blue Multi Stripe FOBEY Mens Fashion Outdoor Mountaineering Leather Shoes Slip-On Formal Shoes.In Black and Brown Black , Nike Stefan Janoski Max, Men’s Skateboarding White (White/White-obsidian 114) Timberland Ca1in7 M, Men’s Chelsea Boots Grey (Forged Iron Dusk) INMONARCH Mens Magenta Brocade Wedding Shoes MJ0084 - , Soulsfeng Heel Boots Ankle Flat Boots High Top Unisex Breathable Shoes Mesh Knit Casual Inkjet Shoes For Men and Women White , Rossellini Men s Slip On Suede Leather Lined Western Heel Loafers Decorative Stitch Shoes Black Minitoo Boy s Men s Breathable Round Toe Synthetic Casual Loafers Brown Vans SK8-Hi Classic Unisex-Adults Hi Top Lace-up Sneaker Blue (Navy/White) , Rossellini Men s Slip On Suede Leather Lined Western Heel Loafers Decorative Stitch Shoes Black , Shenduo Men s Buckle Loafers Suede Leather Moccasins Boat Driving Flats Slip On Shoes D7162 Dark Blue Nike Eric Koston 2 Max, Men’s Skateboarding Brown / Black (Baroque Brown / Black-black) Mephisto Men s Loafer Flats Black Converse Unisex-Adult Chuck Taylor All Star Core Ox Trainers Navy Natural Ivory White Converse Unisex-Adult Chuck Taylor All Star Core Ox Trainers Bianco (Blanc) , Vogar Mens Leather Slip On Loafers Casual Flat Shoes Footwear VG4893P Brown Miyoopark Men s Knot Slip-on Suede Classic Boat Shoes Casual Loafers Grey , Rieker Men’s B8256 Loafers, Brown, 6.5 UK Brown (Kastanie/Amaretto/Royal / 25) , Sebago Men s Grant Loafers Black Melvin & Hamilton Driver 4, Men’s Mocassins Black (Suede/Rs Black) XUE Men s Shoes Sandals Shoes Summer Breathable Loafers & Slip-ONS Shoe Driving Shoes Casual Beach Shoes Black, Brown, Yellow A , Red Fish Mens Navy Slip On Canvas Shoe Blue Vogar Mens Flat Leather Slip On Loafers Casual Shoes VG4893A Navy Blue Red Tape Mens Frome grey navy and burgundy slip on leather suede loafer shoes Blue Timberland Heritage, Men s Boat Shoes Grey , XUE Men s Shoes Microfiber Spring Summer Breathable Loafers & Slip-ONS Driving Shoes Casual Comfortable Shoes Party C , XUE Men s Shoes Sandals Microfiber Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Beach Shoes White Blue, White Brown, White Yellow C , Skechers USA Men s Braver Randon Slip-On Loafer Black Leather gracosy Men s Casual Flat Loafers Shoes, Fashion Slip On Shoes Men Hand Stitching Non-Slip Fitting Casual Shoes Sneaker Walking Loafer Boat Shoes Driving Shoes Black 2 ,
Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c - poyigut.site Solid color satin shallow mouth single shoes fine with video thin career temperament tip of ultra-high with shoes... - Lloyd Men’s Dawen Classic Boots - , wize & ope Unisex Adults’ Xrun Trainers, Black - , Globe Men’s The Eagle Sg Trainers, Toffee White - , GARDIAN Men s Boots - , Nike Men’s Air Max 1 Ltr Leather Premium Sneakers Black (Black) Vans Street (Wmns Mellow Yellow - , MOTIVE LIFE Men s Summer Massaging Slides,Women s Slide Sandals - OneMix Mens Trainers Casual Sports Running Shoes Lightweight Breathable Sneakers - Crocs Unisex Adult Classic Mules Violet (Purplec) Diadora Unisex Adults B. Elite Low-Top Sneakers Multicoloured (C4701 Bianco Ottico/Bianco Candido) , Phorecys Mens Beach Leather Athletic Sandals - Dearfoams MFS Moc W Tie & Wipstitch, Men’s MFS Moc W Tie & Wipstitch - Boxfresh Mens Swich Trainer - Quiksilver Molokai New Wave Sndl - Ladies PDQ Adjustable Sports Walking Sandals Light Grey Mint L498 KD -UK 5 (EU 38) - Club Cubano Angelo Mens Leather Cuban Heel Boots Black - Roamers Square Toe Lightweight 4 Eye Tramline Panel Tie Up Shoes Black Leather , Henley Comfort Men Black Leather Brogues , YY-Rui Men s Casual Driving Shoes Suede Leather Loafers Comfort Flats - , Minitoo Boy s Men s Chelsea Style Stitching Slip-on Spring Loafers Dark Blue Mens Suede Leather Line Tassel Loafers Vintage Smart Retro Slip on Driving Shoes - 5 Colours Tan , Mens Gents Red Tape Genuine Leather Slip On Penny Loafers Smart Formal Office Dress Shoes UK Sizes 7-12 Tan , Carolbar1987 Men s Classic Low Heel Elastic Free Lettering Business Shoes Black FIND Men s Suede Derby Shoes Brown (Brown) , Barker Men’s McClean Brogues Brown (Cedar Calf/ Blue Suede) Roots Original RO60307 Toe, Jumano - , La Valenciana Men s Safety Shoes White Crafeel Leather Flip Flops Summer Slippers Sandals for Women Men Green Nunn Bush mens Harley St Moc Toe Boot Burgandy Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Converse Unisex Adults’ Chuck B01IOA087M Taylor All Women Star Women Canvas s Canvas Trainers light grey 3cd872c - poyigut.site

More Posts for Baby Boomer Info