Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e

[Continue Reading…]

Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Sebago Men s Grant Loafers Black , Melvin & Hamilton Driver 4, Men’s Mocassins Black (Suede/Rs Black) XUE Men s Shoes Sandals Shoes Summer Breathable Loafers & Slip-ONS Shoe Driving Shoes Casual Beach Shoes Black, Brown, Yellow A , Red Fish Mens Navy Slip On Canvas Shoe Blue Vogar Mens Flat Leather Slip On Loafers Casual Shoes VG4893A Navy Blue Red Tape Mens Frome grey navy and burgundy slip on leather suede loafer shoes Blue Timberland Heritage, Men s Boat Shoes Grey , XUE Men s Shoes Microfiber Spring Summer Breathable Loafers & Slip-ONS Driving Shoes Casual Comfortable Shoes Party C , XUE Men s Shoes Sandals Microfiber Summer Loafers & Slip-ONS Driving Shoes Breathable Casual Beach Shoes White Blue, White Brown, White Yellow C Skechers USA Men s Braver Randon Slip-On Loafer Black Leather , gracosy Men s Casual Flat Loafers Shoes, Fashion Slip On Shoes Men Hand Stitching Non-Slip Fitting Casual Shoes Sneaker Walking Loafer Boat Shoes Driving Shoes Black 2 Stacy Adams Men s Giannino-Monk Strap Wingtip Slip-On Loafer Tan , Rossellini Men s Slip On Suede Leather Lined Western Heel Loafers Decorative Stitch Shoes Brown Minitoo Boy s Men s Slip-on Spring Summer Shoes Breathable Loafers Light Brown Unisex Lightweight Free-Switch Multi Purpose Jogging Fitness Trainer Sneaker Black White , NBWE New Men s Leather Shoes Peas Shoes Spring and Summer Driving Shoes Casual Shoes Breathable Black Hush Puppies Men’s Runner Slip on Moccasins Brown (Brown) , Shoe Tree Comfort Leather Moccasins Slip On Ladies Loafers Comfortable Comfort Shoes Flat Loafer Nautical White , Kick Footwear Men s High Quality Leather Desert Boots Smart Casual Brogue Ankle Shoes Tan , Mens Suede Chelsea Boots Italian Style Smart Casual Desert Dealer Ankle Shoes Red , Bugatti Men’s F06671 Moccasins, Blue (Navy 423), 6 UK Brown (Cognac 644 644) XUE Men s Shoes Microfiber Spring Summer Breathable Loafers & Slip-ONS Driving Shoes Casual Comfortable Shoes Party B SPEEDEVE Men s Casual Loafers Retro Slip-On Driving Shoes Handmade Leather Flats Shoes Khaki , Women Men Awesome 3-in-1 Lightweight Athletic Rome Sneaker Shoes Dark Blue I SPEEDEVE Men s Casual Loafers Retro Slip-On Driving Shoes Handmade Leather Flats Shoes Gold WALK-LEADER Mens Simple Comfortable Moccasins Wide-fitting Slip On Boat Loafers Shoes Blue , Cosyfeet James Shoes - Extra Roomy (HH+ Width Fitting) Brown Elastane / Polyester , Converse Unisex-Adult Chuck Taylor All Star Core Ox Trainers Engine Smoke/Khaki , Sioux Men’s Gilles Moccasins, Brown Brown (Cognac 003)
Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e - poyigut.site Hush Puppies Mens Lazy Genius Plain Slip On Shoes - , yalanshop Boots boots tip sanding thick with high-heeled, black velvet, 7 cm 35 - Mens Caterpillar Lightweight Industrial Pull On Gusset Safety Boots Shoes Size 6-12 - Dolomite Men s Lace-Up Shoe Cinquantaquattro Low Fg Gtx Grey / Brown-Uk10, 5 (45) Grau , Boxfresh Men’s Esb Trainers Grey (Grey) Women Men Awesome 3-in-1 Lightweight Athletic Rome Sneaker Shoes Bee Yellow I , GLSHI Men s Summer Sandals Quick-Dry Walking Beach Pool Non-Slip Water Shoes Indoor Outdoor Slipper - , 5.11 Mens Skyweight-m - sUw - Steelite Rigger Workwear Ankle Safety Boot S1P CI HRO - Skechers Men s Define Volcan Shoes - , Mephisto Jacco - , Black - DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Rose , Step One Foot Thick Shoes, Increasing Laziness Shoes, White 38 - , Pantofola d Oro Men’s Stelvio Uomo Low Trainers - adidas Women’s Ultraboost Laceless Training Shoes - CFP 99888 Mens Comfort Sneaker Stylish Casual Smart Loafers Driving Slip-on Shoes - New Rock Mens Retro Style Chelsea Boots Black Snake Print Leather Slip On Ankle Shoes - adidas Men’s München Low-Top Sneakers Blue , Skechers USA Men s Men’s Elected Horizon Oxford, Black, US Light Brown Kenneth Cole Men’s Coat N Tie Oxford, Black, US Blue (Blue 400) ailishabroy Men s Wider Fitting Formal Brogues Shoes Black and Brown Leather Oxfords Brown Skechers USA Men s Palen Gadon Oxford Gray El Naturalista Men’s N5099 Pleasant Ocean/Koi Flat Sandal Ocean , Miyoopark Men s New Leisure Suede Dress Casual Loafers with Jean Burgundy , Skechers Men’s Glides-Calculous Trainers, Dark Brown, US Black , Rieker Men’s 17350 Loafers, Mare/Graphit/Rauch, 6.5 UK Blue (Mare/Graphit/Rauch 15) Clarks Originals Men’s Weaver Derby Green (Forest Green) Dfb Breathable Casual Sandals Comfortable Breathable Men s Shoes Leather Slippers Slippers For Women,Black-43 - Cool Shoes Original Flip Flops Steel Grey Steel Grey Timberland Men’s Classic 2-Eye Boat Shoes Brown (Rootbeer Smooth) Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Unze 14723 Mens ‘Raves’ Brown Leather Dress Leather Shoes Brown a58005e - poyigut.site

More Posts for Baby Boomer Info