Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3

[Continue Reading…]

Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3 Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Lukpol Mens Comfy Orthopedic Natural Buffalo Leather Sandals Shoes Model-838 - , AztecPatternPrintingUnisexFlipFlops,Small - , Vogar Men s Leather Slip On Loafers Flat Comfort Light Sole Summer Shoes VG4922 - adidas Adilette Supercloud Plus, Men s Loafers - Sole Runner Transition Vario 2, Unisex Adults’ Chukka Boots - , Giorgio Rea Men Classic Car Shoes Elegant Blue Slipper Mocassins Handmade Shoes Made in Italy Genuine Real Leather... - Timberland Men’s Killington Classic Boots - Fly London Mens Cold Lined Classic Boots Short Length - Josef Seibel Men’s Lasse 07 Espadrilles - K-Swiss Baxter (03787-128) - Harley-Davidson Men s Distortion Boot - Sole Ayres Boots Brown UK - , Vogar Men s Summer Footwear Flat Leather Slip On Loafers Shoes VG5056 - , Teva Men’s M Terra Fi Lite Open Toe Sandals - , IceCreamPatternPrintingUnisexFlipFlops,Small - , Panter 433031700 – Silex Totale S3 Black 257 Size: 46 - Red Wing Rover Mens Boot - , Lacoste Court-Minimal 316 1, Men’s Low-Top Sneakers - , Men s Casual Flip Flops Genuine Leather Beach Slippers Non-Slip Sole Sandals Black,Flip Flop Sandals for Men - , Henleys Mens Pumps Canvas Lace Up Casual Designer Shoes Trainers Plimsoles - Puma Ignite Dual, Unisex Adults Running Shoes - ECCO Ulterra, Men’s Low Trekking and Walking Shoes - Danner Mens Tramline 917 Tramline 917 - , ECCO Baby Girls’ Snowride Classic Boots - , FlagOfFrancePrintingUnisexFlipFlops,Small - , Mezlan Men s Trento Slip-On Loafer - , Nautica Men s Tibsury X Band Slide Sandal - , ellesse Tong EL82395, Sandals - Dr.Brinkmann 600389-1 men clogs & mules -
Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3 - poyigut.site Nike Unisex Kids’ Air Jordan 10 Retro Gg Gymnastics Shoes, Black (Black/Black/Fuchsia Blast 017), 5 UK - Converse Chuck Taylor All Star, Unisex-Adult s Sneakers Black , Karrimor Mens Helium WTX Walking Boots Lace Up Breathable Waterproof Padded - Noël Access Roby, Boys’ Low - SkaterBoyPrintedUnisexFlipFlops,Small - , Spiral Men - Flaming Spine - Sneakers - Men s High Top Laceup - Diadora B.Original Vlz, Men’s Low-Top Sneakers, Blue (Azzurro/Bianco), 8.5 UK (42.5 EU) - , Reebok Men’s Express Runner Trail Running Shoes, Black - , Sandals Men Billabong Seaway Canvas Sandals - , LEDLFIE Summer Men s Beach Shoes Wild Casual Breathable Slipper - Managers Saddle Slip On Safety Shoe Size 10 - AgeeMi Shoes Men s Suede Low-Heels Solid Boat Shoes - Wrangler Scarpe Uomo Sneakers Owen Derby in Pelle Marrone WM181060-64 - adidas Hockey Lux Red Aqua Shoes - SS18 SCARLET/AQUA , Wrangler Scarpe polacchine Uomo in camoscio blu wm151110-BLU - Puma Epic Flip v2 Unisex Adult Flip Flop - Dockers by Gerli 36Br201-120100, Unisex Adults Clogs and Mules - , Natural World 305E 677 Tennis Slip on Cotton eco Blue Marine Canvas 44 - Brynje Safety Shoes Model Alert, en ISO 20345 S3 SRC - , adidas Men’s X 15.1 Sg Footbal Shoes - CFP 8275 Mens Slip On Sneakers Leisure Cozy Charming Comfy Multi-Bussiness Leather Loafers Ochre UK Size 6.5 - , Castellanisimos CASTELLANÍSIMOS Zapatos de Vestir En Cuero de Piel Para Hombre - BECKETT CORP. Beckett Mens Pepper Pot Lace up Shoe in Black Black , Cole Haan Men’s Jefferson Grand Tassel Ii Oxford, Cordovan Box Leather, 9 UK Cordovan Box , Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes Black , XUE 2018 New Men s Shoes Sandals Microfiber Spring Summer Breathable Loafers & Slip-ONS Shoe Driving Shoes Casual Beach Shoes Brown, Yellow, Khaki A , One Step Opsial Zero Perforation Safety Work Boots S3 SRC Berufsschuhe Flat B-Ware Black - Black Mens Work Boots, Mens Safety Boots, GR77 Steel Toe Cap Boot by Groundwork Black/White Blakeseys 1960 Unisex Monkey Boots Brown , Lloyd Men’s Patriot Desert Boots Braun (T.d.moro) , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Viking Wellington Kadett, Unisex Unisex Adults’ Wellington Boots 19296 - 11343a3 - poyigut.site

More Posts for Baby Boomer Info