Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898

[Continue Reading…]

Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898 Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Diadora Unisex Adults B. Elite Low-Top Sneakers Bianco/Blu/Rosso , adidas Unisex Adults’ Swift Run Trainers Wei? (Footwear White/Crystal White/Core Black) Diadora Unisex Adults B. Elite Low-Top Sneakers Black (Nero) Reebok Classic Leather, Men s Training Running Shoes White/Cloud Grey/Black , Crocs Unisex Adults’ Crocband Flip Flop Grey (Graphite/Volt Green) Gumbies Islander Beige Flip Flop camouflage , Diadora Unisex Adults B. Elite Low-Top Sneakers C6622 - BLACK-WHITE-SUNFLOWER , Diadora Unisex Adults B. Elite Low-Top Sneakers Multicoloured (C4701 Bianco Ottico/Bianco Candido) , Diadora Unisex Adults B. Elite Low-Top Sneakers C6647 - WHITE-RED-GREEN FIESTA CERAMICS , Crocs Unisex Adult Classic Mules Brown (Khaki) , Gumbies Islander Retro Brown Flip Flop cool grey , Diadora Unisex Adults B. Elite Low-Top Sneakers Multicoloured (C5943 Bianco/Blu Profondo/Blu Profon) , Asics Noosa FF Running Shoes Red (Vermillion/White/Black) Nike Men’s Air Monarch Iv Fitness Shoes, Black White (White / Black 101) , Crocs Unisex Adult Classic Mules Blue (Electric Blue) , AKU M Slope Leather GTX - Dark Brown - EU 44 / UK 9.5 / US 10 - Mens waterproof comfortable Gore-Tex® leather hiking shoes - Diadora Unisex Adults B. Elite Low-Top Sneakers C7057 - WHITE-GREEN IVY ENGLISH-PURPLE PLUM , Mephisto Janeiro Natural 7251 Dark Brown, Men’s derby shoes Brown - Brown Crocs Unisex Adult Classic Mules Red (Pepper) , Nike Men’s Tanjun Trainers Blue (Midnight Navy/White/Game Royal) , Diadora Unisex Adults B. Elite Low-Top Sneakers C6647 - WHITE-RED-GREEN FIESTA CERAMICS , Diadora Unisex Adults B. Elite Low-Top Sneakers C6622 - BLACK-WHITE-SUNFLOWER Asics Noosa FF Running Shoes Black (Black/Gold Fusion/Red Clay) , Crocs Unisex Adult Classic Mules Green (Volt Green) , Crocs Unisex Adult Classic Mules Red (Pepper) Crocs Unisex Adults Specialist Clogs Black (Black) , Diadora Unisex Adults B. Elite Low-Top Sneakers C7058 - RED-WHITE-BLUE LOVE Gumbies Islander Retro Brown Flip Flop Pink Hibiscus Diadora Unisex Adults B. Elite Low-Top Sneakers C6647 - WHITE-RED-GREEN FIESTA CERAMICS ,
Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898 - poyigut.site FIND Men s Leather Padded Collar Walking Boots - , MIMIYAYA Men Women Air Running Shoes Sports Trainers Athletic Jogging Walking Fitness Gym Sneakers Fashionable Lightweight Red Vans Authentic Lo Pro, Unisex Adults Low-Top Sneakers Black (Indigo Tropical/Black/True White) wize & ope Led-pop, Unisex Adults’ Low-Top Black - Schwarz (Black 2) , Shallow mouth single shoes_bold with satin high-heeled light nozzle tip spell color single shoes black high-heeled... - beach velcro flip flops shower mules garden slip ons sandals - Puma Unisex Adult Smash V2 Low-Top Sneakers Grey (Rock Ridge-rock Ridge) P448 Men s E8Love Lace-Up Flats Black Black - , Grafters Mens Real Suede Casual Safety Trainer - , Speedo Men s The Wake Athletic Water Shoe - , Skechers Men’s Merklin Rosney Slide Sandal - , Dude Shoes Men s Farty Classic Wenge Slip On / Mule - Superga 2750 Fglu, Unisex Adults Low-Top Sneakers - Lukpol Mens Natural Leather Trekking Walking Outdoor Boots - , Cofra 75530-005.W43 Size 43 S1 P SRC New Samba Safety Shoes - Blue - , Hogan Brown Loafers, Mens. - , FIND Men s Derby in Classic Cut with Lace up - Soulsfeng Trainers Men s Women s Sport Shoes Lace up Running Shoes Cushioning Breathable Fabric Mesh Black and Red Flat Shoes Red , Mens Italian Leather Lined Office Formal Party Casual Dress Shoe Size UK 7 - UK 12 Black , NBWE Summer Men Business Casual Leather Shoes Hole Shoes Hollow Breathable Shoes Brown2 Mustang Men’s 4089-304 Derby Blue (875 Sky) , Freewaters Men’s Ci-Supreem Flip-Flop Channel Islands Black , TOMS Women s Classics Henna/Blue Multi Stripe , yalanshop Scarpe di pizzo, tacchi alti, scarpe semplici, sandali primaverili, eleganti scarpe da donna, sandali, moda, cuspide marea, donne con il tacco alto. yellow Crocs Unisex Adults’ Crocband Flip Flop White (White) , Crocs Men’s Swiftwater Wave Flat Blue Jean/Pearl White DDTX Safety Shoes Comfortable Lightweight Steel Toe Unisex-Adults Work Footwear White , Aldo Men’s Ybalia Flip Flops Blue (Insignia Blue 1 Stripe) , CAT Lifestyle 2811150 Trax Slim Roth ailishabroy Brand Men s Genuine Leather Shoes Man Business Uniform Dress Formal Shoes Light Brown Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Under Armour Competition Men’s Running Ua Thrill 3 Competition Running 19293 Shoes Black (Black/ Red) 44ce898 - poyigut.site

More Posts for Baby Boomer Info