Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225 -
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225 - Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225 - What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225 - The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225

[Continue Reading…]

Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225 Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225 - Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225 - The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225 - Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225 - First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Dude Shoes Men s Wally Perforated Light Grey UK7/EU41 - , Jazba Mens SKYDRIVE 117 Cricket Shoes Metal Spikes - Geox Baby Boys’ B Kilwi C Low-Top Sneakers - Prada Men s 2DC145 DT7 F0003 Leather Loafers - , protomaster full safety wellington boot gartenstiefel work boots - , Tod s Men s XXM0GW0W510RE09998 Blue Suede Loafers - , NAPAPIJRI FOOTWEAR Men’s C4 Chukka Boots - , Kensington COBURG Mens Brogue Leather Derby Boots Tan - adidas Men’s Campus Basketball Shoes - XUJW-SHOES, Men s Classics Shoes Lace up Square Texture PU Leather Formal Business Oxfords for Gentlemen - Geox Unisex Adults’ Jr Sofia C Biker Boots - G.H. Bass Co. Men s Logan Flat Panel Loafer,Burgundy,13 D - , Puma Men s R698 Allover Suede Trinomic Shoe - Canvas shoes slope with canvas shoes female students in higher flat-bottomed shallow mouth, with blue 35 - Giasco 71T83C45 Size 45 S1P Santa Fe Safety Shoe - Grey - Ruanyi Leather Oxford Shoes,Low Top Business Shoes Matte Breathable Hollow Carving PU Leather Slip-on Lined Oxfords... - Abeba Work Shoe - Heelys Unisex Kids’ Propel 2.0 (770508) Sneakers - , Cover Plus Fashion Steel Toe Black Comfort Leather Mens Slip On Formal Suit Dress Loafers Shoes - , Easy Go Shopping Leather Shoes, Men s Brogue Shoes Wingtip Hollow Carving Splice Smooth Flower Pattern PU Leather... - , Zanzara Men s Dali Slip-On Loafer - Rockport Men’s Modern Break Chukka Boots - , Viking Girls’ Lara Cross Trainers - , New Balance Men’s 769 Low Rise Hiking Shoes, Grey/Red, 7 D US - Converse Unisex Chuck Taylor All Star Pro Blanket Stripe Hi Skate Shoe - Grinders Austin Mens Western Cowboy Ankle Zip Boots - LakeRom Men Loafers Shoes for Men Slip on Shoes Casual Leather Shoes - Nordic Grip Ice Gripper for Walking - HARLEY DAVIDSON - Biker-Boots 11 Engineer black -
Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225 - Only Fools and Horses Official Jolly Boys Flip Flops - Heavily Discounted - , Ruiyue Thong Flip Flops Shoes,Casual Genuine Leather Beach Slippers with Buckle Decoration Non-Slip Sole Sandals... - , RENHONG Men s Brown Black Yellow Sandals Summer Fashion Breathable Beach Flip Flop Soft Bottom Holiday Casual... - JAS Mens Dress Wedding Shoes Smart Office Formal Lace Up - , Converse Youths Chuck Taylor All Star Hi Unisex Kid s Hi-Top Sneakers - , Mens ‘High Quality’ Designer Shoes Lightweight Casual Fashion Trainers Gym Size Khaki Green , Kenneth Cole New York Men s Chief Of State Slip-On Loafer - ABeno Men Casual Breathable Athletic Fashion Sneakers Cool Shoes Black Donyyyy A man s foot boots in summer - CanadianLine Canadia Line Creta Work Shoe EN ISO 20345: 2011 S3, 39, Black - Nike Men s - Jordan 1 Flight 2 Low - White Black Cement Grey - Diadora Unisex Adults B. Elite Low-Top Sneakers - Carolbar1987 Men s Western Classic Low Heel Free Lettering Business Shoes - , Elwow Men s Leather On Shoes Slip On Canvas Pumps Espadrille Summer Beach Shoes, Yachting Deck Shoes - Stylish Metal With Fine And High-Heeled Light Nozzle Tip Damask Graphics Thin Single Shoes Wedding Shoes, Wine... - Icegrey Men s Pantoffeln Clogs - Minitoo Boys Men s Cap-toe Synthetic High Top Motorcycle Ankle Boots - Schlusen Trachtenmode Men s Boots 13 - Dockers by Gerli Men’s 38po010-201391 Low-Top Sneakers, Dunkelbraun-Hellbraun - , AIMONT Deneb ESD Electrician S1P SRC Safety Shoes Work Shoes Business Shoes Hiking Boots Sandals Shoes Black - , Men s Summer Walking Sandals Men s Shoes Leather Spring Summer Light Soles Comfort Sandals Walking Shoes Rivet... - Merrell Men’s J12553 Fitness Shoes Green (Acid Cyan Acid Cyan) Summer Wild Beach Shoes/Hole In The Men s Sports Sandals-H Foot length=26.8CM(10.6Inch) - , Crocs Unisex Adult Classic Mules Navy Mens Work Boots, Mens Safety Boots, GR77 Steel Toe Cap Boot by Groundwork Black FRYE Men s Prison Yard Chelsea Boot Chocolate MatchLife Men Fur Lined Winter Warm Ankle Martin Boots Bronze-Fleece Dunlop 380PP Rubber Boots for Men Black Timberland Men’s 6 inch Premium Waterproof Boots Yellow (Wheat Nubuck) , GroundWork LS87 Mens Muckers Mukker Stable Winter Snow Boots Navy Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225 - Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225 - Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Calvin F1895 Klein 4151 F1895 Lace - up Men - c998225 -

More Posts for Baby Boomer Info