adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95

[Continue Reading…]

adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95 adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
ZFNYY Men s Dress Business Leather Shoes Fashion Tip Lace Single Shoes Wedding Shoes - , Pataugas Men s Boots - , Grafters Mens Suede Safety Toe Cap Trainer Shoes - #DC Pure WC Black White Mens Leather High Top Trainers - Reef Boys’ Phantoms Flip Flops - PeppeShoes Modello NUORO - Handmade Italian Leather Mens Navy Blue Ankle Chukka Boots - Cowhide Smooth Leather... - Prada Men s 2EC097 P39 F0038 Brushed Spazzolato Leather Business Shoes - , Cofra 13620-000.W40 Size 40 S3 WR CI HRO SRC Glenr Safety Shoes - Black - , Olang Women’s Snow Boots - , New Balance Classics Traditionnels - , Reebok Unisex Babies’ Classic Leather MCC Low-Top Sneakers, Brown (Duck Season/Chalk), 24-36 Months - Reef Men’s Ridge Dark Grey/Silve Trainers - , Sanita Unisex Adults’ San-Duty Open-Ob Clogs, White (White) - , Shepherd Henrik Slipper, Men s Low-Top Slippers - , DR.Martens 1461 Decon Lace-UPS - Black Naples - ZPFDY Men Spring British Fashion Casual Youth Lace Leather Shoes - , Vans Old Skool Reissue Unisex Trainers - , FB Fashion Boots Men’s Shield 409208-6002 Closed - Roots RO60304 Cherokee Original Men s Safety Shoes – Size 41 – Black - LINNUO Men s Mesh Upper Breathable Shoes Summer Loafer Flats Outdoor Beach Closed-Toe Slip On Net Shoes for Athletic... - , KENNETH COLE - , Stacy Adams Men’s Cyprus Moc Toe Bit Slip-on Driving Style Loafer - Cingant Man Men’s Low-Top - , Asics Men’s Gel-Challenger 10 Tennis Shoes - ZRO Men s Fashion Slip On Moc Toe Loafer Polished Shoes Casual - , AKU Bellamont Mid Plus, Unisex Adults Multisport Outdoor Shoes - , Salabobo QYY-5051 Mens New Fashion Stylish Leisure Comfy Loafers Smart Shoes - Pepe Jeans Girls’ Beach Palms Flip Flops - Gola Classics Mens Harrier Trainer -
adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95 - poyigut.site Malvern Mens Formal Lace Up Shoes - Xposed Mens Real Genuine Leather Snakeskin Print Maroon Monk Strap Loafers Vintage Retro Dress Shoes - Columbia Men s Casual Shoes, Waterproof, Woodburn II Black (Black/ Caramel) , Havaianas Brazil Logo Flip Flops - Black (41/42) - Original Penguin Penguin Men s Trainers Tan , TOMS Men’s Linen Rope Sole Alpargata ESP Espadrilles Navy , Veja Men s Trainers White MESH White Marsala , TIMBERLAND - 6 Inch Premium Boot A1LYH navy - , TRANKILO Men s Espadrilles Turquoise Turquoise - Mens Trainers Breathable Mesh Sneakers Running Sports Shoes Low Top Fitness Gym Walking Trainers Size 5.5-10 11 12 12.5 Black Timberland Men Mid Boots A1IYD Cupsol Doe - Leightweight Suede Leather Men s Sandal Safety Work Shoe with Steel Toe Cap Urgent 310 S1 - Lunar Men’s Dunas Vi Beach and Pool Shoes - Vans Unisex Adults’ Classic Slip-on Canvas Trainers Black Shoe Black Sole DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Purple Lupriflex 3-200-40 Safety Shoes,Construction Flex, Size 6.5 - Herring Richmond Brogues in Black Polished - MUYII Men s Oxfords Leather Shoes For Men Plain Toe Leather Loafer Classic Casual Sport Mens Non-Slip Comfortable... - Men s Shoes Feifei Summer Non-Slip Fashion Rome Sandals - Tod s Men s Leather Loafers Moccasins Rubber Casual Brown - Menschwear Men s Genuine Leather Sneakers Winter Casual Skate Shoes - UGG Australia Kids T Classic-II Boot - , Timberland Men’s Bradstreet Padded Collar Sensorflex Oxfords Jet Blank Escape , Skechers USA Men s Palen Gadon Oxford Navy , SEVENZAI Men Print Flower Glossy Cool Patent Leather Oxford Shoes Blue , Manz Nizza Ago Hirsch H, Men’s Derbys Black - Schwarz (Schwarz 001) Minitoo Boy s Men s Mesh Breathable Fashion Daily Loafers Light Brown yalanshop Sandali Baotou, scarpe da donna estive, eleganti e a punta Apricot color Mens Clogs Lightweight Non Slip Garden Kitchen Hospitcal Beach Yard Pool Shower Summer Sandals Black Yellow Blue UK6.5-10 Black Cover Plus Fashion Wine Red Zipper Leather Mens Dress Steel Toe Designer Ankle Boots Shoes Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

adidas Adipure B00ORQ2NLC TP – Men s Golf 11946 adidas Shoes - a6e1d95 - poyigut.site

More Posts for Baby Boomer Info