Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58

[Continue Reading…]

Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58 Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Dr. Martens Newton - Grey - Kaya & Canvas Boots , Red Tape Men’s Wexford Chukka Boots Black (Black) Hudson Mens Angus Boots Black (Black) , Chippewa Men s Boots Black Whirlwind , Geox U Mattias B ABX A, Men s Chukka Boots Braun (Lt Brownc6002) Dickies Men s Fort Worth Boots Beige , Groundwork Gr66, Unisex Adults Safety Boots Black (Black) , Dachstein Winter Boot Men Dach -Steiner Shoes Black , SK Studio Men s Winter Waterproof Leather Boots Navy , Ted Baker Men’s Cassiuss 4 Brogues, Brown, Various Black Timberland Larchmont, Men s Oxford Brown (Brown) HH1611heise38-jiarong EnllerviiD Men s Round toe Rubber Sole Outside Work Boots High Top Industrial Construction Shoes Black 41 - Kappa Tennesee Lt Brown Almond LT BROWN ALMOND camel active Men’s Palm 11 Desert Boots Brown (Tobacco) , Funtasma Men s Gotham-110 Engineer Boot Black (Blk Distressed Pu) , Pier One Classy Mens Suede Desert Boots In Beige, Black or Light Grey - Low Top Chukka Boots With Lace Up - Casual Leather Shoes For Men Grey , Dirt Boot® Neoprene Waterproof Equestrian Slip On Stable Muck Yard Boots Camo Nunn Bush mens Harley St Moc Toe Boot Tan , Levi s Men’s Emerson Biker Boots Grey (Noir Regular Grey) Yellow Cab Men’s Atlas Biker Boots Black (Black Black) Mens Industrial Grafters Grinder Work Safety Boots Black HSM Men s Boots brown dark brown Dark Brown , Superga 2754 Cotu, Unisex Adults Hi-Top Sneakers Red , Timberland Men’s 6 inch Premium Waterproof Boots Black (Black Nubuck) Mens Classic 5-Hole Real Suede Desert Boots. Beige, Black Or Brown. Sizes 6-12. Roamers Browns Red Tape Men’s Dorney Desert Boots Brown (Tan Suede) La Valenciana Men s Boots lemon tree , Harley Davidson Men ABERCORN BLACK 7 M Black , Clarks Originals Desert Boot Blau (Navy Suede)
Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58 - poyigut.site Trezeta Unisex Adults’ TOP Evo NV Boots - , Atom Men s Thong Sandals black black - Puma Men’s Red Bull Racing Suede Sneaker Night Sky-freesia-chinese Red TOP10 AIR Max 97 OG Undftd Undefeated Black Speed Red Gorge Green Mens Womens Running Shoes 2018 New Fashion Shoes Regatta Samaris, Men’s Low Rise Hiking Shoes Oxford Blue/Briar , Karrimor Mens Batura WTX Walking Boots Lace Up Breathable Waterproof Padded - , fankou The half-dragged men s sandals summer breathable Baotou hole hole shoes beach shoes beach shoes, playing... - , Teva Men’s M Winsted Open Toe Sandals Brown (Robles Brown) 2win2buy Reusable Washable Clean Shoe Cover Anti Slip Snow Dust Oil Rain [Heavy Duty] Waterproof. Applicable for... - Salomon Men’s Speedcross 4 GTX Ltd Trail Running Shoes - , Matt pointed high-heeled shoes fine with occupation, with the pink 38 - , Meindl Island MFS Active, Men’s High Rise Hiking Shoes loden yalanshop Martin boots street the Martin boots boots Round Head Front Zipper thick with solid color, red velour... - SYYAN Men s Suede Pointy Boots England Outdoor Recreation - , Mjus 309208-0101, Men’s Low-Top Sneakers - Vans Sk8 Mid Reissue Trainers Black - , adidas Boys’ X 17.3 Fg J Football Shoes Multicolor (Cblackcblacksupcya) , Bobux Baby Boys’ Mary Jane Schwarze Tupfen Loafers - Lundeberg Men´s walking shoes Malmö - Delicious Junction Berwick Leather Slip On Tassel Loafer - , Hotter Men’s Boost Loafers - Nike Air Max 90 Essential Mens Trainers Multicolour (Black/Dark Grey White 085) , Skechers USA Men s Palen Gadon Oxford Black Timberland Kempton Brogox, Men’s Shoes Grey Nubuck , Geox Baby Boys’ B Kilwi E Low-Top Sneakers - MENS DR KELLER LEATHER UPPER TOUCH CLOSE STRAP SMART CASUAL/DRESS COMFORT WALKING SHOE Brown , Skechers USA Men s Porter Zevelo Oxford Khaki , Ladies Nautical Leather Smart Loafer Tassel Moccasin Flat Slip On Comfort Shoe Size 3-8 Baby Blue MENS TOUCH CLOSE BAR STRAP EASY CLOSE WIDE FIT DRESS SHOE WITH GEL PAD INSOLE Black Leather Men s Safety shoe with metal toe cap Protective Workwear puncture-resistant permeability and resistance to water absorption 220 S3 Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Dr. Martens Martens 19994 - Mens Indigo Eason 6 Eye Chukka Indigo d8b6f58 - poyigut.site

More Posts for Baby Boomer Info