Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0 -
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0 - Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0 - What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0 - The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0

[Continue Reading…]

Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0 Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0 - Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0 - The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0 - Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0 - First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Dr Martens Gunaldo Man Woman Safety Trainers size 3 - 13 - , Diamant Men s 133-225-042 Trainers Black - , Abeba 6740" Uni6 Occupational Loafer - Camel Men s Hiking Shoes Outdoor Trekking Low-top Professional Non Slip Breathable Outdoor Sneaker Walking Shoes - Puma Suede Classic x Fubu Suede 50th Anniversary Limited Edition, Mens Sneakers - , LIUFS Men s Shoes Summer Shoes Men s Tide Shoes Korean Version of The Trend of Sports Shoes Men s Casual Shoes... - , Melton Baby Girls’ Wollhausschuhe Mit Klettverschluss Slippers - , WildTigerAnimalPrintingUnisexFlipFlops,Small - Halbschuhe Beta 7220 PE Leather Waterproof S3 SRC 45 - Clarks Mens Beige Suede Ripton Free Slip-On Shoes - New Look Men s Lace Up Canvas Boat Shoes - Devious BALLET-1025 - Mens Leather Look Cowboy Western Harness Chain Buckle Boots - Reebok Men s Classic Leather Sneaker, Black, 0 M US - , Dr Keller Rick Full Fit Smart Comfort Padded Slip On Loafers Shoes - Timberland Britton Hill WP Chukka Black - , Chung -Shi Unisex Adults’ DUX Premium schwarz Clogs And Mules - , Lowa Men’s Innox GTX Mid Hiking Shoes - Lloyd Men’s Harald Desert Boots - , Pirate Medieval Boots Live Action Role Play / Carnival / Pirate Musketeer Knight Black - , Harley Davidson Men Badlands black - , Benavente Men s Boat Shoes - , STONEFLY 106714 black absolute comfort man loafers leather shoes - , New Balance Mrush, Men’s Running Shoes - , Regatta Hard Wear Douglas S5 Safety Wellington Boots - Timberland Mens Euro Hiker Leather Boots in Black- Lace Fastening- Padded Collar - , Havaianas Men’s Aero Graphic Rubber Slip On Flip Flop Black / Steel Grey - , Amblers Steel FS219 Safety Pull On/Mens Boots/Riggers Safety - Puma HC Lux LE Mens Leather Spikeless Golf Shoes - White -
Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0 - Lowa Zephyr Mid GTX Military Boots Black , U POWER RED LION YODA S3 42 Safety Shoes - Levi s Men s Original Red Tab Trainer Low Trainers Bleu (18) , Spiral - Men - CAMO-SKULL - Sneakers - Mens High Top Laceup , Rax Men s Quick Drying Slip-Resistent Aqua Water Beach Sports Shoes - Native Shoes Men s Jefferson Slip-On Shoes Blue in Size UK 7 - , Puma Unisex Adults’ Popcat Slippers Blue , Nike Men’s Tanjun Trainers Black (Black/White 011) , fankou Summer fashion, Slippers beach shoes that men s sandals non-slip soft bottom drag and summer leisure tide... - , LHLWDGG.K Men S Black Shoes Business Dress Shoes - Salomon Men’s RX Slide 3.0 Closed Toe Sandals - , Popps ORIGINAL Unisex Suede Chukka Desert Boots - , Skechers Og 90, Men’s Low-Top Sneakers - Giasco 91T01C47 Safety Shoe Eire S1P, Size 12, Black/Green - , adidas Men’s Jazz and Contemporary White (Footwear White/Footwear White/Collegiate Navy) , Zerimar Leather Shoes for Men | Elegant Shoes for Men | Casual Shoes for Men | Colour: Navy Blue Navy Blue O&N Men s Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Blue , Tamboga Unisex Adults’ 939 Ankle Boots - , Mokkers Mens Oliver Moccasin Wool Lined Slippers Navy , Dalinfa Men s Casual Hollow Business Suits Large Lace Up Shoes Black SYYAN Men s Summer Beach Leather Breathable Velcro Manual Sandals Outdoor Black Brown , brown , 39 Brown , Viva shoes Men s Fashion Sandals Black , Vans Unisex Adults’ U Classic Slip On Multicolour (Cheetah Suede/Black/Tan) Red Tape Men’s Stratton Boat Shoes Blue (Navy Suede) , LakeRom Men Loafers Shoes for Men Slip on Shoes Casual Leather Shoes Brown2 , Hush Puppies Men’s Volley Victory Derbys Black (Black) , Earth Works Safety EarthWorks Unisex Navy Leather Lace up Shoe Blue Red Tape Mens Dargle Leather Casual Boat Deck Mocassin Designer Loafers Driving Shoes Tan , FIND Men s Boots for Hiking with Lace-up Eyelets Grey Lowther Unisex-Adult Wellington Boots Green Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0 - Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0 - Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Mens - Canvas Bumper Shoes - Shoes - Retro plimsolls - Baltimore - 6a9d5d0 -

More Posts for Baby Boomer Info