Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5

[Continue Reading…]

Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5 Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Crocs Unisex Adults’ Bistro Clogs Black Highlander Ranger Assault Boots Black Diadora Unisex Adults’ D-Blitz Low S1p Work Shoes Blue (Blu Atlantico) Dalinfa Men s New Casual Lace Business Dress Shoes Large Size Leather Shoes Brown , CHNHIRA Men Women Steel Toe Cap Saftey Ultra Light Weight Lace Work Shoes Pair of Work Shoes solidur Nira Sole Hydrocarbon and Oil - STEEL TOE CAP SAFETY TRAINERS BOOTS LIGHTWEIGHT BOOT SHOES WORK MENS 6-13 UK , Nubuck Leather Work Safety Shoes Smash-Proof penetration-Resistant 027 Elten Maverick Blue Shoe Low ESD S1P (Available mid march) Black-Red , Grafters Mens Flame Padded Ankle Low Safety Boots Black , Sunny&Baby Men s Shoes Classic Leather Lace UP Oxfords High Top Boots For Gentlemen Abrasion Resistant Black , Terra Mens Velocity BOA Closure Toe Cap S1P Safety Trainers Shoes Black O&N Men s Military Tactical Lace Up Combat Shoe Army Work Shoes Green , Safety footwear boots Lemaitre Trek Black S3 CI SRC black / yellow , Work Safety Shoes Split Leather Smash-Proof penetration-Resistant 024 - , GRRONG Men Business Casual Shoes Comfort Leather Daily Casual Shoes Men Shoes Brown , Grisport Men s Safety Shoes Brown Marrone V.3 3 , Mens Black Casual Safety Shoe S55 Black Elten Maverick Blue Shoe Mid ESD S1P (Available mid march) Black-Red Zenith Rising Leather Lemaitre Safety Boot S3 SRC 100% non-metallic black Samson 7703 SBP Brown Steel Toe Cap Midsole Safety Boots Work Boots Footwear PPE speedfox Low Lemaitre Safety Shoe S3 SRC black Cofra Typhoon S5 SRC Safety Boot Green Size 42 - , DDTX Cow Leather Safety Shoes for Men Steel Toe Cap Lightweight Safety Trainers Boots for Womens Nonslip Lace up Wide Fit Work Shoes Grey Size 5-12 , Men Fashion Lace up Patent Leather Oxford Dress Shoes Formal Wedding Shoes Red Regatta TRK117 87BF42 Boots - Groundwork Mens Steel Toe Cap Saftey Ultra Light Weight Lace Work Trainer Shoes Blk/Yellow , Safety Shoes High Black Leather LEWER 509 New Model 2018 - - , LARNMERN Mens Steel Toe Safety Trainers,LM-30 Flyknit Breathable Lightweight Reflective Work Shoes Blue ,
Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5 - poyigut.site Crocs Unisex Adults’ Baya Flip Flops, Espresso, Various - Amblers Safety FS29C Mens Safety Trainers Black Rider Rimini Thong, Men’s Flip Flop Sandals - , Earth Works Safety EarthWorks Unisex Leather Lace up Shoe in Navy - , Reebok Classic Leather Snake Trainers Black Black/Soft Black/Chalk/Atomic Red/Navy , Camel Men s Hiking Shoes Outdoor Trekking Low-top Professional Non Slip Breathable Outdoor Sneaker Walking Shoes - DANDANJIE Men s Summer Sandals New Hand-woven Sandals Beach Shoes Personality Shoes Roman Casual Shoes - Globe Unisex Fusion Skate Shoe - , CAT Basis Mens Lace-up Boots - Boss Orange Men’s Cultroot_derb_ltws 10197196 01 Derby - snfgoij Male Leather Shoes Brown Tie Casual Soft Commerce Summer Men s Shoes Crocodile Pattern Specified Shoes - , Asics Men’s Gt-1000 6 Running Shoes Grey (Mid Grey/Peacoat/Directoire Blue) , K-Swiss Performance Men’s Express LTR Hb Tennis Shoes - Scottwilliams Amati Premium Men s Boat Shoes - , Zoot Makai Herren Laufschuhe, Men’s Running Shoes - , Mephisto Men s Loafer Flats - , Yao Leather Beach Slippers,Casual Handwork Suture Non-Slip Soft Flat Closed Toe Sandals Abrasion Resistant Shoes... - Bovake Barefoot Shoes, Outdoor Flame Couple Wading Water Skiing Skin Soft Diving Shoes - Swim Yoga Beach Running... - Jamron Mens Minimalism Driving Loafers Shoes Soft Suede Moccasin Slippers Navy Color IKON SELECTA BORDO POLIDO LOAFER LEATHER MEN S SHOES FASHIONS RETRO MOD SKA MOCASSINOS WEEKDEGY ZXCV Outdoor shoes Mens Fashion New Black Leather Shoes Formal Smart Dress Blue , Mens Leather Sandals Closed Fashion Sweat-Absorbent Breathable Cool Beach Shoes Summer Outdoors Walking and Hiking Khaki Converse Unisex Adults’ Chuck Taylor All Star Women s Canvas Trainers White , Men s VITELO Smart Leather Slip-On Shoes M 55 Beige Sebago Docksides, Men s Boat Shoes Beige (Sand Suede) , Kotzeb Walking Suede Sandals Outdoor Sports for Mens Summer Fisherman Buckle Velcro Breathable Water Shoes UK 5-UK11 Black Brown Yellow Brown , Camper Men s K100288-004 Lace-Up Flats Grey Grey Grey Crocs Unisex Adults’ Bistro Clogs Black (Black) , air jog cotton tabi boots , Timberland Men’s Euro Sprint Fabric Chukka Boots, Black Blue (Navy 19) , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Hishoes Mens Winter Walking Warm Suede Leather Boots Shoes Fashion Shoes Lace Up Fur Lined Snow Boots Casual Flat Walking Trainers Sneaker Blue 77ee6f5 - poyigut.site

More Posts for Baby Boomer Info