Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1 -
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1 - Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1 - What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1 - The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1

[Continue Reading…]

Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1 Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1 - Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1 - The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1 - Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1 - First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
yalanshop Slotted for bold and sandals satin thick with sandals female dew-toe high-heeled shoes, a pair of khaki 36 - Imac Mens Twin Gusset Casual Leather Shoes - , Andres Machado.6331.Oxford Shoes in Genuine Leather.Large Sizes UK 11.5 to 14/EU 46 to 50.Made in Spain - , Shenduo Men s Suede Leather Sneakers Lace up Espadrilles Flat Shoes D7366 - , Mens Gusset Canvas Shoes - , DHFUD Male Youth Fashion Casual Breathable Driving Outdoor Leather Shoes - , Pantofola d Oro 10173002 Mens Lace Ups - , New Balance Men s Shoes Sneakers Fashion Comfort 991 Dark Blue NPN - Nike Mercurial Superfly FG Football Boots - , Florsheim Men’s Urban Chukka Boots - , MXNET Leather Oxford Shoes Men,Fashion Design PU Leather Brogue Shoes Classic Lace up Breathable Hollow Square... - , LYZGF Men Youth Business Casual Fashion Breathable Gentleman Middle-Aged Leather Shoes - Soulsfeng Trainers Men s Women s Sport Shoes Lace up Running Shoes Cushioning Breathable Fabric Mesh Black and... - , Tip fine with high-heel shoes of soft leather, professional black work shoes with low satin ceremonial single... - Pajar Men’s Sander Ankle Boots - Ted Baker Teibor Shoes Brown - , Victoria Baby Girls’ Mercedes Lona Pañuelo Ballet Flats - , Chicco Girls’ Garda Sandals - , Eastlion Men s Breathable Sport Shoes Athletic Shoes Desert Running Shoes Trainer Shoes - , DDTX Men s Safety Shoes Footwear SB Composite Toecap Metal-Free Lightweight Footwear Comfortable Black - , Ruanyi Leather Beach Slippers,Comfortable Faux Leather Casual Non-Slip Sole Sandals Shoes Adjustable Backless... - , RENHONG Men s Black Brown Sandals Summer Vintage Breathable Real Leather Soft Bottom Casual Outdoor Beach Shoes... - Teva Men’s M Terra Fi Lite Hiking Sandals - , Liyanqin Men s Casual Snow Ankle Boots Side Zipper Waterproof Business Work Shoes(23.5cm-27cm) - , Paul Parkman Men s Brown Crocodile Embossed Calfskin Tassel Loafer (ID#0823-BRW) - Giasco 72O0240 Size 40 S2 Arendal Safety Shoe - Black - , La Sportiva Men s Hiking Shoes - Black/Yellow, Multi-Coloured - Dickies Men s Fort Worth Boots - Timberland Classic 2 Eye Mens Blue Leather Lace Up Boat Deck Shoes A130M -
Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1 - Apache Men’s Ranger Safety Boots - , Spring Hollow Breathable Leather Men s Dress Business Casual Leather Shoes Casual Shoes Men s Sandals - Vans Authentic, Unisex Adults’ Low-Top Sneakers - Blackrock Unisex Adult s Corona Safety Trainers S1-P SRC Black,7 UK (41 EU) - , Rieker 08997/42, Men s Slippers - JACKSHIBO Men s Breathable Mesh Sneakers Fashion Soft Lace-up Trainers Outdoor Casual Sports Shoes - , Dunlop Unisex Acifort Heavy Duty Full Safety Wellington Boot - MXNET Leather Oxford Shoes Men, Classic Casual Breathable Perforation Lace-up Loafers Shoes Gentleman Fashion... - Goor Mens Metal Trim Saddle Casual Shoes - CHNHIRA Mesh Breathable Trainers Leisure Shoes Sports Fashion Sneakers Summer - , LEDLFIE Men s Leather Shoes Hollow Breathable Casual Shoes - New Balance Unisex Adults’ U446v1 Trainers - Zoot Men s Solana 2, 26A0025.1.1.125 Running Shoes - , Padders Men s Leather Lightweight Shoe Brent | Wide G Fit | Free Footcare UK Shoe Horn - , Bugatti Men’s F470263 Low-Top Sneakers, Grey - , Under Armour Boys’ Ua BGS Lightning 2 Competition Running Shoes - , DC Shoes Men s Spartan Hi Wc Trainers D0302523 - , YXLONG Men s Sandals Summer New Hole Hollow Sandals Men s British Leather Business Casual Breathable Shoes - , Diesel Men’s SKB S-Kby-Sneakers Y01534 Trainers, White Multicolor Leaf , Dachstein Skywalk Lc, Men’s Low-Top Sneakers - Mens Suede Chelsea Boots Italian Style Smart Casual Desert Dealer Ankle Shoes Red , Samuel Windsor Oxford Rubber Sole Black Size 7.5 - SYYAN Men s Beach Leather Camouflage Breathable Hand made Sandals Outdoor, black, 42 Black Nike Benassi JDI, Men’s Beach & Pool Flip Flops white - blue Liuxiaoqing Men s Business Casual Shoes Soft Bottom Driving Shoes Hand-Made Shoes Black , PU Work Safety Shoes Protective Smash-Proof penetration-Resistant Pub , Dilize Men s Wingtip Oxfords Brogue Style Shoes in Real Leather Red Brown , Teamwork Unisex Safety Uniform Set Grey, Yellow, Combination , INBLU Men’s Varano Flip Flops Blue (Blu 004) , Sebago Clovehitch Ii, Men’s Boat, Brown (Dk Brown Leather), 11.5 UK (46.5 EU) Black , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1 - Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1 - Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Bates Sport Brown Tactical Sport 8 8 Inch Boots Inch - fa547b1 -

More Posts for Baby Boomer Info