xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf

[Continue Reading…]

xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Alphabet Puzzle Flip-Flops Sandals Slippers - Men Summer Mixed Colors Shoes Sandals Male Slipper Indoor Or Outdoor... - dr martens steel toe dealer safety boots - Vagabond Mens Salavatore Chelsea Boots Black - Nike Men’s Nightgazer LW Low-Top Sneakers - KOALA BAY Men s Thong Sandals - , Calzados Robusta Men s Jesús Sánchez Negro Loafer Flats black - Jallatte Men s Safety Shoes - , Puma Velize Ii Fg Jr, Unisex Kids’ Football Shoes - , Reebok Women’s Freestyle Metallic Hi-Top Trainers - ハンメメイ Men s Sandal Shoes, Pu Leather Black Boots Summer Leisure Breathable Leather. - , Safety Shoes S3 SRC 43 inch Corner W.11 Cap Polished Black/Red Plastic - , Tod s Men s XXM22A00C20RE0U820 Blue Suede Lace-up Shoes - Timberland Men s EK Casco Bay FTM_EK Casco Bay Suede 1 Eye Loafer Flats - Puma Suede S Modern Tech, Unisex Adults Low-Top Sneakers - Skechers USA Men s Palen Gadon Oxford - Puma Unisex Adults’ Roma Classic Gum Low-Top Sneakers, Grey, 12 UK - , JIUYUE-SHOES, Men s Sports Outdoor 2018 Summber Beach Casual Handwork Suture Non-Slip Soft Flat Closed Toe Sandals... - Reef Girls’ Little Ahi Sandals - Dubarry Blaine Java 42 - , Vivienne Westwood Men s 7207000100125N418 Black Polyurethane Loafers - DADAWEN Men s Slip On Loafer Flats Casual Leather Shoe - The Man Driving The Car Skid Shoes Casual Shoes High Quality Classic Casual Shoes - , Bisgaard 21294999, Baby Girls’ Baby Shoes - New Balance Men’s 580 Elite Edition Revlite Low-Top Sneakers - , Paolo Vandini Black Leather Men s Winklepicker Chelsea Boots Pointed Ankle Boot - , EA7 Classic U - , Nike Men’s Air Foamposite One Basketball Shoes - Nike Men’s Geta Multisport Outdoor Shoes - LEDLFIE Men s Shoes Men s Business Dress Leather Shoes Derby Shoes Wedding Shoes - ,
xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf - poyigut.site Mens Bullock Leather Shoes Pointed Toe Oxford Thick Bottom Slip On Formal Wedding Business Black Office Work Party - Made In Italia SandalsWomenGrey41 - , Women Men Awesome 3-in-1 Lightweight Athletic Rome Sneaker Shoes Burgundy/White I Vans Authentic Slim, Unisex Adults’ Low-Top Sneakers Blue (Chambray/Blue/True White) , Cofra 10061-000.W45 Size 45 O2 HRO SRC FO "Augustus" Safety Shoes - Black - , Safety Jogger DAKAR, Unisex-adult safety shoes, blue (070), 47 EU (12 adult UK) - Puma Unisex Adults’ Roma Suede Low-Top Sneakers - Teva M Terra Fi 4 Leather, Men’s Open Toe Sandals Brown (Bison) 807FB - Desert boot lined, unisex adult, dark green, size: 10 UK - , Ruanyi Men s Smooth PU Leather Splice Zipper Decoration Slip-on Breathable Mesh Oxfords Business Shoes - , Prada Men s 2EE049 Saffiano Leather Business Shoes - Rossellini Mens Gentleman Slip On Heavy Stitched Black Loafer Shoes Leather Lined Party Footwear - , GRRONG Men s Leather Shoes Leisure Business Black - HMIYA Water Shoes Barefoot Quick-Dry Slip On Aqua Yoga Beach Surf Swim Socks for Men Women Dark Blue/Dot Laiwodun Men Women Water Shoes Mc-yellow Coleath Water Shoes for Men Women Beach Swimming Non Slip Barefoot Shoes Quick Drying Skin Shoes Yellow Brooks Men’s Ravenna 9 Running Shoes, Ebony/Blue/Orange Grey (Ebony/Blue/Orange 1d025) , Emporio Armani EA7 Men s 275290-6P295 Olympic U Flip-Flops - , Buxa Men s/Women s Unisex Natural Leather/Wooden Clogs With Padded Upper - MILANAO Men Winter Buckle Warm Leather Ankle Snow Boots - SSYY Men s leather sandals Low-heeled flat Open toe Velcro Beach shoes Comfortable soft Non-slip outdoor movement... - , Lotto Leggenda T4584 Sneakers Man - Zerimar Elevator Shoes for Men Add +2.7 in | Men s Height Increasing Shoes | Shoes That Increase Your Height (8.5-9 UK - 42 EU. Black) - , DADAWEN Men s Leather Oxfords Formal Slip on Business Dress Shoes - , TOMS Men’s Linen Rope Sole Alpargata ESP Espadrilles Navy European and American men s beach shoes, non slip, Baotou trend slippers Deep blue Timberland Men’s Amherst Chukka Brown (Sahara Brando Full Grain F74) XPOSED Mens Polished Real Leather Ankle Boots Zip Strap Formal Casual Retro Shoes in Tan Black UK Size Black Red Tape Men’s Foxhill Desert Boots Brown (Milled Honey) KOUDYEN Mens Steel Toe Cap Safety Lace Up Work Trainer Shoes Black , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

xiaojian& Leather Men s beach Sandals Leather beach shoes, Sandals black 1712, 47 - 5a619cf - poyigut.site

More Posts for Baby Boomer Info