Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1

[Continue Reading…]

Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1 Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Cystyle Men’s Brogue Black , Dilize Men s Leather Cut out Breathable Buckle Strap Sandals Deep Brown , GRRONG Men s Casual Board Shoes Pedal Footwear Footwear Leather Men s Shoes Fashion Black Arena Marco Velcro Hook , Crocs Unisex Adults’ Crocband Flip Flop Candy Pink , Birkenstock Arizona, Unisex-Adults Sandals Black Mephisto P5121684 Sandals Man Navy Nunn Bush Men’s Rio Grande Slide Sandal Tan Jerusalem Sandals Men’s Jared Sandal Black , Crocs Unisex Adult Classic Mules Blue (New Mint) Lukpol Mens Comfortable Natural Buffalo Leather Orthopedic Sandals Shoes Model-839 Chocolate , Lukpol Mens Genuine Buffalo Leather Orthopedic Sandals Shoes Model-1062 Chocolate Birkenstock Ramses, Unisex-Adults Sandals Brown (Dark Brown) , Skechers USA Men s Pelem Emiro Flip Flop Chocolate , Armani Exchange Men’s Printed Graphic Flip-Flop All Over Logo Blue Quiksilver Monkey Abyss, Men s Flip Flop Black (Black/Black/Brown) , Lotto R096 Sandal Men Grey Crocs Unisex Adults Classic Slide Sandals Blue (Tropical Teal) , Propét Men’s Villager Fisherman Sandal Brown , Flip flops, men s slippers, casual men, cool mop, antiskid pins, slippers, beach shoes, big size slippers Red camouflage Animal Mens Fader FLIP Flop Dark Navy Keen Men’s Newport EVO Hiking Sandals, Brown Blue (Yankee Blue/Dress Blues Yankee Blue/Dress Blues) , YY-Rui Men s Casual Leather Shoes Sandal Beach Slipper Sandals Brown , Mens Leather Sandals Closed Fashion Sweat-Absorbent Breathable Cool Beach Shoes Summer Outdoors Walking and Hiking Black Steve Madden Men’s Santee Sandal Black , mens leather upper velcro straps sandal, with cross strap front and padded insole Lt Brown Classic Design Sandals, Handmade Shoes, Leather Strap Sandals, Unisex Sandals, Slingback Sandals - Serenity , Men Casual Breathable Business Fashion Soft Leather Shoes A , Birkenstock Ramses, Unisex-Adults Sandals Brown (Dark Brown) ,
Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1 - poyigut.site Mustang Boys’ 5024-302-875 Low-Top Sneakers - , Nike Air Max 90 Ultra Br, Men s Trainers light photo blue game royal white 404 , Lacoste Men Sports Shoes 34CAM0064 Straightset 003 Nvy Gant Men’s Bari Trainers Black (Black) , Regatta Samaris, Men’s Low Rise Hiking Shoes Black/Granite Columbia Men s Hiking and Walking Shoes, Waterproof, Canyon Point MID Black (Black/ Gypsy) NAPAPIJRI FOOTWEAR Men’s Rabari Trainers Mehrfarbig (Khaki) , adidas ZX Flux, Unisex Adults Trainers Blue North Sails Mens Flip Flops Slippers Flexible in Green of Cotton Leather - 41 - , CALTO G65771-2.8 inches Taller - Height Increasing Elevator Shoes - Brown Cap-Toe Dress Shoes - , Yaojiaju Men Loafers Shoes, Modern Genuine Cowhide Leather Upper Slip-on Flat Soft Sole Loafer for Men - Rockport Men’s Classic Venetian Black II Loafers - , Merrell Freewheel Bolt Chukka, Men’s Hi-Top Trainers - , Payntr X-MK2 Junior Cricket Spike - SS18 - fankou A large number of anti-skid slippers male summer beach shoes tide men s sandals personality cool drag and... - , wdxie Men s Flip Flops Slippers Summer eve Camouflage Beach Shoes Thong Sandals - , Arma ARMA4-7 Foxhound Safety Trainer Set, Black, Size 7 - , Waka Bio health Clog m. side. lacing - Blue, 40 - , Kappa Men’s Forward Low-Top Sneakers - , Herring James loafers in Black Calf - , Clarks Originals Men’s Desert Legend Lace-Up Flats Schwarz (Black Sde) , Skechers USA Men s Palen Gadon Oxford Gray , Surf Vista Sandal Beach Size 37 - Salomon Men’s Speedcross 4 GTX Trail Running Shoes Black , Ted Baker Mens Rogrr 2 Oxford Shoe Brown , Armani Exchange Men’s Printed Graphic Flip-Flop Exotic Rhubarb , Dilize Men s Bar-Trim Emboss Leather Formal Party Oxford Loafers Black , A&H Footwear Mens Steel Toe Cap Leather Lace Up Protective Shock Absorb Industrial Safety Padded Ankle Boots Shoes UK Sizes 6-12 Black Slippers, men s cool mop, feet slip, individual beach, summer men s big size flip flops Blue Pikolinos Santiago M7b, Men’s Lace-up Brown (Cuero Cuero) , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Kamik Black/Lime Kids Kamik Seaturtle Kids Black/Lime b2017b1 - poyigut.site

More Posts for Baby Boomer Info