Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d

[Continue Reading…]

Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Timberland Men’s Bradsteet 3 Eye Sensorflex Boat Shoes, Blue Brown (Sahara Brando) Converse Unisex Adults’ Chuck Taylor All Star Women s Canvas Trainers Jade , Skechers Mens Gents Leather Textile Fashion Slip on Urban Track Wynn Shoes New Brown BECKETT CORP. Beckett Mens Tan Slip On Formal Shoe Brown , Cole Haan Men s Pinch Tassel Loafer Black Nike Stefan Janoski Max, Unisex Adults Low-Top Sneakers Green Abyss Hasta White Hasta 301 , Qianliuk Men Casual Shoes Breathable Light Flats Shoes Leather Loafers Slip On Mens Flats Driving Shoes Light Blue , Qianliuk Men Casual Shoes Breathable Light Flats Shoes Leather Loafers Slip On Mens Flats Driving Shoes White Minitoo Boy s Men s Round Toe Padded Comfortable Loafers Dark Brown , adidas Originals Unisex Adults’ Stan Smith Low-Top Sneakers Trace Cargo Suede , Ruanyi Men s Punk Style Shoes Smooth PU Leather Prom Loafer Slip-on Breathable Lined Oxfords with Rivets Black Black , Converse Unisex-Adult Chuck Taylor All Star Hi-Top Trainers White (White) , Steve Madden Men’s Garland Loafer White Suede MENS TOUCH CLOSE BAR STRAP EASY CLOSE WIDE FIT DRESS SHOE WITH GEL PAD INSOLE Brown , Lapens Men s Casual Loafers Genuine Leather Breathable Fashion Slip On Driving Shoes White 1 , Ruiyue Men s Business Shoes, Matte PU Leather Splice Upper Slip-on Breathable Lined Oxfords Blue , Minitoo Boy s Men s Soft Sole Metal Snap Spring Casual Shoes Black NBWE New Men s Leather Shoes Peas Shoes Spring and Summer Driving Shoes Casual Shoes Breathable Blue Kickers Men’s Kymbo Mocc Mocassins Brown Skechers Equaliser Persistent Men s Sneakers Blue (Nvgy - Navy Grey) LakeRom Men Loafers Shoes for Men Slip on Shoes Casual Leather Shoes Brown1 , Native Men s Miles Water Shoe Jfyblk/Jfyblk , Ikon Original Mens Leather Hove Tassel Loafer Mod Shoe Black , NBWE Men s Leather Shoes Spring and Summer New Breathable Casual Shoes Lace Beanie Shoes Blue , Sebago Docksides, Men s Boat Shoes Blu (Bright Blue) , Minitoo Boy s Men s Snake Metals Snap Casual Loafers Black , Minitoo Boy s Men s Retro Slip-on Stitched Casual Loafers Brown , Red Tape Men’s Cranfield Mocassins Black (Black Leather) YTTY Canvas Shoes Hand-Woven Hemp Shoes Casual Shoes Student Lazy Fisherman Shoes Buff
Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d - poyigut.site Giorgio Rea Men Shoes Black Elegant Brogue Lace UPS Handmade Shoes Made In Italy Genuine Calfskin Oxfords - , TOTO V0903-3 inches Taller - Height Increasing Elevator Shoes (Black Slip On Casual Shoes) - , Nike Men’s Jordan Flight Origin 4 Basketball Shoes, Night Stadium/Dk Elctrc Bl-VLT - Yaojiaju Men s Classic Shoes, Smooth PU Leather Slip-on Soft Sole Business Oxfords for Gentlemen - DC Court Graffik Se, Men s Skateboarding Shoes, Grey (Black) Grey - Grau (Grey/Black Gyb) New Balance Men’s Mlazrv1 Sports Trainers Red (Red/White) , Vans Shoes M Gilbert Crockett P Navy/White , Safety Chukka Boots Size 9 (43) - Salabobo QYY-8339 New Mens Leather Leisure Cozy Charming Comfy Smart High Top Boots White UK Size7.5 - , Superga Unisex Adults’ 2750 Cotu Classic Low-Top Sneaker, White Grey (908) EYESONTOES Mens Ladies Slip On Leather Dealer Chelsea Gusset Ankle Work Shoes Boots SZ 7-11 - , Gumbies Islander Navy Flip Flop - , CFP 757 Mens Chukka Boots Stylish Casual High-top Warm Working Trekking Lace-up Leather Brown UK Size 6.5 - , Crocs Unisex Adult Classic Mules Pink (Carnation) , Nike Men’s Revolution 3 Running Shoes, Black/Metallic Dark Grey-Anthracite black Giasco 92I2040 Size 40 S2 Baltic Slip Boots - White - , Mustang Men s Large Sneaker Tainer Low Shoe Big Shoes, Größe:49 - , adidas Clima Cool 1, Men’s Fitness Shoes - Pantofola d Oro Men’s Auronzo Braided Uomo Low Trainers, Black - Viihahn Men s Sandals Flip Flops Extra Large Size Arch Support Slippers - , Supra Men s Skytop 2 S01031 Trainers - Bloch Child s Arise Ballet Shoes Pink (Pink) Base London Progress Black - Exposed high-heeled sandals satin hasp high-heeled sandals female Big yards Wine red , Ikon ZIGGY Mens Leather Pointed Shoes Black Black , Converse Unisex Chuck Taylor As Specialty Hi Lace-Up Anthracite Grey , INMONARCH Mens Steel Blue Wedding Shoes Star Pattern MJ015200 PUMA Men s Leadcat Suede Peacoat Team Gold 11 D US - Crocs Unisex Adults’ Bistro Clogs Black (Black) Crocs Unisex Adults Specialist Clogs Blue (Navy) , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Fisca Men S Moccasin Slip-On Loafer Fashion Moccasin 4190 B07CJW67ZB Slipper Soft Bottom Driving Shoes Premium Breathable Soft Genuine Leather Flat Shoes Brown 9aaf71d - poyigut.site

More Posts for Baby Boomer Info