LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db

[Continue Reading…]

LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Fila Bubbles Mid 1VB90149125, Trainers - Kurt Geiger London Men’s Kenneth Np Derbys - NoRisk Men s Safety Shoes - adidas Men’s Response 3 M Running Shoes - , Sandals Men s Flip Flops Comfortable Shower Beach Slip On Slippers - , Teva Men s Arrowood Swift Lace Sports and Outdoor Sneaker, Black/White, 7 UK (40.5 EU) - , Dassy Hermes Safety Boots Black 6-13 Work Boot S3 SRC Composite Toe & Midsole (UK 10) - Paul Parkman Men s Tassel Loafer Brown Suede Shoes (ID#087) - , Puma FERRARI MENS DRIVING POWER LIGHT Black Men Sneakers Shoes Ortholite - Kawasaki Fantasy Slim, Unisex Adults Low-Top Sneakers - Bisgaard Girls’ 70255118 T-Bar Sandals - Dolce & Gabbana Men s Lace-up In Black Calf Leather - Model Number: A10222 AI374 80999 - Clarks Men Navy Leather Atticus Desert Boots - Giorgio Rea Men Shoes Black Elegant Brogue Lace UPS Handmade Shoes Made In Italy Genuine Calfskin Oxfords - Jomos Primera, Men’s Loafers - Maybury Men s Kade Leather Slip ONS - Sioux 34722 Mens Loafers - Converse - Optical White All Star Hi Trainers - Mens - Size: UK 11 - Stanley 10004-101 Size 10 Kingston Full Grain Waterproof Boot (Black) - Timberland Pro Mens Valor Duty Ox Shoe - Ride Tec Men s 1442SBK 13" Stonewash Harness Work Boot, Black, 8 M US - Ruanyi Men s Genuine Leather Shoes Classic Lace up Breathable Perforated Upper Lined Oxfords - adidas Jake Blauvelt Boot, Men’s Skateboarding - Mizuno Running Men s Mizuno Wave Prophecy 6 Running-Shoes - UTILIA Safety Shoes High Steel Toe TG 44 fc951544 Hercules - weiwei Men s Summer Sandals,Beach Flip-Flops - , Think! Men’s Kong Desert Boots, Black - , Alexandra Blackrock STC-FW523BK-5 Composite Boot, Plain, Leather, Size: 5, Black - Zippy Baby Boys’ Zbbs06_410_6 Open Back Slippers -
LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db - poyigut.site Soulsfeng Trainers Men s Women s Sport Shoes Lace up Running Shoes Cushioning Breathable Fabric Mesh Black and... - Sebago Men s Crest Dockside Boat Shoe - , Emporio Armani EA7 men s shoes leather trainers sneakers classic blu Blue Puma Men’s Ignite Limitless Knit Sneaker, Black, D(M) US Olive Night/Puma Black , TOMS Men’s Linen Rope Sole Alpargata ESP Espadrilles Cadet Blue Heritage Canvas , eS Sal White/Gum Shoe - , HUDONGBO Classic Oxford Men s Real Leather Shoes Black and Brown - , Reef Phantoms Vintage Brown, Mens Thong Sandals - Vibdiv Men s Lightweight Casual Loafers Multisport Trainers - Lambretta Tassle Loafer Shoes Blue - , zycShang Men Summer Flip Flops Beach Shower Shoes Mixed Colors Sandals Male Slipper Indoor Or Outdoor - DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black Type , ZOCAVIA Men Trainers and Women Trainers Gym Shoes Lightweight Running Sports Shoes Blue , ENVAL SOFT Men’s Sandals - , Nike Lf1 Duckboot 17, Men’s Tennis Multicolored (Grey/Orange 010) LYZGF Men Youth Summer Casual Baotou Sandals Fashion Beach Slippers - fankou Lazy people sandals male tide personality wild student leisure sandals summer breathable beach tide shoes - , Cofra FW060-000.W43 Size 43 S1 P SRC New Adriatic Safety Shoes - Beige - Berghaus Men’s Fellmaster Active Gore-Tex Walking Shoes Low Rise Hiking Boots - LEDLFIE Men s Shoes Men s Business Dress Casual Leather Shoes - US Army Desert Combat Jungle Patrol Mens Boots Tan Suede Leather Khaki - Soldini Men s Loafer Flats - , Merrell Intercept, Men’s Hiking Shoes - Timberland Men s Fulk LP Ox A19NE Leather Shoe Gaucho Saddleback Brown (Gaucho Saddleback Full Grain) XUE Men s Business Shoes Leather Spring Fall Breathable Loafers & Slip-ONS Driving Shoe Comfort Formal Business Work White, Black, Brown C , mens leather upper velcro straps sandal, with cross strap front and padded insole Lt Brown , Crafeel Leather Flip Flops Summer Slippers Sandals for Women Men Green , Crocs Unisex Adult Crocband Clogs Blue Sendra Boots Unisex - Adult 2073 Cowboy Boots Snowbut Marron B.O.C Mens H32706 Leather Square Toe Ankle Fashion Boots Brown , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

LLPSH Men s Leather Sandals Flip Flops Shoes Shoes Slippers - Genuine Beach Thong Slippers Non-Slip Soft Flat Casual Slides Adjustable... - fb166db - poyigut.site

More Posts for Baby Boomer Info