Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03

[Continue Reading…]

Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03 Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Supra Bandit, Unisex Adults’ Hi-Top Sneakers - Gant Men’s Bari Ankle Boots - MENS SAFETY WORK STEEL TOE CAP DEALER SLIP ON SHOES CHELSEA GOOD YEAR WELTED BOOTS ANKLE SIZES - Paul Parkman Men s Captoe Oxfords Blue & Parliament (Id#024-PARL) - , Nike Boys’ Pico 4 (PSV) Sneakers - GLSHI Men s Shoes Leather Spring Summer Light Soles Comfort Sandals Walking Shoes Buckle for Casual Office & Career... - Ben Sherman Men s Gaston Zip Chukka Boot - Bugatti Men’s D08021 Low-Top Sneakers - , Camper Beetle 36530 Mens Ankle Boots - Sendra Cowboy boots 6990 in brown with Roy Dunn´s boot polish and Boot Jack - DESAI Mens Brogues Formal Shoes Lace up Oxfords in Black/Brown - , London Brogues Hamilton Mens Chelsea Boots - Sanita Unisex Adults’ San-Safe Colorado Safety Boots, Black (Black 2) - Amblers Mens Dorking Lace Up Leather Fabric Lined Casual Boot Brown - adidas Men s Basketball Trail Blazers Replica Player Jersey, Men, Basketball Trail Blazers Replica Spielertrikot - , WEG Men s Loafer Flats Testa D Moro - , Clarks Dargo Rise, Men s Boots - , Mens Check Lined Velour Dunlop Slippers - , OEMPD Mens Fashion Shoes Lace Up Formal Business Shoes Leather Dress Shoes - , Lemaitre 196048 Safety Shoe Skate S3, Size 12.5, Green/Grey - Puma Pitlane Sf 1 5, Men’s Trainers - eS Sal White/Gum Shoe - , Bunker Men’s Booty Short Boots - , Xposed Mens Real Suede & Patent Leather Black Retro MOD Loafers Smart Casual Monk Strap Dress Shoes - Grinders Mustang Brown Mens Cowboy Ankle Boots - , adidas Men’s Cloudfoam Advance Adapt Trainers, Black - Puma Men’s Starcat Bold Plus Slide Sandal - Dilize Men s Leather Uniform Wedding Oxford Derby Shoes - J-Hayber Men s New Olimpo Foot Wear negro/blanco
Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03 - poyigut.site Kickers Men’s Relaxou Mules - , Tod s Men s XXM56A00D80RE0B603 Grey Suede Ankle Boots - , The Man Driving The Car Skid Shoes Casual Shoes High Quality Classic Casual Shoes - Cofra 10010-004.W46 Size 46 S2 SRC Caligola Safety Shoes - White - , Nike Men’s Archive 83.m Running Shoes, Blue - Abeba Work Shoe - EN FANT Girls’ Eos Ankle Strap Sandals - , Blakläder 231810909997W43 Safety Boot, S3 SRC, Size W43, Black/Dark Grey - , ECCO Fenn, Men’s Low-Top - , Mens Leather Sandals Closed Fashion Sweat-Absorbent Breathable Cool Beach Shoes Summer Outdoors Walking and Hiking Brown CHAMARIPA Elevator Shoes Mens Suede Boat Shoes Height Increasing Shoes - 3.54 inches Taller - H71X27V012D - , Havaianas Flip Flops Kids Brasil Logo White (White/Blue) Vans Unisex Adults’ Era Classic Canvas Low-Top Trainers Black (Black) Vans Unisex Adults’ Era Classic Canvas Low-Top Trainers Black , IceUnicorn Water Shoes Mens Womens Quick Dry Sports Aqua Shoes Unisex Swim Shoes with 14 Drainage Holes for Swim,Walking,Yoga,Lake,Beach,Garden,Park,Driving,Boating Blue-gz , Sanuk Men s Chibalicious Slip-on Loafer - FIND Men’s Derby Shoes with Toe Cap - , Paul Parkman Men s Black Leather Oxfords - Finest Italian calfskin - Side Handsewn Leather Upper and Leather Sole - , West Biking Mens/Womens Dust-proof Road Bicycle Cycling Lock Shoe Covers MTB Bike Overshoes - Fly London Men’s Bato835fly Low-Top Sneakers - VIPTOPSF Air Jordan 12 Retro OVO White Metallic Gold Mens Womens Basketball Shoes - , Naot Men s Chief Flat Brown Ikon Ritchie Bordo OXBLOOD Mens Cow oil Lace up Real leather Dress Brogues Shoes Bordo , Cover Plus 3 Color New Fashion Genuine Leather Mens Casual Walking Beach Flats Sandals Shoes Brown , Crocs Unisex Adult Classic Mules Brown (Chocolate) , Hush Puppies Men’s Runner Slip on Moccasins Brown (Brown) , Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes Red Brown 1 , Caldene Unisex Adults Westfield Wellingtons Chocolate Timberland Men’s Euro Sprint Fabric Chukka Boots, Black Blau (Navy 019) Merrell Freewheel Chukka, Men’s Chukka Boots Brown (Dark Earth) , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Timberland B01LX653EG Pro Men 8.5 s 8 Inch Inch Valor Soft Toe WP Work Boot, Black Smooth Leather Ballistic Nylon, 8.5 W US - 026ba03 - poyigut.site

More Posts for Baby Boomer Info