DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a

[Continue Reading…]

DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
IceUnicorn Water Shoes Mens Womens Quick Dry Sports Aqua Shoes Unisex Swim Shoes with 14 Drainage Holes for Swim,Walking,Yoga,Lake,Beach,Garden,Park,Driving,Boating Db-black Laiwodun Men Women Water Shoes D.Black IceUnicorn Water Shoes Mens Womens Quick Dry Sports Aqua Shoes Unisex Swim Shoes with 14 Drainage Holes for Swim,Walking,Yoga,Lake,Beach,Garden,Park,Driving,Boating G09-rose Red DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black Type GEERBU Water Shoes Quick Dry Barefoot for Sports Swim Diving Surf Aqua Sports Pool Beach Walking Yoga Black Lakeland Active Kid s Eden Aqua Shoes Yellow/Black , Lakeland Active Kid s Eden Aqua Shoes Navy/Grey DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Multi-color IceUnicorn Water Shoes Mens Womens Quick Dry Sports Aqua Shoes Unisex Swim Shoes with 14 Drainage Holes for Swim,Walking,Yoga,Lake,Beach,Garden,Park,Driving,Boating G09-rose Red , DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Multi-color DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Rose DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black Type Typhoon Surfmaster Wetsuit Boots , Laiwodun Men Women Water Shoes Blue , DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Pink , DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black Type , Barefoot Water Shoes Mens Womens Quick Dry Unisex Sports Aqua Shoes Lightweight Durable Sole for Beach Pool Sand Swim Surf Yoga Water Exercise Style 7 , Barefoot Water Shoes Mens Womens Quick Dry Unisex Sports Aqua Shoes Lightweight Durable Sole for Beach Pool Sand Swim Surf Yoga Water Exercise Style 13 , DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black Type , Barefoot Water Shoes Mens Womens Quick Dry Unisex Sports Aqua Shoes Lightweight Durable Sole for Beach Pool Sand Swim Surf Yoga Water Exercise Style 40 , Barefoot Water Shoes Mens Womens Quick Dry Unisex Sports Aqua Shoes Lightweight Durable Sole for Beach Pool Sand Swim Surf Yoga Water Exercise Style 7 DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Multi-color Barefoot Water Shoes Mens Womens Quick Dry Unisex Sports Aqua Shoes Lightweight Durable Sole for Beach Pool Sand Swim Surf Yoga Water Exercise Style 40 , DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Blue DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black 3 IceUnicorn Water Shoes Mens Womens Quick Dry Sports Aqua Shoes Unisex Swim Shoes with 14 Drainage Holes for Swim,Walking,Yoga,Lake,Beach,Garden,Park,Driving,Boating Blue-NO , DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Rose , DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black Type ,
DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a - poyigut.site Maxguard S3 s310 Comfort Stuart ESD, Safety Shoes, Size 36 – 48, Leather Black - Himalayan 4104BR060 W/P BRN Gravity2 Boot - , Scarpa Women s Trainers One Size Blue Size: - , ECCO Men’s Ennio Low-Top Sneakers, Black (51052black/Black), 7 UK - , Cofra 10310-000.W40 Size 40 O2 HRO SRC FO "Attack" Safety Shoes - Black - ZOCAVIA Trainers for Men Ultra Lightweight Running Shoes Gym Walking Sports Sneakers 2 WATER GUN COLT 14 X 8.5 CM CM RED AND BLUE TOY - , Converse Unisex-Child Star Player Core Canv Ox Trainers Navy/White , Lacoste Lerond 218 1 Cam Grey Natural Grey Josef Seibel Men’s Cliff 09 Trainers, Schwarz-Kombi Braun (Brasil-kombi) Cofra 34442-008.W39 Size 39 S2 SRC Pharm Safety Shoes - Black - LakeRom Men Loafers Shoes for Men Slip on Shoes Casual Leather Shoes - , Merrell Men Watepro Maipo Low Rise Hiking Shoes Black (Black/Red) Inov8 Road Claw 275 V2 Running Shoes - SS18 Blue , adidas Men’s Ace 17.3 Primemesh Fg Football Boots - adidas Skateboarding 3ST.001, Grey One-Core Black-Footwear White, 8 - Saxone Of Scotland Men s Loafer Flats Blue Blue - , Bow Tie Tide Slippers Flat Bottom Style, Outdoor Wear, Silver 39 - , Rieker Kinder Girls’ K0171 Ankle Boots - , Asics Unisex Kids’ Upcourt 2 Gs Volleyball Shoes - , Skechers USA Men s Men’s Elected Horizon Oxford, Black, US Charcoal FIND Men s Brogue Shoes Wingtip Details and Gum Rubber Sole Black (Black) , Brogini Tivoli Short Zip up Boot Brown XUE Men s Shoe Fashion Shoes Loafers & Slip-ONS Loafer Boat Shoes Driving Shoes Beach Shoes Casual Shoes Sandals Flat Shoes Lazy Shoes Gray, Black Black , cobian Loreto Brown MERRELL - , FELDTMANN Euromax Bioclogs Blue Zephr ZX01 5 D-Ring Premium Chucka Safety Boot S3 SRC , Amblers Safety FS39 Mens Safety Waterproof Leather Boots Lace Up Casual Footwear , Cover Plus Fashion Comfort Black Leather Buckle Pointed Toe Zipper Dress Ankle Boots Mens Shoes , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

DoGeek Water Shoes Slip-On Black Aqua Shoes for 19997 Adults and - Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black cbc551a - poyigut.site

More Posts for Baby Boomer Info