adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09

[Continue Reading…]

adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09 adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Giasco Safety Sandals Miami – En Iso 20345 S1P – Black/Red - Merrell Men’s J09663 Running Shoes - Salabobo QYY-8339 New Mens Leather Leisure Cozy Charming Comfy Smart High Top Boots Black UK Size7.5 - , Men s Leather Boots Shoes Autumn Winter Leisure Business Wedding High Brown Black Martin British Style Buckle... - , Sperry Top-Sider Men s A/O 2-Eye - , HSM Men s Boots black black - , Elten 72141-44 Size 44 ESD S1P Phil Safety Sandal - Multi-Colour - , Mephisto Men s Baduard Slip-on Loafer - Ted Baker Mens Hann 2 Derby Brogue Shoes - Umbro Men’s Medusæ Ii Pro Sg Football Boots - Babolat PTeam BPM Clay Mens Tennis Trainers/Shoes - dolcetto Mens Patent Shiny PU Leather Laced Shoes Smart Casual Formal Italian Design - Sunny&Baby Men s Driving Penny Loafers Suede Genuine Leather Casual Moccasins Slip-On Boat Shoes Up to Size 49... - , Limehaus Burgundy Toe Cap Brogue 0050497 by Suit Direct - , Kangaroos Unisex Adults’ Koba III Trainers - Nike Girls Sportswear Club Trousers - , Shuperb MONTIAGO Mens Pointed Loafers Weave Brown - FIND Men s Suede Derby Shoes - , Puma S3 Moto Protect Le Mans Mid 63.217.0 Safety Boot - , Hi-Tec Keswick Waterproof Men s High Rise Hiking Boots - , Under Armour UA Curry 2 Low Mens Basketball Trainers 1264001 Sneakers Shoes - , Polo Ralph Lauren Men’s Thorton II Sneaker - , Trussardi Collection Men Lace-Up Shoes - Everlast Mens Tanto Knit Trainers Lace Up Breathable - Keen Men’s Wanderer Waterproof Mid High Rise Hiking Shoes - Wilton Driver 4-Eye Lace Dark Brown Nubuck (UK 8) - , 4F Mens Flip-Flops Spring Summer Shoes For Daily Use Beach Walking Pool New Interesting Pattern Flip Flops Comfortable... - adidas Men’s Nemeziz Messi 17.1 FG Footbal Shoes - Asics SS17 Mens GT 3000 5 Running Shoes - Structured - Black/Silver - UK 8 - ,
adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09 - poyigut.site adidas Unisex Kids’ Superstar Foundatio Low-Top Sneakers, Blue, M - , Elten 71733-36 Ambition Blue Easy ESD S1 Safety Shoe - Men s / Women s Unisex Natural Leather / Wooden Clogs with Buckle / Back Strap - , Mens Dr Martens Black Leather Z Welt Safety Toe Cap Work Boots Sizes 6 7 8 9 10 11 2 13 - Nike Shoes – Air Force 270 Grey/Grey/White Size: 42.5 - Easy Go Shopping Leather Shoes, Men s Leather Shoes PU Leather Casual Lace up Big Soft Sole Flats for Gentlemen - Hugo Boss Men’s Rumba Tennis Suede Sneaker, Multi-Color - , Reebok Men’s Ex-o-Fit Lo Clean Logo International Low-Top Sneakers - GAOLIXIA Men s Business Shoes Classic Pointed Leather Shoes Dress Flat Casual Shoes Wedding Work Suits Shoes Black - Nike Men’s Jordan 1 Flight 4 Prem Basketball Shoes - Boots boots tip sanding thick with high-heeled, camel-colored wool, 7 cm 35 - , KINGS 52769 Safety shoe Safety Shoes Working Shoes High Boot S1P - 42 - Bloch Child s Arise Ballet Shoes Black SC Mens New Casual Black Leather Smart Formal Lace Up Shoes UK Size 6 7 8 9 10 11 12 Light Tan , Jomos Feetback 5, Men’s Boots Black - Black , Lloyd Men’s Dover Derbys, Black, 12.5 Braun (Cigar 2) London Brogues Mens Leather Lace Up Wingtip Formal GATSBY Evening Brogue Shoes Tan / White Salomon Men’s Speedcross 4 GTX Trail Running Shoes Black , Minitoo Casual Rubber Sole Work Penny Loafers Walking Shoes Black Breathable Weave Loafers Fashion Sports Sandals Men Summer Red , Skechers Men’s Glides-Calculous Trainers, Dark Brown, US Desert Sanuk Men’s John Doe 2 Flip-Flop, Medium Dark Brown , Mx974A Dunlop Mens Festival Wellies Wellington Rain Snow Boots Size Uk 7 8 9 10 11 12 Black , AIHUWAI Sandals Men S Sandals Summer Men S Slippers Men S Flip Flops Casual Beach Sandals Outdoor White White Mens Sandals ,Clode® Fashion Mens Antiskid Flat Flip Flops Sandals Summer Beach Slipper Shoes for Indoor,Outdoor Black , AIHUWAI Sandals Men Sandals Flip Flip Slip Men S Summer Flip-Flops Men Sandals Non-Slip Sandals Sandals Grey , Dickies Antrim, Men s Saftey Boots, Black, 11.5 UK (46 EU) Black , Red Wing Men s 8131 Lace-Up Black , Site Meteorite Waterproof Safety Boots Tan Size 11 - , TOMS Classics for Men 1001 A07, Classic Espadrille for Men Navy Slub Chambray Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

adidas 19400 Men’s Crazyquick Crazyquick Malice Sg Rugby Rugby Boots - 1187e09 - poyigut.site

More Posts for Baby Boomer Info