Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d

[Continue Reading…]

Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Made in Italia Men s TIBERIO Oxford Lace-Up Genuine Leather - Birkenstock Boston EVA N (1002765) - Cole Haan Men s Nantucket II Loafer, Navy Handstain, 10.5 UK - , Froddo Unisex Kids’ Children Shoe G3130107 Trainers, Blue, 8 Child UK - Nike 852438-003, Men’s Sneakers - , TOMS Men Alpargata Classic Espadrilles - , OneMix Unisex Outdoor Casual Training Woven Jogging Sneakers - Cofra 36140-000.W42 Size 42 S1 P SRC Paddock Safety Shoes - Black - , New Balance 373 Trainers Blue - Nike Air Max 1 Ultra Moire, Men s Trainers - Hey Dude Shoes Sava Oceano Canvas Flip Flop - , CMP Campagnolo Unisex Adults’ Ahto Wp High Rise Hiking Shoes - , Timberland Newmarket FTB_fulk Lp Ox, Men’s Low-Top Sneakers - , Superfit Baby Girls’ Moppy Trainers - , Salomon Men’s Quest Prime GTX High Rise Hiking Boots - boss ray adv mid trainers - adidas Girls’ Vs Hoops Mid 2.0 Hi-Top Trainers - Superdry Talaia Sandals - fankou In the From field in the summer and men s shoes, non-slip slippers Clip Pin Cool slippers men s stylish... - Shoe flat rubber tires with high blade Pitillos in brown - Josef Seibel Men s Steven 12 Fisherman Sandal - Grunland SE0015 LINO Sandalo Uomo P. Nero 41 - CFP 8008-1 Mens Comfort Casual Leather Charming Metropolitan Smart Driving Bussiness Sneakers Brown UK Size 6 - Maddox Country Men’s Men s Shoe - , Mens Slip On Black Tan Smart Fashion Office Designer Dress Formal Casual Shoes - , Blackstone Km20, Men’s Hi-Top Trainers - , Grunland SA1355 Sandals Man - , High-heeled cool slippers temperament 亮 tip Baotou half slippers girls summer thin and sleek and versatile high-heeled... - Tuffking 9001 S1P Black Steel Toe Cap Chukka Safety Shoes Work Shoe Footwear -
Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d - poyigut.site Asics Gel Lyte V Men s Casual Trainers Shoes - adidas Unisex Babies’ Tubular Shadow Low-Top Sneakers, Green (Green/Green/Footwear White), 24-36 Months - Dr Keller Size 7 Men s Adonis Leather Slip ONS - SHOEPASSION No. 5614 BL - Qianliuk Men Mesh Running Shoes Lace up Summer Breathable Soft Light Sneakers Unisex Sport Women Shoe - , Fleet & Foster Goa Mens Leather Casual Shoes Black - Black - UK Sizes 7-12 - , Globe Unisex Fusion Skate Shoe - , MXNET Genuine Leather Loafer Men,Classic Men s Genuine Leather Shoes Breathable Perforation Round Toe Slip-on... - , Johnny Bulls Mens Leather Cowboy Western Cuban Heel Biker Motorcycle Boots - Nike Mens Football - Dockers 23da005-400100, Men s Oxford - Puma Unisex Adults’ 354672 Sports Shoes - Funtasma Men’s Gotham-109 Boots - ECCO Men s All Terrain Lite Sandals - , HARRYSTORE Men Solid Sliders Bath Slippers Summer Flat Sandals Indoor & Outdoor Slippers - Kickers Unisex Babies’ 1st Kicks Boots - , Umbro UX-2 Pro SG, Men s Football Competition Shoes - Merrell Men’s Bare Access Flex Fitness Shoes Red (High Risk Red) , adidas Men’s München Low-Top Sneakers Dark Blue Navy Gum Skechers Casual Shoes For Men, Colour Grey, Brand, Model Casual Shoes For Men 65195S Grey Black Shenn Men s Slip On Comfort Driving Car Casual Suede Leather Loafers Shoes Navy , Fashion Men Shoes Mens Flats Casual Suede Shoes Comfortable Breathable Flats Driving Loafers Red , Bugatti Mens U18111 Derby Black (Sch) , Vans Unisex Adults’ Classic Slip-on Canvas Trainers Black Shoe Black Sole , Large, high-heeled shoes _ spring light-Round Head with shoes with ultra-thin high-heeled straps The blue , Anglewolf Male Slipper ,Men Summer Stripe Flip Flops Shoes Sandals Black , MONAcwe Flip-Flops Sandals Slippers Men s Summer Breathable Daily Casual Men s Home Non-slip Sandals & slippers Large Size Sandals Dark Blue SYYAN Men s British Leather In The Tube Manual Martin Boots Outdoor Leisure Brown , Red Tape Edworth Leather 2 Eye Desert Lace Up Mens Shoes Chukka Boots Black , Sheba 598 CE Shoe Low S1P SRC, Brown, Size 46 - Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Truka Unisex Steel Truka 19997 Toe B077VVKYSG Cap Safety Boots - 89bc83d - poyigut.site

More Posts for Baby Boomer Info