Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633

[Continue Reading…]

Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633 Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Vans Milton M, Men’s Sneakers - Nike Zoom Stefan Janoski, Men’s Closed-Toe - Lacoste Marcel CSU2 SPM - Osiris Men s Skateboard Shoes D3 2001 - , Vans 106 Vulcanized Sneaker Black / Chili Pepper - , Art Men’s Soma Boots - , Cheiw 47085, Girls’ Sandals - La Sportiva Bushido Trail Running Shoes - SS18 - , Skechers Men Navy Rough Cut Trainers - Gola Men’s Coaster Linen Low-Top Sneakers - Cetti C1092, Men s Shoes with Removable Insole, Blue Suede - , nike SB stefan janoski MID PRM mens hi top trainers 642061 sneakers shoes - Timberland Earthkeepers Mens Original Casco Bay Oxford Lightweight Footwear - Bovake Barefoot Shoes, Lovers Couple Shoe Unisex Hollow Out Casual Couple Beach Sandal Flip Flops Shoes One Foot... - adidas Girls’ Altarun K Training Shoes - , adidas Unisex Adults’ Duramo Slide Beach and Pool Shoes - , Diadora Kuruka 2, Men’s Competition Running Shoes, Black (Nero/Argento), 10 UK (44.5 EU) - Nike Men’s Tiempo Legend VI FG Football Boots, Gris - Dunlop Mini Children s Boots, Without Steel Toe - K131514/K131510 - , Rieker Mens 30410 Desert Boots - Blend He Grey Orange White Mens New Trainers Shoes - , Jordan Women s Espadrille Flats - , 5.11 Men s Skyweight RapidDry Boots Dark Coyote size 11 UK / 12 US - , Cofra Safest S5 CI SRC Safety Boots – Size 9 – Blue - Funtasma Men s Jazz Glitter Slip-On Loafer - Josef Seibel Willow 24, Men’s Warm-Lined Short-Shaft Boots and Bootees - , Pikolinos ROYAL Ladies Leather Ankle Boots Brandy - Nike Men’s Hoodland Suede Trainers - Cofra 31260-000.W44 Size 44 S3 SRC Lausanne Safety Shoes - Black -
Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633 - poyigut.site Ruanyi Thong Flip Flops Shoes, Men s Casual Genuine Leather Beach Slippers Non-Slip Sole Indoor Outdoor Comfortable... - SHANGXIAN Men s Sandals Summer Leather Casual Flat Heel Others Black Brown Others - adidas Unisex Babies’ Superstar Trainers, Black (Core Black/Footwear White/Footwear White), 12-18 Months 21 EU - , Backdoorshoes® New Tyre Tread New Chunky Tread UK 9-14 EU 43-48 (UK 11 EU 45) - , adidas Men’s Pw Tennis Hu Fitness Shoes, Gris ESCARLATA , Nora Unisex-Adult Till Snow Boot - yalanshop Tip With Thick, High-Heel Shoes Shallow Mouth Satin, With Wild, Black,37 - , DC Shoes Kids Net Se Youth Shoe Fashion Sports Skate Shoe Leather Nubuck - DoGeek Water Shoes Slip-On Aqua Shoes for Adults and Kids - Barefoot Shoes Water Skin Shoes Surf Shoes Socks for Beach/Swim/Surf/Yoga/Pilates - Sports Shoes Black , Schmoove Broadway Perfos, Men’s Lace-up - MENS STEEL TOE CAP BOOT, SAFETY BOOT, WORK BOOT, WORK SHOE, LACE UP GR66 BY GROUNDWORK BLACK 13 - Mens New Leather Lace Up Hiking Walking Grip Sole Biker Ankle Boots Shoes Size - Sandals and slippers for men, colour Brown , brand PANAMA JACK, model Sandals And Slippers For Men PANAMA JACK... - HQUEC Mens Casual Flip Flops Fabric Thongs Comfortable Beach Sandals Summer Slippers - , Guess Men’s Jake Derby Grey (Grigio Grey) , Frye Men s Jones Wingtip Oxford, Brown Dark Brown , Jas Fashion Mens Lace Up Chelsea Ankle Comfort Retro Boots Smart Casual Office Shoes Coffee , Dune Men’s Robb Oxfords Black (Black Leather) FinnComfort BRADFORD 1270260233 Mens Lace-Up Shoe Brown , Skechers Men’s Burst Tr-Halpert Low-Top Sneakers Black (Bbk) Santimon Dress Slip On Loafer Mens Shoes Classic Leather Pointed Toe Formal Shoes With Leather Lining Grey , Melvin & Hamilton Driver 4, Men’s Mocassins Black (Suede/Rs Black) Minitoo Boy s Men s Classic Digit Print Casual Daily Loafers White , Blakläder 231610909997W46 Safety Sandal, S1P SRC, Size W46, Black/Dark Grey - , URBANFIND Men s Flip Flops Arch Support Sandals Lightweight Beach Slippers Black , Lapens Men s Casual Flat Loafers Fashion Slip On Driving Shoes Black , Ted Baker Camroon 4 Men Ankle Boots Black (Black) Red Tape BEXTON Mens Distressed Leather Lace up Desert Boots Brown Brown DUNLOP Short Leg Half-Height Wellies Easier On & Off Good For Wider Calf Fitting. Sizes 4-12UK Black , Kickers Men s Kick Hi Ankle Boots Black/Cream Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Clarks Bee, Marcos Bee, - Men’s Wellington 19984 Boots - c8b4633 - poyigut.site

More Posts for Baby Boomer Info