FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee

[Continue Reading…]

FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Qianliuk Unisex Summer Fashion Casual Men Shoes Breathable Mesh Male Shoes Men Sneakers Shoes - Lvguang Mens Garden Clogs Unisex Breathable Lightweight Flip Flops Quick-Dry Mesh Water Shoes Non-Slip Walking... - Panter 413021700 – Forge Totale S2 Black 267 Size: 47 - , Puma Unisex Adults’ RBR Wings Vulc Bulls Trainers - , Boxfresh Men’s Sparko Sh Wsd CNVS/SDE NVY Trainers - , Hotter Men’s Shore Open-Toe Sandals - , BIGU Water Shoes Mens Womens Barefoot Shoes Beach Snorkeling Swimming Quick Drying Slip On Yoga Shoes Skin Socks... - Fly Flot 1570 unisex adults, smooth leather, power strips - , Elten 8771-46 Size 46 S3 Luis Safety Shoe - Multi-Colour - , LEDLFIE Leather Shoes Spring New Business Casual Set of Feet Breathable Shoes England Wedding Shoes - , Sandals for Men, Men s Genuine Leather Hiking Walking Summber Beach Slippers Sandals Shoes - Ruanyi Thong Flip Flops Shoes,Casual Handwork Non-Slip Soft Flat Sandals Genuine Leather Beach Outdoor Slippers... - Bugatti Men’s T55071 Derbys - , DOUCAL S Men s DU1915DEREUZ043NB00 Blue Leather Loafers - , Caterpillar Electric Lo Mens Black Safety Shoes - BOSS Green Men’s Arkansas_Lowp_syjq 10195466 01 Low-Top Sneakers, Navy - Havaianas Top Mix Sandal - , LYZGF Men Youth Summer Casual Leather Sandals Fashion Beach Slippers - sUw - Steelite Ultra Workwear Safety Shoe S1P - , Men s PRATIK Atlantic loafer/best driving shoes in Blue and Tan Leather - , Men s Summer Walking Sandals Men s Shoes Leather Spring Summer Comfort Sandals Walking Shoes Rivet for Casual... - Nike Mens 717140_Herren Football - Kickers Men’s Kwamie Lo Mocc Derbys - , New Balance Mens Nm288ccd - , Hush Puppies Men’s Volley Victory Derbys - TQGOLD Men s Snow Boots Winter Outdoor Waterproof Fur Lined Ankle Lace-Up Casual Shoes - , Birkenstock Unisex Adults’ Arizona Open Toe Sandals - Melvin & Hamilton Oskar 29 Men s Derby Lace-Ups Brown - , Kenneth Cole-DESIGN 20015-BLACK Size 8 - ,
FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee - poyigut.site Base London Tablet Leather Hi Top Trainers Bordo 6-12 UK - , Lonsdale Men Benn Snr 40 White/Navy UK 7 - Puma Men’s Basket Classic Soft Sneaker, Grey Olive Night , Geox Men’s U Damocle a Derbys Grey , Quiksilver Men’s Java Wordmark Beach and Pool Shoes Black (Black/Blue/Black Xkbk) Asics Aaron Chaussures - Reef Men s Phantom Player flip flop - , Geox Baby Girls’ B Verred C Sandals - , Reebok Men’s Speedlux 3.0 Running Shoes, Grey/Black, EU - adidas Men’s Ace 17.4 Sala Football Boots Green, Black, White, Gum Ipanema Classic Brasil II blue/navy - Ruanyi Leather Oxford Shoes Men, PU Leather Simple Design Soft Sole Flats Comfortable Dress Shoe for Gentlemen - , Lois Men Boots Jeans 84517 23 Marron - , adidas Jake Blauvelt Boot, Men’s Skateboarding - XUJW-SHOES, Men s PU Leather Shoes Crocodile Skin Texture Upper Lace up Breathable Business Lined Oxfords - Shepherd Slippers Sheepskin Bootie Oiled Antique Anton - Trainers YIXINY 19191 Spring And Autumn New Korean Version Round Head Men s Sports Casual Shoes (Color : White... - Nike Air Max 90 Essential Mens Trainers Beige (Desert Sand/Sand-white 087) The light of the single shoe_NEW field for the high-heel shoes autumn retro light-heavy with Pink DHFUD Spring Martin Boots Men British High Shoes Tip Men s Boots in The Tube Zipper Men s Boots - , New Black Unisex Mens Ladies Horse Riding Yard Waterproof Stable Walking Rain Snow Winter Ski Wellies Wellington Wellys Warm Farm Mucker Boots All Sizes UK 4-11 Navy Mens Oxford Leather Casual Shoes Slip-On Flats Soft Bottom Business Work Driving Black Brown Handmade Black , Cystyle Men’s Brogue Yellow TOMS Men’s Linen Rope Sole Alpargata ESP Espadrilles Toffee Chambray Mix Minitoo Men s Cap-Toe Lightweight Casual Spring/Summer Loafers Black , LVZAIXI Shoes Men s Shoes Nubuck Fall Winter Comfort Formal Shoes Lace-up For Wedding Casual Party & Evening Office & Career Brown Cozy ( Size : EU43/UK9/CN44 ) - , Flip flops summer antiskid beach shoes for men yellow Red Tape Men’s Foxhill Desert Boots Blue (Navy Suede) Hudson Houghton 3, Men’s Chukka Boots Grey (Grey) , Teamwork Unisex Safety Uniform Set lemon tree , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

FIND Eyelets Men s s Boots for B01MU2YHBM Hiking with Lace-up Eyelets - 6fa23ee - poyigut.site

More Posts for Baby Boomer Info