FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81

[Continue Reading…]

FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81 FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Savage Island Leather Side Zip Army Patrol Tactical Action Combat Boots Black Samuel Windsor Men s Handmade Goodyear Welted Italian Leather & Suede Chelsea Boot in Black, Brown, Navy & Sand Brown Converse Unisex Chuck Taylor Classic Hi Sneaker Beige (Unbleached White) , Harley Davidson Men ABERCORN BLACK 7 M Black LSQ Park Men s Three Eyelet Chukka Boot Chocolate Goodyear Stream Wellington Firetrap Rhino Mens Boots Brown/Brown Converse Unisex Chuck Taylor Classic Hi Sneaker White (Optical White) Mens Leather Slip On Chelsea Boots Cowboy Style Square Toe Ankle Shoes HLG07REL Black VITAL Value, PVC Non-Safety Wellington, 04 UK 37 EU, Green/Black Dark Green Timberland Larchmont, Men s Oxford Brown (Brown) Tretorn Bo Winter, Men’s Warm-Lined Short-Shaft Boots and Bootees Black - Schwarz (Black 010) Santimon Mens Boots High Top Leather Platform Lace up Hiking Shoes White Catesby Mens Pull On Dealer Chelsea Leather Brogues Boots - , Mens Work Boots, Mens Safety Boots, GR77 Steel Toe Cap Boot by Groundwork Honey , DeWALT Men s Rigger Safety Boots Brown DWF-50071-121-10 10 UK Brown Dr. Martens Newton - Grey - Kaya & Canvas Boots , Red Tape Men’s Wexford Chukka Boots Black (Black) Hudson Mens Angus Boots Black (Black) , Chippewa Men s Boots Black Whirlwind , Geox U Mattias B ABX A, Men s Chukka Boots Braun (Lt Brownc6002) , Dickies Men s Fort Worth Boots Beige Groundwork Gr66, Unisex Adults Safety Boots Black (Black) Dachstein Winter Boot Men Dach -Steiner Shoes Black , SK Studio Men s Winter Waterproof Leather Boots Navy , Ted Baker Men’s Cassiuss 4 Brogues, Brown, Various Black Timberland Larchmont, Men s Oxford Brown (Brown) , HH1611heise38-jiarong EnllerviiD Men s Round toe Rubber Sole Outside Work Boots High Top Industrial Construction Shoes Black 41 - Kappa Tennesee Lt Brown Almond LT BROWN ALMOND
FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81 - poyigut.site Elwow Men s Outdoor Sports Casual Running Walking Jogging Gym Footwear Trainers Shoes Sneakers - Minibel Maelya, Girls’ Open-Toe Pumps - Grafters Sherman Combat Type Safety Boot Size 09 - , adidas Men’s NMD_r1 Gymnastics Shoes, Arancione - Converse Chuck Taylor All Star, Unisex-Adult s Sneakers Black Mono , KR Strikeforce Mens Raptor Performance Bowling Shoes- Right Hand - Hoka One One Tracer 2 Citrus Cyan - Merrell Jungle Moc, Men s Mules Grey (Gunsmoke) Moonwalker Men s Genuine Leather Slip-on Penny Loafers - Zhuhaixmy Unisex Beach Slip On Shoes Breathable Non-slip Sandals Flat Slippers Soft Sole - , Rieker Men’s 21045 Mules, Black - Mens Boys Micro Suede Mesh Lace Up Air Turbine Trainers Joggers Running Shoes Black Size 3-12 - , Geox Boys’ J Android a Open Toe Sandals - adidas Men’s Ace 17.2 Fg Footbal Shoes Multicolor (Ftwr White/Solar Yellow/Core Black) , Alessandro Dell Acqua Men s Tassel Loafer - Mustang Men s Large Sneaker Tainer Low Shoe Big Shoes, Größe:49 - Izas Men s Hount Hiking Shoes - MusicDJPatternPrintedUnisexFlipFlops,Small - ExtremeHuntingFunnyPrintedUnisexFlipFlops,Small - Diesel Men’s SKB S-Kby-Sneakers Y01534 Trainers, White Multicolor Tropical Sea , Nike Men’s Jordan Flight Origin 4 Basketball Shoes Red (Gym Red/Black 601) Minitoo Boy s Men s Mesh Breathable Slip-on Comfortable Loafers Brown , Mephisto Men s Loafer Flats Black , FIND Men’s Heritage Brogues Black Cover Plus 3 Color New Fashion Genuine Leather Mens Formal Dress Lace Up Oxford Shoes Wine Red , Maybury Men s Colton Suede Slip ONS Paredes SP5021 NE45 Safety shoes Coltan S3, Size 10.5, black/blue - , Vans Unisex Adults’ Classic Slip-on Canvas Trainers Navy , Josef Seibel Max Men Clogs, Genuine Leather Men s Shoes Black , Frye Prison Boot, Men’s Boots Dark Brown Soft Vintage Leather - 84154 Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

FLARUT Shoes Winter Boots Snow Boots Warm or Faux-Fur Lined B07CG8SLGT Waterproof Anti-Slip Warm Fashion Casual Outdoor Shoes For Men or Women Black-a 08b7b81 - poyigut.site

More Posts for Baby Boomer Info