O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391

[Continue Reading…]

O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391 O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Rockport Men s City Smart Wingtip Shoes Black Leather , Henley Comfort Men Black Leather Brogues , Geox Men’s Uomo Symbol a Oxfords, Black Brown (Dk Coffee) , Bugatti Men’s 311374011100 Derbys, Brown Brown (Cognac) Lloyd Men’s Hugh Derbys Brown (Brandy/Pacific 3) Bugatti Men’s 311193061110 Derbys Brown (Cognac/Blue 6340) Poplover Men s Suede Leather Flats Casual Lace Up Shoes Black , yalanshop Ultra-high with short boots new ultra-high with short boots fine with the thin and versatile boots fashion tips women Khaki , Dr. Martens Unisex 1461 Black Classic Boots Black (Black Dm10085001 11837002) Hush Puppies Men’s Volley Victory Derbys Brown Sioux NATHALIS, Men’s Derby Brown (Mocca) Skechers USA Men s Palen Gadon Oxford Navy , Icegrey Men s Leather Shoes Lace Up Brogue Wing Tip Oxfords Black Black , Lloyd Denton, Men’s Derby Brown (Midnight/Jeans/Grey) Clarks Men s Lander Cap Sneaker Blue Combo Elevator Shoes With Invisible Insole, height Increasing Shoes For Men. Be Taller 2.75 inches/7 cm. Model Basilea Black , S.Oliver Mens Suede Leather Lace Up Formal Shoes Blue , DeLamode Men Formal Business Wear Leather Net shoelace Bright Cover Schuhe Black London Brogues Jamie Mens Oxford/Brogue Shoes Tan/Navy Josef Seibel Schuhfabrik GmbH Willow 05, Men’s Casual Nero (Schwarz (Schwarz/Foscia 613)) , S.Oliver Mens Suede Leather Lace Up Formal Shoes Blue , El Ganso Men’s M Zapato Ante Oxfords Brown (Brown) , Rossellini Azzura Derby Formal Casual Suede Leather Lined Wedding Lace up Shoes Brown , Ted Baker Mens Hann 2 Derby Brogue Shoes Brown (Brown) , Ted Baker Mens Hann 2 Derby Brogue Shoes Brown (Tan) , Lloyd Men’s Floyd Derbys Black (Schwarz) Timberland Adventure 2.0 Alpine Oxford Xianshu Retro Brogue Ankle Boots Casual Laces Up Shoes Coffee Single Botia Men Sneakers Beathable Mesh Shoes Lace up Sock Shoes Loafers Black ,
O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391 - poyigut.site PUMA Men s Suede Leadcat Sport Sandals (8 D(M) US, Castor Gray Team Gold) - , Gaastra Men’s Pilot Ii Lf M Moccasins - , Shenduo Men s Suede Leather Sneakers Lace up Espadrilles Flat Shoes D7366 - Converse Unisex Adults’ Lifestyle Star Player Ox Textile Fitness Shoes, Gris Grey (Mouse/White/White 050) Geox Men’s U Box D Low-Top Sneakers, Brown Grey (Taupe/Anthracite) Dek Superlight Mens Jupiter Memory Foam Lace up Trainers Black Adidas Men s Matchcourt Skate Shoe Collegiate Navy/Medium Solid Grey/Gum New Balance Men’s 996 Leather Trainers Red (Red/Wine) Fly London Men’s Bato835fly Low-Top Sneakers Black (Black) Tod s Men s XXM0VH0Y320D9CS801 Brown Leather Loafers - , fankou The half-dragged men s sandals summer breathable Baotou hole hole shoes beach shoes beach shoes, playing... - , Under Armour Mens Men s Street Encounter IV Street Encounter IV - Mens Safety Work Boots / Brown Waxy Leather Dealer Steel Toe Cap Slip On Grafter - Ted Baker Mens Hann 2 Derby Brogue Shoes - Timberland Men’s Euro Sprint Hiker Ankle Boots - , Under Armour Men’s Ua Micro G Pursuit Competition Running Shoes, Black - Merrell Men Watepro Maipo Low Rise Hiking Shoes Black (Black) Senbore Men s Running Lightweight Athletic Trainers Lace-Up Gym Casual Sport Shoes Black-3 DHFUD Spring Daddy Shoes British Breathable Casual Shoes - Van Lier Men s 6006 Schw Loafer Flats - , Palladium Unisex-Adult Mono Chrome High-Tops - , Nike Air Max 90 Essential Mens Trainers Green (Cargo Khaki/Light Bone-dark Stucco-black 309) Dilize Men s Smart Leather Oxford Formal Derby Shoes Burgundy , Men s Oxford Formal Business Lace up Leather Shoes for Men Smart Black Brown Wedding Office Work Light brown , New Balance M1260v7 Running Shoes (2E Width) - AW17-8.5 - , Hush Puppies Men’s Volley Victory Derbys Brown (Dark Tan) Pikolinos Men’s Linares M2g_v17 Loafers Blue (Nautic) Skechers USA Men s Pelem Emiro Flip Flop Grey (Charcoal) Summer beach shoes, men s slippers, toe flip flops, student sandals, non slip slippers green , Converse Unisex-Adult Chuck Taylor All Star Core Ox Trainers White (White Mono) Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

O&N Men Shoes s Leather Business Modern Lace Up Leather Line Oxford Dress Shoes Business Casual Shoes Yellow 448a391 - poyigut.site

More Posts for Baby Boomer Info