Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9

[Continue Reading…]

Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9 Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Sunny&Baby Men s Business Shoes Smooth Splice Matte PU Leather Lace up Breathable Lined Oxfords Abrasion Resistant - , Wilson Unisex Kids’ Stroke Jr Tennis Shoes - XIE Spring Summer Men s Sole Cowhide Business Dress Shoes Leather Casual Feet Men s Shoes Shoes 38-43 - Rubber soled sandals, Rome Vietnamese beach shoes, men and women shoes - , Tod s Men s MCBI293226O Blue Leather Loafers - , G.H. Bass Weejuns Larson Pull up Mid Brown Leather 12 - Converse Men s Chuck Taylor All Star Hi Sneaker 8.5 Red - MOMA! Men s Shoes 68701-R2 Pelle Crosta Brown T Moro Vintage Made in Italy New - , originals samba super suede trainers - , New Balance Men s Classic Thong Sandal - , Dearfoams MFS Moc W Whipstitch (80240), Men’s MFS Moc with Whipstitch - adidas Men’s Zx Flux Trainers - , JACKBAGGIO Men s Athletic Flyknit Lightweight Steel Toe Walking Safety Sneaker 8828 - Dunlop ACIFORT RIBBED Mens SB P FO SRA Wellington Safety Boots Black - Cofra 55020-000.W46 Size 46 S3 CI SRC Lomi Safety Shoes - Brown - Gant Men’s Breeze Flip Flops - PeppeShoes Modello Kone - Handmade Italian Leather Mens Brown Ankle Chelsea Boots - Cowhide Smooth Leather - Slip-On - U Group Safety Shoes S1 SRC Work Shoes Nurse Shoes Flat White B-Stock - , Style Black | Formal Dress Shoes for Men Wedding Oxford Mens Derby Unique Lace-ups Colorful Designer Brogues - , adidas Men’s Cloudfoam Advantage Low-Top Sneakers - Made In Italia SandalsWomenBrown36 - Roxy Baby Girls’ Tw Tahiti Vi Sandals - Tibet GTX Schuhe - , MENS ROCAWEAR CASUAL LIGHTWEIGHT LACE UP FORMAL OFFICE SHOE GREY SIZE UK 6-12 - , Mee Fun Men s Outside Slip On Sandals - , Karrimor Mens Sydney Sandals Strap Quick Lacing - , CHENYANG Men Casual Comfortable Sandals Breathable Ankle Strap Beach Shoes Sandals - The bare-colored high heels with thin pale mouth single shoes spring and summer wild tip banquet, beige (8.5cm... - , Red Tape Eaton Leather Brogue Mens double monk strap brogue buckle formal shoes -
Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9 - poyigut.site Barrett 181U003 Boat Shoes Men - Horseware Synthetic Leather Long Riding Boots - Furylite In Dark Sage/silvery Green By Reebok - , Grunland CB7033 ROBI Ciabatta Uomo P. KAKI 47 - Red Tape Campton Shoes Tan - , Rossellini Mens Gentleman Slip On Heavy Stitched Black Loafer Shoes Leather Lined Party Footwear - , Goor Mens Centre Seam Tab Leather Quarter Lining Shoes - STEELEMENT Mens Canvas Lightweight Slip-On Loafers Shoes - Lukpol Genuine Buffalo Leather Mens Comfortable Orthopedic Sandals Model-803/1 - , Rieker Men’s Lace-Up Flats - Bugatti Men’s 321336303269 Classic Boots - , Air Tech Mens New Lace Up Casual Gym Running Jogger Trainers Shoes Size 7-12 - , Zaza BunniesPatternPrintingUnisexFlipFlops,Medium - Vans Ua Sk8-hi, Unisex Adults’ Lace up Shoes - , Lundeberg Men´s walking shoes Malmö - , Hi-Tec Magnum Strike Force 8.0 SZ WP Waterproof Security Paintball Amourgel Michelin - Lloyd Men s Lace-Up Flats - , Kenneth Cole Men’s Brand Stand Low-Top Sneakers Brown yalanshop Sandali, suole estive, suole spesse, scarpe sportive, muffin Thirty-six , Nonbrand Men s faux Leather Driving New Slip On Fashion Loafer Casual Shoes Black , Men s slippers, foot flip flops, casual summer sandals, summer beach sandals, men s sandals Bright Red Grunland CI2237 LECY CIABATTA UOMO S. Blu Kamik Kids Seaturtle Blue/Red Havaianas Flip Flops Men/Women Brasil Turquoise (Turquoise 0212) Ladies Nautical Leather Smart Loafer Tassel Moccasin Flat Slip On Comfort Shoe Size 3-8 Gun Metal , Sheba 625 nmce Sandalwood Microfibre White NM S2 SRC, white, 625NMCE - , Rockport Charles Road Pt, Men’s Boots Black , DeWALT Men s Rigger Safety Boots Brown DWF-50071-121-10 10 UK Brown Grafters Boots Sherman 6 inch M870A Black , Roamer Mens Leather Suede Classic Retro Desert Lace Up Ankle Boots Shoes Size Brown Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Majo Base Work S3 Boots Work Metal Free Safety Shoe - S3 SRC Unisex - 15259b9 - poyigut.site

More Posts for Baby Boomer Info