Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa

[Continue Reading…]

Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
CHNHIRA Spring Summer Men s Breathable Sailing Up Beach Water Shoes Quick Dry Aqua Trainers - , Men Casual Chelsea Boots Winter New Leather Shoes Fur Lined Brogue British Side Zipper Short Boots - , New Balance Men s MW928V2 Walking Shoe, Black, 7.5 6E UK - Meijili Men s Suede Slip-on Loafer Casual Flats Driving Shoes - , Gumbies Islander Men s Canvas Flip-Flops, Navy Rope, 6 UK - Umbro Men’s Velocita III Premier Hg Football Boots - Mens H by Husdon Cruise Lace up Suede Smart Work Casual Chukka Boots - , Guess Men’s Trotta Sneaker - WALK-LEADER Men s Winter Lace-up Leather Waterproof Snow Shoes With Fur Lining Ankle Boots - , FB Fashion Boots Men’s Jax Chukka Boots - Bruetting Sines, Men’s Low-Top Sneakers - , Coolers Wetlands Men s Garden Beach Yard Mule EVA Clog Shoe Sizes 7 - 12 - keephen Summer Men s Mesh Breathable Walking Loafers, Mesh Casual Shoes - , xueyan& Men s Sandals Leather beach shoes, black 1717, 45 - Demonia Neptune-310UV - UV-reactive cyber gothic punk industrial platform boots shoes 3,5-11 - Romika Yukon 02, Men’s Snow Boots - fankou the summer of men s wear men s slippers non-slip summer beach shoes fashion casual sandals men and,41,B... - , fankou Men s Shoes Summer sandals men and drag-and-drop personality tide outdoor beach sandals non-slip by field... - , Haflinger Gzl Leather Trim Grizzly - , PUMA Select Men s Clyde Sneakers, White/Black/Gold, 10 D(M) US - , Men s Summer Walking Sandals Men s Shoes Leather Spring Summer Light Soles Comfort Sandals Walking Shoes Magic... - Ben Sherman Men’s Tribeca Derbys - , DULEE Unisex Clogs Hollow Out Sandals Slippers Beach Shoes,Grey 46 - Dek Men s Eyelet Leather Boat Leather Deck Shoes - , Men s Genuine Leather Oxford Pointed Toe Derby Business Lace-ups Classic Vintage Brogue Wedding Party Bar Uniform... - , Puma Men’s Evoimpact 5.3 Fitness Shoes, Red/White/Black - , Kickers Baby Girls’ Gifox Sandals - Boxfresh Men’s Esb Trainers - , Ocra Unisex Babies’ 334v Trainers -
Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa - poyigut.site Adidas nitrocharge 1.0 FG M18429 Mens Football boots / Soccer cleats Black, - schwarz / orange, 8.5 UK - , Mizuno Wave Hayate Trail Running Shoes - Rock Fall Vixen VX550 Diamond Ladies Slip-On Safety Court Shoes With Midsole - VX550 - Black - , Wilson Junior Stroke Jr Tennis Shoes - , Yao Leather Beach Slippers,Beach Fisherman Slippers Adjustable Belt Non-Slip Soft Flat Closed Toe Sandals Shoes... - Loud Look Mens Running Trainers Mens Flat Fitness Gym Sports Comfy Lace up Shoes Size 6-11 Navy adidas Men’s Cloudfoam Ultimate Bball Hi-Top Trainers Red (Hirere/Cblack/Ftwwht Hirere/Cblack/Ftwwht) Levi s Men’s Clear Low-Top Sneakers, Regular Black Black (Noir Regular Black) adidas Women’s Energy Boost W Running Shoes, Pink, 9 UK - Crocs Unisex Adults’ Bistro Clogs - , Bugatti Men’s F13461g Desert Boots - , Asics Women’s Patriot 9 Running Shoes Blue (Indigo Blue/Silver/Flash Coral 4993) , Nike Men’s Free Rn 2017 Competition Running Shoes Black (Black/White-dark Grey-anthracite 001) , CFP 8328 Mens Slip On Loafers Flat Sailing Yacht Driving Bussiness Leather Sneakers Blue UK Size 6.5 - Tod s Suede Classic Loafers Blu Uomo - , Diadora Unisex Adults’ K_Run Gymnastics Shoes - , fankou The gentlemen that the slippers sandals men s shoes summer beach shoes tide of anti-skid cool drag and... - , Matchmakers Caldene Westfield Wellington - Salvatore Ferragamo Loafers Men - (GRANPRIX0642820) UK - , AKU Bellamont Plus 500, Unisex Adults’ Outdoor Cross Trainers - Nike Dual Fusion X (Gs), Girls’ Running Black / Red / Green / Blue (Black / Pink Pow-volt-photo Blue) Rockport Men s Ellingwood Leather Oxford Red (Ellingwood Oxblood) , Clarks Men s Cotrell Step Slip-on Loafer Brown Oily Men s Oxford Casual Loafers Leather Lace-up Handmade Breathable Fashion Slip on Flats Black Brown Driving Shoes Dark Brown Skechers USA Men s Palen Gadon Oxford Navy , Birkenstock Arizona, Unisex-Adults Sandals Blue , [Present:small towel]JUNGLEST® High Quality USB Charging LED Lighted Luminous for Unisex Couple Casual Sport Shoes Sneakers 7 color USB rechargeable LED c44 Grunland CI2213 ORMI Ciabatta Uomo S. Blu CFP 1268 Mens Fashionable Sandals Leather Athletic Casual Comfy Beach Breathablels Brown , A&H Footwear Mens Steel Toe Cap Leather Lace Up Protective Shock Absorb Industrial Safety Padded Ankle Boots Shoes UK Sizes 6-12 Black , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Janly Woman Shoes Summer Shoes, Male Men Colorful Fashion Colorful Letters - Flip Flops Flat Slides Male Slippers Home Beach Sandals - 4cc60aa - poyigut.site

More Posts for Baby Boomer Info