Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459

[Continue Reading…]

Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459 Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Asics Men’s Gel-Kayano 24 Running Shoes Black (Black / Green Gecko / Phantom) , Nike Men’s Air Max Zero Essential Trainers, Black Black (Black Black Black) OneMix Mens Trainers Casual Sports Running Shoes Lightweight Breathable Sneakers Red , Skechers Flex Advantage 2.0, Men Outdoor Multisport Shoes Black (Black) Nike Men’s Lunarglide 9 Running Shoes Blue (Hyper Cobalt/Blue Tint/Photo B 405) adidas Men’s Ultraboost Running Shoes, Weiß/Hellgrau Black (Core Black/Dark Grey) , Ax Boxing Mens Trainers Shoes Multisport Mesh Running Walking Gym Shoe Sport Sneakers Blue-04 adidas Men’s Duramo 7.1 M Running Shoes Multicoloured (Gris / Amarillo / Rojo (Amabri / Hiemet / Rojimp) ZOCAVIA Men Trainers and Women Trainers Gym Shoes Lightweight Running Sports Shoes Black 2 Under Armour Men’s Ua Rapid Running Shoes Black (Black/ Black/ Anthracite (004) 004) , Asics Men’s Gel-Nimbus 20 Running Shoes Black (Black/White/Carbon 9001) adidas Men’s Ultraboost Running Shoes, Weiß/Hellgrau Grey (Griper/Griper/Cartra) Under Armour Men’s Ua Remix Running Shoes, Black Black (Black 001) Asics Gel-Contend 4, Men’s Runnning/Training Shoes Grey (Carbon/Silver/Shocking Orange 9793) , Puma Unisex Adults’ Ignite Evoknit Multisport Outdoor Shoes, Black Grau (Quarry-asphalt-lapis Blue) , Asics Men’s Gel-Cumulus 19 Running Shoes Red (Priemel Red/Black/Silver) , Brooks Men’s Adrenaline GTS 18 Running Shoes Black (Black/Silver/White 1d091) , adidas Gazelle OG, Men s Trainers Blue Ax Boxing Mens Trainers Shoes Multisport Mesh Running Walking Gym Shoe Sport Sneakers Black-05 , Senbore Men s Running Lightweight Athletic Trainers Lace-Up Gym Casual Sport Shoes Grey-4 Brooks Men’s Adrenaline GTS 18 Running Shoes Blue (Blue/Black/Orange 1d420) , TQGOLD Mens Womens Trainers Running Shoes Sports Lightweight Air Cushion Walking Fitness Athletic Sneakers Red , Nike Men’s Air Zoom Pegasus 34 Running Shoes, White/Blue Verde (Sequoia/Black/Dark Stucco/Volt 302) , OneMix Mens Trainers Casual Sports Running Shoes Lightweight Breathable Sneakers Blue Asics Men’s Gel-Kayano 24 Running Shoes Blue (Smoke Blue/Smoke Blue/Dark Blue 5656) Nike Men’s Air Max Zero Essential Trainers, Black Team Red White Wolf Grey 602 Senbore Men s Running Lightweight Athletic Trainers Lace-Up Gym Casual Sport Shoes Red-6 Nike Men’s Revolution 3 Running Shoes, Black/Metallic Dark Grey-Anthracite Black (Black/Metallic Dark Grey/Anthracite) Nike Men’s Free Rn 2017 Competition Running Shoes Black (Black/Anthracite-dark Grey Cool Grey 003)
Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459 - poyigut.site Safety Shoes Beta 7212 FG Leather Suede Perforated Insert Topper - Nike Men s Son of Force Footwear - , MENS GRAFTERS BROWN LEATHER WIDE FITTING CHELSEA DEALER SAFETY BOOTS M9509B (UK12) - , OneMix Men s Air Cushion Comfort Running Shoes Lightweight Sport Sneakers Black Asics Men’s Gel-Respector Low-Top Sneakers - New Balance Men’s Mt910v4 Running Shoes - , RDJM Men s Leather Sandals Non Slip Summer Beach Slippers Large Size Extra Wide Platform Thong Sandals - , Diadora Unisex Adults B. Elite Low-Top Sneakers Black (Nero) Men s Sandals Men s Leather Beach Shoes Summer Leather Sandals Slippers Middle-Aged Daddy Men s Shoes - , Zanzara Mens Callow - Redfoot Jay Brown & Stone - , LYZGF Men Youth Business Casual Fashion Baotou Lazy Leather Shoes - Lincoln Navy Suede - Size 8 UK - , Original Penguins Men’s Pier Open Toe Sandals - Ejendals 9538-46 Size 46" Jalas 9538 Exalter Easyroll Safety Shoe - Black/Grey/Green - , DULEE Unisex Clogs Hollow Out Sandals Slippers Beach Shoes,Red 43 - , SYYAN Men s Beach Leather Breathable Non-slip Handmade Sandals Brown Black - , yalanshop The summer terrace and slotted strap high-heel shoes spell color with thin high-heeled sandals,39, wild... - , Edward Mens Formal Lace Up Shoes - , Amblers FS220 Waterproof Safety Boots Size 7 - NBWE Men s Peas Shoes Soft Soles Men s Leather Shoes Loafers Shoes Casual Business Shoes Black , Kenneth Cole Men’s Brand Stand Low-Top Sneakers Brown , El Naturalista Men’s N212 Soft Grain Black/Meteo Derby Black (Black N01) , Dilize Men s Multi Strap Summer Sandals Beach Slipper White FRETZ men Locarno, Men’s Derby Lace-up Schwarz (Noir) , MENS HOLMAN SAFETY STEEL TOECAP LIGHTWEIGHT LACE UP WORK SHOE TRAINER Black / grey , KOALA BAY Men s Thong Sandals Brown , Hush Puppies Men’s Spencer Chukka Boots Brown (Brown) , Dickies Men s Vanquish Health Care & Food Service Shoe Black , GRRONG Men s Business Dress Shoes Gentleman Derby Shoes Leather Popular Black , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Asics Men’s Men’s Gel-Pulse 9 Blue Competition Running Shoes Blue (Dark Shoes Blue/Shocking Orange/Victoria Blue 4930) 8755459 - poyigut.site

More Posts for Baby Boomer Info