KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39

[Continue Reading…]

KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39 KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Roxy Baby Girls’ Tw Tahiti Vi Sandals - Tibet GTX Schuhe - MENS ROCAWEAR CASUAL LIGHTWEIGHT LACE UP FORMAL OFFICE SHOE GREY SIZE UK 6-12 - , Mee Fun Men s Outside Slip On Sandals - , Karrimor Mens Sydney Sandals Strap Quick Lacing - , CHENYANG Men Casual Comfortable Sandals Breathable Ankle Strap Beach Shoes Sandals - The bare-colored high heels with thin pale mouth single shoes spring and summer wild tip banquet, beige (8.5cm... - , Red Tape Eaton Leather Brogue Mens double monk strap brogue buckle formal shoes - Men s Clarks Formal Lace Up Shoes Swinley Lace - Clarks Trace Seam Oiled Suede Boots in Brick Red - , Hummel Hummel Deuce Court Sport Lo, Unisex Adults Low-Top Sneakers - , CFP 8005 Mens Comfortable Black Loafers Stylish Casual Eminent Slip-on Moccasins Driving Sneakers Black UK Size... - , Protest Seychelles Slaps True Black – 45 - Silver Street London 12362 Oxford Mens Black Leather Brogues - Outdoor Men Wading Sandals Beach Shoes Multi-color Multi-size - La Valenciana Men s Boat Shoes - , FIND Men’s Suede Derby Shoes - Unze Mens ‘Boanna’ Formal Dress Shoes - Men Camouflage Hiking Shoes Outdoor Desert Tactical Boots High Rise Breathable Boots - +Billete Men s Suede Slip-on Loafer - Marc O Polo Men s Boots Brown brown - , Skechers Vorlez - Conven, Men s Low-Top Sneakers - CFP 8821 Mens Loafers Leisure Comfy Trendy Dress Party Slip On Driving Bussiness Leather Sneakers Orange UK Size 6 - , Emerica The Reynolds Low Vulc, Men s Technical Skateboarding Shoes - , FIND Men’s Chelsea Boots - , Vans U Authentic Decon Scotchgard, Unisex Adults’ Low-Top Sneakers - , Light shoes adult luminous shoes usb rechargeable light up trainers shoes men shoes QLVY - , Optimum Rift Eclipse Lace Up Boot - , Mens Waterproof Anti-Slip workwear Black Steel Toe Caps Safety Wellington Boots -
KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39 - poyigut.site Lacoste Men’s Dual 317 1 Bass Trainers - , BigTree Womens Ladies Shoe Tree Stretcher Wooden Shaper Set Of 2 Lengthen and Widen3-8 for Women - Hugo Boss Black Mens Driver_Mocc_sdhw Chestnut Moccasin Suede Driver Shoe - Birkenstock from Alpro-Foam complete in Green Antistatic - , Milwaukee Leather Men s 6" Waterproof Lace to Toe Boot with Steel Toe(Black, 8.5W), 1 Pack - , adidas Men’s Zx Flux NPS Trainers Grey / Blue , Diadora N9000 NYL Ii, Men’s Flatform Pumps Nero (Nero/Rosso Ferrari Italia) , Pikolinos Men s M2a-6051 Arcilla Loafer Flats - Keen Daytona, Men’s Sporty Sandals - CHENGXIAOXUAN Men s Flip-Flops Flip-Flops Summer Fashion Wear Men s Casual Sandals Non-Slip Topper Webbing Slippery... - New Men Classic Snow Boots 2017 Winter New Plus Velvet Warm Cotton Side Zipper Comfortable Ankle Boots eu size - , New Balance Men’s Ml840v1 Trainers - Elten 727301-45 Size 45 ESD S1 Type 1" Sammy Safety Sandal - Multi-Colour - , Under Armour Men’s Ua Magnetico Select Fg Football Boots - , adidas Men’s Cf Advantage Cl Gymnastics Shoes - adidas Men’s Duramo 7.1 M Running Shoes Multicoloured (Gris / Amarillo / Rojo (Amabri / Hiemet / Rojimp) , Clarks Jacala Mag 26123866 Mens Sandals - , Roxy Ailani - Sandals for Women ARJL200624 - , Birkenstock Madrid, Unisex-Adults Sandals - , adidas Men’s X 17.2 Fg Footbal Shoes Black (Cblack/Cblack/Supcya Cblack/Cblack/Supcya) , Tommy Hilfiger Men’s P2285aulie 7b Trainers - , Hibote Men s Flip Flops, Summer Sandals Men Casual Slippers Leather Flip-Flops Outdoor Beach Holiday Flat Slip... - , Men s Summer Walking Sandals Men s Shoes Leather Spring Summer Light Soles Comfort Sandals Walking Shoes Rivet... - Cofra 55180-000.W41 Size 41" Esalen S3 CI SRC Safety Shoes - Brown - , Gordon & Bros Men s Chukka Boots Cognac H Sebago Men’s Smyth Wing Tip Oxfords Black Leather , Exclusif Paris Men s Loafer Flats Red , Dilize Men s Close-Toe Adjustable Vecro Closure Leather Sandals Deep Brown Men s sandals, summer leather, thick soles, fashionable toes, beach shoes, Velcro, casual Rome sandals, men s tides Black camouflage , Cushe UM00683B, Men s Low-Top Slippers Brown , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

KOALA BAY 46 Men s Sandals Thong Sandals Brown Brown - 77d3c39 - poyigut.site

More Posts for Baby Boomer Info