New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c

[Continue Reading…]

New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
ALBERTO FASCIANI Men s TORRES44004 Brown Leather Loafers - Sebaga Docksides, Men’s Docksides - Lacoste Fairlead 317 2 Black White Leather Mens Trainers Shoes - , D. Franklin Gvk18000, Unisex Adults Low-Top Sneakers, Multicolour (Rojo/Negro), 8 UK (42 EU) - , Diadora Camaro, Men’s Low-Top, (Blue Depths/Blue Ice), 4.5 UK (37 EU) - Tommy Hilfiger Mallorca, Men’s Mallorca - Easy Go Shopping Leather Shoes, Men s Leather Shoes Punk Style Shoes Smooth PU Leather Prom Loafer Lace up Breathable... - Puma Mens R698 Grid Trainers in Brown - , MENS VELCRO CASUAL LIGHTWEIGHT SHOES BROWN - Jamos Men’s Classic Lace-Up Half Shoe - CAFèNOIR Mocassino Blu KTF632 - , Bugatti Gallo T31171, Gallo Madras Genesis; Softgel Insole - Nike Men’s Tiempox Ligera Iv Ic Football Boots, Black/White-Black - , Softwalk Blue and Beige Leather Slip-On Casual Sandal - Martin boots street the Martin boots boots Round Head Front Zipper thick with pure color, the red rear zipper... - , Fluchos Men039;s Loafers, Colour Black, Brand, Model Men039;s Loafers 7580 Black - , Sanuk Mens Yew-Knit Loafer - ZAPATILLA ASICS D5K1L-0005 GSM WHITE - Mens 11 inch Leather Pull On Western Harness Cowboy Biker Boots Size 11 (EU45) - Skechers Men’s 51509 Moccasins - Adidas Mungo QD 2.0 Mens Training Slide - Town & Country WFW504 EVA Cloggies Green - , Crafeel Leather Flip Flops Summer Slippers Sandals for Women Men - , Nike Men’s Tiempo Ligera Iv Ag-Pro Football Boots, Black (Black/White/Black/Metallic Vivid Gold), 7 UK - Mens Cold Weather Outdoor Boots Waterproof Non-slip Winter Snow Mid-Calf Shoes By ABDVOOD (UK8 / 42EU / 10.24inches... - , Shenduo Men s Suede Leather Sneakers Lace up Espadrilles Flat Shoes D7366 - BECKETT CORP. Beckett Mens Brown Touch Fasten Casual Shoe - adidas ZX Flux, Men s Running Shoes - , Sperry Men s Cloud S/o Knit Textile Loafers - ,
New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c - poyigut.site OPP Men Casual Leather Shoes Slip-On Loafer Shoes - , DVS Men s Aversa Skateboarding Shoe - , Born Rich Men s Onyx Shoe Black , Vans Authentic, Unisex Adults Low-Top Sneaker Blue (Twilight Blue/True White) , Nike Boys’ Court Borough Mid (TDV) Gymnastics Shoes - , Nike Men’s Air Force 1 Mid 07 Hi-Top Slippers White , Etnies Men’s Barrage Sc Skate Shoe, Black Black Black Black/Gum , Rossellini Mens Gentleman Slip On Heavy Stitched Black Loafer Shoes Leather Lined Party Footwear - , FOBEY Mens Fashion Outdoor Mountaineering Leather Shoes Slip-On Formal Shoes.In Black and Brown - DULEE Unisex Clogs Hollow Out Sandals Slippers Beach Shoes,Pink+White 41 - , Kickers Men s Kick Hi Ankle Boots - , Ted Baker Men’s Archerr 2 Brogues - , BOSS Casual Men’s Cuba_cheb_sdws Chelsea Boots - Cofra 00330-001.W47 Size 47 S5 SRC "Asteroid" Safety Shoes - Black - Ruiatoo Men s Flip Flops - Classical Comfortable Sandals Brown 40 - , Dockers by Gerli Men’s 38sd001-204200 Mules - , Red Wing Men s 8131 Lace-Up - DC Men’s Mason Ankle Boot, Black Black , Mens Old School White Classic Toe Cap plimsolls.Pumps. Black TED Baker Mens Senape Derby Shoes Black , Aldo Men’s Zeviel Derbys Brown (Oyster Gray 2 35) , Sorliva Mens Loafers Casual Boat Shoes Genuine Leather Slip on Driving Moccasins Hollow Out Breathable Flats Black IGI UDA 11115, Men’s Loafers Black (Nero 00) 16 men 17 young men sandals leisure beach shoes 18 Navy Blue , Oxypas Smooth Washable, Anti-Slip, Anti-Static Nursing Clog, Professional Shoes Suitable for Doctors, Nurses, Vets, Catering and Cleaning Workers White La Valenciana Men s Safety Shoes Brown AIHUWAI Sandals Men Sandals Summer Flip-Flops Men Non-Slip Flip Feet Sandals Men S Sandals & Slippers Outdoor Sandals Students Black , Crocs Unisex Adult Crocband Clogs Red (Pepper) Nike Men’s Air Max 90 Essential Sneakers Black (Black/Black White) Jamron Unisex Women Men Vintage Ankle Martin Boots Chukka Boots Durable Combat Boots Motorcycle Boots Grey , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

New Balance B077TYYN13 Men’s 17638 U420 Low-Top Sneakers Low-Top - 175149c - poyigut.site

More Posts for Baby Boomer Info