Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2

[Continue Reading…]

Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2 Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Teva Men s Arrowood Swift Lace Sports and Outdoor Sneaker, Black/White, 7 UK (40.5 EU) - , Dassy Hermes Safety Boots Black 6-13 Work Boot S3 SRC Composite Toe & Midsole (UK 10) - , Paul Parkman Men s Tassel Loafer Brown Suede Shoes (ID#087) - Puma FERRARI MENS DRIVING POWER LIGHT Black Men Sneakers Shoes Ortholite - , Kawasaki Fantasy Slim, Unisex Adults Low-Top Sneakers - , Bisgaard Girls’ 70255118 T-Bar Sandals - , Dolce & Gabbana Men s Lace-up In Black Calf Leather - Model Number: A10222 AI374 80999 - Clarks Men Navy Leather Atticus Desert Boots - , Giorgio Rea Men Shoes Black Elegant Brogue Lace UPS Handmade Shoes Made In Italy Genuine Calfskin Oxfords - Jomos Primera, Men’s Loafers - , Maybury Men s Kade Leather Slip ONS - , Sioux 34722 Mens Loafers - , Converse - Optical White All Star Hi Trainers - Mens - Size: UK 11 - Stanley 10004-101 Size 10 Kingston Full Grain Waterproof Boot (Black) - , Timberland Pro Mens Valor Duty Ox Shoe - Ride Tec Men s 1442SBK 13" Stonewash Harness Work Boot, Black, 8 M US - , Ruanyi Men s Genuine Leather Shoes Classic Lace up Breathable Perforated Upper Lined Oxfords - adidas Jake Blauvelt Boot, Men’s Skateboarding - Mizuno Running Men s Mizuno Wave Prophecy 6 Running-Shoes - , UTILIA Safety Shoes High Steel Toe TG 44 fc951544 Hercules - weiwei Men s Summer Sandals,Beach Flip-Flops - Think! Men’s Kong Desert Boots, Black - , Alexandra Blackrock STC-FW523BK-5 Composite Boot, Plain, Leather, Size: 5, Black - Zippy Baby Boys’ Zbbs06_410_6 Open Back Slippers - , ailishabroy Genuine Leather Mens Sandals Hiking Walking Summer Beach Velcro Shoes - Melton Krabbelschuh - I Love Dad, Unisex Babies’ Slippers - Sunny&Baby Men s Casual Shoes Genuine Leather Beach Flip Flops Soft Flat Sandals For Gentlemen Non-Ship - , CFP 8088 Mens All Season Loafers Casual Leisure Affectionate Comfy Smart Driving Leather Sneakers Blue UK Size... - , Amblers 702 Granite Mens Safety Trainers -
Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2 - poyigut.site Shiny Classic Shoe Men in Leather Made in Italy - , Cofra 22350-000.W42 Size 42 S3 SRC Druk Safety Shoes - Black - New Balance Men’s Md373 Trainers White (White) ZOCAVIA Trainers for Men Ultra Lightweight Running Shoes Gym Walking Sports Sneakers Pink , adidas Men’s X_PLR Trainers Blue (Maruni / Ftwbla / Azutra 000) , Crocs Unisex Adult Crocband Clogs Black Skechers Performance Men s Go Golf Pro Golf Shoe - Portwest NaN - JC55 - Nike Men’s Metcon 3 Gymnastics Shoes - Mark Nason Los Angeles Men s Ellis Fashion Boot - DULEE Unisex Clogs Hollow Out Sandals Slippers Beach Shoes,Blue+White 42 - Vass VA700-77 Non-Studded Chest Wader/Mens Boots/Safety Wellingtons - , DULEE Unisex Printing Clogs Hollow Out Sandals Slippers Beach Shoes,Yellow 41 - Summer Slipper Sandal Man Beach Shoes Open-Toe Designed Soft Genuine Leather Antiskid Comfortable Outdoor (38-... - , Mens/Boys Combat Boots. Police/Security/Cadet Combat Boots. Thinsulate Lined, 7-Eyelet Lace-Up Boots. - , Timberland Euro Sprint, Men’s Boots - Deylaying Women Men Winter Snow Suede Shoes Fur Lined Warm Comfy Casual Ankle Snow Boots Black Ask The Missus Graft Brogues Black Leather , Lambretta Carnaby Mens Classic Suede MOD SKA Lace up Desert Boots Black - New adidas Men’s Tubular Invader Basketball Shoes Marine Miyoopark Men s Breathable Slip-on Suede Casual Loafers Driving Shoes Brown XUE Men s Shoes Sandals Shoes Summer Breathable Loafers & Slip-ONS Shoe Driving Shoes Casual Beach Shoes Black, Brown, Yellow A Mens Suede Chelsea Boots Italian Style Smart Casual Desert Dealer Ankle Shoes Black DDTX Work Shoes Steel Toe Leightweight Unisex-Adults Safety Shoes Footwear Black Portwest fw81whr45 S2 Security Moccasin, White, 45 Bianco Sheba 674 High, Brown No Safety Shoe, Size 43 - , AIMONT Men s Safety Shoes grey grey , Mens Grafters Black Leather Padded Safety Laced Work Shoes New Rock Men’s M-mr041-s5 Cowboy Boots, Black, Black Black, Black , Mens Work Boots, Mens Safety Boots, GR77 Steel Toe Cap Boot by Groundwork 387 Honey , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

Nike B01LX653EG Blazer 19993 Low Blazer Mens Trainers - 38484b2 - poyigut.site

More Posts for Baby Boomer Info