TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2 - poyigut.site
Go To Retirement

A Baby Boomer's Journey from Retirement Planning to Retirement Living

You are here: Home
Securing Your Retirement Income
TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2 - poyigut.site Creating a Plan for Guaranteed Retirement Income

Regular readers of this blog may recall that I have been studying the work of Zvi Bodie, a professor of finance at Boston University. (I mentioned Prof. Bodie in my post on Retirement Income and the Myth of Equity Risk.) After much consideration, I’ve decided to adopt Prof. Bodie’s concepts into our retirement income plan. More particularly, I have created a plan to provide guaranteed retirement income. I will explain.

[Read More…]

Retirement Planning for Baby Boomers
TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2 - poyigut.site What is New with this Baby Boomer? Plenty

I’m back again after a long blogging layoff. It’s not that I didn’t have anything to write about. I was just concentrating on life as it happened, pushing the reflection and writing to the back burner. Now I seem to have a little breathing room. So I will update you. Please read on if you are interested.

[Continue Reading…]

TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2 - poyigut.site The Complexity of Working with Medicare, Social Security and Health Savings Accounts

I called the national Social Security phone line last week to discuss survivor benefits. (More on that later.) Of course, the person I spoke with could not actually process my claim.  Instead, he had to schedule a future telephone appointment to do that, with my local Social Security office. The first available appointment time was in August. Keep that in mind if you need to apply for a benefit that cannot be processed online. Before I called to file a claim, I did a lot of research on what I was about to do. Given my circumstances, determining the optimum filing strategy was quite complicated.

TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2

[Continue Reading…]

TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2 TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2 - poyigut.site Building My Retirement Spending Plan

I finally got busy this week doing a lot of work on my retirement spending plan. This has been a work in progress for several years as I have acquired TIPS and I-Bonds as part of my Failsafe Retirement Plan grand strategy. But interesting things are happening (including getting older) and the time has come for me to get more specific with a plan for how I am going to use my retirement assets to provide spending money. I’ll try to explain my logic without giving too much away or boring you.

[Continue Reading…]

More Posts About Retirement Planning

Investing for Retirement
TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2 - poyigut.site The Sequence of Returns Retirement Risk

I hope that most baby boomers who are close to retirement have developed a fundamental understanding of the “sequence of returns” risk as it applies to their retirement security. In a nutshell, the sequence of returns risk tells us that the annual returns on our retirement investments do not by themselves determine whether our retirement nest egg will support us until we die. Rather, we must also carefully consider when those returns occur. For example, a significant market downturn at the commencement of our retirement – say at age 65 – is much more dangerous than if the same downturn occurs ten years later, at age 75. Let’s think more about this for a minute.

[Read More…]

TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2 - poyigut.site Predictable Retirement Income from Target Date Bond Funds

This past fall and winter I added some new investments to my retirement portfolio. The investments are known as target date bond exchange traded funds. Sometimes they are referred to as “target maturity” bond funds.  This type of investment is new.  The target date bond ETF category shows great promise for providing bond-like retirement income with little or no interest rate risk.

[Read More…]

TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2 - poyigut.site First Quarter Net Worth Analysis

Although I have been slow posting in recent months (now being remedied), I have continued to track my net worth as I move ever closer to retirement. (I say “ever closer” despite not having selected a retirement target date.) I have also made some recent changes in my investments with others planned in the coming weeks. The objectives for these changes are to a (a) increase certainty of income in future years and (b) simplify.  I will write more about these changes next week.

[Read More…]

More Posts About Investing for Retirement

Info for Baby Boomers
Ricosta Boys’ Ree Closed Toe Sandals, Grey, 4 Child UK - 4*4 safety boot - Geox Girls’ J Waviness C Trainers, Grey - , Wild Bow Tie Point single shoes shallow mouth fashion, the thin and comfortable, Black,35 - Converse Unisex Babies’ CTAS Hi Bleached Aqua/Crimson Pulse Birth Shoes - Haflinger Mens Grizzly Michl Slippers - Grisport GRS966-38 Wetland Waterproof Safety Boots, Size: 38, Brown (Pack of 2) - Base London Mens Black Leather Statement Derby Shoes - , Grinders Mens Classic Cowboy Boots Real Leather Stylish Look In Black - Renegade Lo - , adidas NMD XR1 PK OG - BY1909 - - yalanshop The high-heel shoes girl fine with the tip of a single shoe light and versatile black satin shoes occupational... - HUSK SWARE Men s Running Shoes Lightweight Sports Trainers Gym Walking Trainers Fitness for Men/Women - Nike Men s Aptare SE Running Shoe - , LYZGF Men Youth Business Leisure Fashion Lace Leather Shoes - Gioseppo Boys’ 43983 Slip on Trainers - FOCO Louisville Cardinals : Double Logo Flip Flop - New Men Slip-On Oxford Summer Breathable Daily Casual Shoes Comfortable Flat Bottom Soft Leather Driving Shoes... - Hogan Men s HXM3210K860IFW0XCG Black Leather Sneakers - , Indigo Schuhe Girls’ 422 302 Closed Toe Ballet Flats - , Alexandra STC-FW148BK-10 Men s Oxford Shoes, Plain, Leather, Size: 10, Black - , Base London Men’s Turner Derbys, Brown - JAS Fashion Mens Hi Tops Sneakers Lace Up Boots Party Trainers Casual Fashion Shoes Size UK - , Men s Leather Smart Oxford Bullock Shoes Lace up Formal Wedding Business for Men Black Brown Office Work Party... - Nero Giardini Men s Lace-up Flats Black Black - , zmlsc Men s Casual Retro Leather Shoes Business Leather Shoes Spring Autumn Black Gray Brown Lace Shoes - , Reebok Boys’ Royal Cljog 2 2v Running Shoes, Blue, 9.5 Child UK - Element Winter Boot Men Topaz C3 Mid Boots - , Keen Utility Men s Louisville 6" Steel Toe Work Boot - , Shoo Pom Baby Girls’ Bouba Yaka First Walking Shoes -
TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2 - poyigut.site J-Hayber Men s New Olimpo Foot Wear Negro , Salomon Men’s Xa Pro 3D GTX Trail Running Shoes Black (Black/Flame/Nautical Blue) Ruiyue Leather Oxford Shoes Men,Lace-up Comfortable Breathable Formal Modren Business Lined Outsole Oxfords Classic... - , Dilize Men s Open Toe Cutout Breathable Summer Leather Sandals - , ZPFDY Men Spring Autumn British Style Casual Business Fashion Youth Laces Leather Shoes - Veja Men s Trainers White MESH White Marsala , Es Swift Shoes - Black multicolour YXLONG Summer Men s New Breathable Business Dress Shoes Hole Leather Sandals Punch Weave Sandals - adidas Originals Dragon, Unisex Adults Low-Top Sneakers - Abeba 1128" Light Occupational Loafer - TOTO X33513-3 inches Taller - Height Increasing Elevator Shoes - Dark Brown Dress Shoes - Diadora Unisex Adults B. Elite Low-Top Sneakers White Black Cyber Yellow Ignite Fly 6 Stud Hybrid SG Rugby Boots - Orange - Quiksilver Men’s Molokai Wordmark Flip Flops - , Puma St Runner Sd, Unisex Adults Trainers - , Laiwodun Men Women Water Shoes Mc-yellow , Vans Era 59, Unisex Adults Low-Top Sneakers - Azor Corsica Mens Leather Oxford Shoes Tan/Brown - , Vibram Unisex Adults’ Men s and Women s Gru Low-Top Furoshiki - Jack Wolfskin Boys’ Puno Beach B Sports Sandals - Men Formal Derby Pointed Toe Classic Real Leather Uniform Shoes Business Oxford Low-top Evening Party Wedding... - LEDLFIE Men s Real Leather Shoes Casual Fashion Lace-up Shoes - Skechers USA Men s Palen Gadon Oxford Light Brown , Ted Baker Mens Hann 2 Derby Brogue Shoes Black (Black) URBANFIND Men s Casual Flip Flops Slippers - Comfortable Lightweight Thongs Sandals Weave Black TOMS Women s Classics Ash Grey Canvas LakeRom Men Loafers Shoes for Men Slip on Shoes Casual Leather Shoes Black3 , DADAWEN Men s Slip-on Loafers Moccasins Pumps Flat Shoes Black , Skechers USA Men s Men’s Elected Horizon Oxford, Black, US Light Brown , Reef R2046 Men s Phantoms Light Grey/Brown , Losing One of My Super Heroes

It’s hard for me to believe that I’ve been away from writing with Mark on this blog for so long! It’s been far too long! So much has happened during that time. Many wonderful things, people and events have come into my life. But, I’ll defer to Mark and let him catch up on some of these great happenings.

I want to turn my thoughts instead to other, more somber, areas: grief, gratitude and healing.

[Read More…]

TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2 - poyigut.site Celebrating Age 65 With My High School Class

Let’s start by acknowledging that my high school class of 1969 likes to party. Thanks to the hard work by one of our loyal classmates and her helpers, we’ve had full-blow reunions every 5 years since graduation. (I’ve been to every reunion starting at 20 years post-graduation.)  Our class motto was “Class of ’69 Drinks Bud.”  (Technically, this was an unofficial motto because it appeared in print only once – on a large helium balloon attached by a group of us to the top of our high school flag pole during senior week.)  Last weekend, we collectively affirmed our partying ways when 70 of us returned to Ithaca for a class 65th birthday party.

[Read More…]

TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2 - poyigut.site Communicating Financial Information to Your Family and Heirs

I recently revised and update my plan for communicating information about my finances and online life to my three sons. I did this to make it easier on them when I die and to make it easier on me if, before I die, I become ill to the point that I cannot handle my own affairs.

[Read More…]

TBS Men’s TBS Phenis Shoes, Boat Shoes, Sable B07B93YHL8/Cognac - 185d9a2 - poyigut.site

More Posts for Baby Boomer Info